Nc State Employee Credit Union

In the welcoming community of Mooresville, the State Employees' Credit Union branch at 111 Brawley School Rd is your local partner for trusted financial solutions. Whether you're looking to secure some of the best auto loans with flexible vehicle financing or streamline your personal banking through convenient checking and savings accounts, this branch offers friendly, expert guidance tailored to your goals. Open Monday through Friday from 8:30 AM to 5:30 PM, members enjoy hassle-free drive-thru banking and an onsite ATM for quick cash withdrawals and balance inquiries.
Serving nearly 2.85 million members statewide and managing assets exceeding $57 billion, this Mooresville location also shines with competitive mortgage loans and refinancing options designed to make homeownership more attainable. Local businesses benefit from specialized merchant services and business loans crafted to support growth. Plus, secure online and mobile banking platforms make managing your finances simple anytime, anywhere.
Visit the State Employees’ Credit Union branch at 111 Brawley School Rd or call 704-663-0305 today to experience welcoming community service. Discover how our signature auto loans and comprehensive personal banking solutions can help you confidently accelerate toward your financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees', your trusted credit union located at 111 Brawley School Rd, Mooresville, NC 28117. Established in 1937, we have proudly served our community for over 85 years, focusing on building lasting relationships with our members. With a robust total membership of 2,847,943 and total assets reaching an impressive $57,229,286,839, we are committed to providing financial solutions that empower you to achieve your goals. At State Employees', we understand the importance of financial stability and support. Our wide range of services includes everything from personal banking such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also offer business banking options tailored to meet the unique needs of our local entrepreneurs. While members can visit us at our branch address, official correspondence should be sent to 111 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117 if necessary. Our dedicated team is led by CEO Leigh Brady and Board President Mona Moon, both of whom are passionate about serving our members and enhancing their financial well-being. With total deposits amounting to $7,866,265,767 and net worth of $5,446,832,560, we ensure that your money is not only safe but also working for you. Our cash reserves stand strong at $708,661,969, allowing us to provide competitive loan options over 1,194,630 loans have been issued to date. If you're looking for a reliable partner in your financial journey or simply want to explore what we offer further, don't hesitate to reach out! Call us at 704-663-0305 or visit our website at ncsecu.org for more information. We look forward to welcoming you into the State Employees' family!

Branch History & Mission

Welcome to the heart of community banking State Employees' in Mooresville, NC. Since opening our doors in 1937, we have been dedicated to serving our members with integrity and passion. Our journey began with a small group of visionaries who believed in the power of people helping people. Today, we proudly serve over 2,847,943 members, a testament to our commitment and the trust we've built within the community. Located at 111 Brawley School Rd Mooresville Nc 28117, we are ideally situated to serve you. Whether you're coming from nearby landmarks or just passing through, you'll find our branch accessible and welcoming. For any official correspondence, please note that you can reach us at 111 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117. At State Employees', we believe that financial services should be more than just transactions; they should empower individuals and strengthen communities. Our mission is clear: to provide reliable financial solutions while actively supporting local initiatives and fostering economic growth. We offer a variety of services, including personal banking, auto loans, mortgage financing, and credit cards with rewards designed to meet the diverse needs of our members. As we grow, we also embrace modern advancements to enhance your experience. With robust online and mobile banking options available, managing your finances has never been easier. Plus, our facilities are ADA compliant, ensuring everyone can access our services comfortably. For those who prefer face-to-face interactions, we're proud to offer drive-thru banking for quick deposits and withdrawals during operating hours from 8:30 AM to 5:30 PM on weekdays. Community involvement is at the core of who we are. We partner with local organizations to support educational programs and community events that uplift our neighbors. Through these efforts, we strive not only to improve financial literacy but also to create lasting impacts in the lives of those around us. If you're looking for a financial institution that truly cares about its members and their well-being, consider joining us at State Employees'. Experience the difference of being part of a credit union that prioritizes your needs while making positive contributions to the community. We invite you to visit us or call us at (704) 663-0305 today!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features, ensuring that everyone can navigate comfortably. Plus, there's ample parking available right outside our doors, making your visit hassle-free.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 704-663-0305. We look forward to welcoming you into our branch soon!

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. If you prefer to bank on the go, our online and mobile banking options are available 24/7. For those who enjoy the convenience of drive-thru banking, we also provide a drive-thru service for simple transactions like deposits and withdrawals. Our ATM is always ready for cash withdrawals or balance checks anytime you need it. While members can visit us at our physical location for all inquiries, official correspondence should be sent to 111 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117.

Member Eligibility

At State Employees', we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming, and it opens the door to a wealth of financial opportunities tailored just for you. If you live, work, or worship in our local area, or are affiliated with certain organizations, you're likely eligible to join us! We pride ourselves on inclusivity and support, so even if you're unsure about your eligibility, we encourage you to reach out. For detailed criteria, feel free to visit our eligibility page at http://www.ncsecu.org/join#eligibility. Joining State Employees' means more than just opening an account; it's about becoming part of a cooperative that prioritizes your needs. Our members enjoy competitive rates on loans and savings products, personalized service, and access to a variety of financial tools designed to help you thrive. Ready to take the next step? You can easily open your account by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (704) 663-0305 for any questions. We can't wait to welcome you into our family at 111 Brawley School Rd Mooresville Nc 28117!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services empower your business to handle transactions smoothly. Whether it's setting up a point-of-sale system or managing online payments, we offer tools that make it easier for you to serve your customers efficiently. Our services are designed to simplify your payment processes so you can focus on what truly matters growing your business. Located at 111 Brawley School Rd Mooresville Nc 28117, Mooresville, NC, we're here to partner with you on your journey toward success. For more information, call us at (704) 663-0305 or visit our website at https://www.ncsecu.org/.

Comprehensive List Of Services

Additional Services

Our branch also provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. This ensures you can get what you need without any hassle during busy days. Whether you're visiting us at our Mooresville location or accessing your accounts online, we're here to support you every step of the way. For more information about our services or to ask specific questions about how we can assist you personally, don't hesitate to reach out by calling us at (704) 663-0305. Take charge of your financial future today with State Employees'! Visit us online at https://www.ncsecu.org/ or stop by our branch we look forward to serving you!

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions that include merchant services and business loans tailored to meet the unique challenges of running a business. We believe in supporting local businesses and helping them grow.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why at Mooresville, we prioritize ease of access through our robust Online & Mobile Banking platforms. You can manage your accounts anytime, anywhere, making banking more accessible than ever before. Plus, with features like ATM access for cash withdrawals and balance checks, managing your finances on-the-go is simple.

Loan Options

We recognize that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are here to help you manage those financial bumps smoothly. Additionally, enjoy the freedom of making purchases with our competitive Credit Cards with Rewards, giving you perks on everyday spending.

Personal Banking Solutions

When it comes to personal banking, we offer more than just standard checking and savings accounts. Our members can take advantage of tailored Personal Banking options that include checking and savings accounts designed to fit your lifestyle. Need to purchase a new car? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services will guide you through every step of the process.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're on the go or relaxing at home, you'll have real-time access to your accounts. For those who prefer to manage their finances through their mobile devices, our dedicated mobile application makes banking even easier.

Mobile Payments Made Easy

For those who enjoy using their smartphones for purchases, our mobile payments feature is here to help you shop conveniently and securely. Just tap and go! In summary, State Employees' offers a comprehensive suite of digital banking solutions that prioritize your needs. From effortless account management to robust security measures, we're committed to making your banking experience smooth and enjoyable. Explore all these features today by visiting https://www.ncsecu.org/!

Security and Convenience

Your security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with e-statements available, you can easily track your financial activity without the clutter of paper statements. If you're looking for a quick way to pay friends or family, our person-to-person transfer feature makes sending money simple.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, demonstrating our commitment to providing reliable services. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 111 Brawley School Rd Mooresville Nc 28117 or call (704) 663-0305 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For those considering business opportunities, our credit lines amounting to $18,909,000,000 can provide essential funding for growth. We are committed to supporting our local businesses through tailored financial solutions. If you're interested in refinancing options or want to check your eligibility for any of these products, feel free to reach out. You can give us a call at (704) 663-0305, and our dedicated staff will guide you through the process and help you find the best loan solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 111 Brawley School Rd Mooresville Nc 28117, Mooresville, NC, where we're ready to help you take the next steps toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Our auto financing options are designed to be straightforward and affordable, making it easier for you to drive away in a vehicle that fits your lifestyle.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These credit cards provide the freedom to make purchases without collateral while offering competitive interest rates and rewards programs.

Loan Aggregator

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