State Employees' Credit Union Mocksville NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees' Credit Union, where your financial well-being is our top priority! Located at 1235 Yadkinville Rd, Mocksville, NC 27028, we have proudly served our members since 1937. With a strong commitment to community and member satisfaction, we are thrilled to support over 2.8 million members with a range of banking services tailored to meet your needs. At State Employees' Credit Union, we manage assets totaling an impressive $57,229,286,839, ensuring that your funds are in safe hands. Our team, led by CEO Leigh Brady and Board President Mona Moon, is dedicated to offering competitive financial solutions that empower our members. From personal loans and auto financing to mortgage options and credit cards with rewards, we strive to make banking simple and accessible for everyone. We understand that financial decisions can be overwhelming; that's why we offer personalized service through our knowledgeable staff of 8,258 employees. Whether you're visiting us in person or utilizing our online services, we're here to guide you every step of the way. With total deposits exceeding $7,866,265,767 and a net worth of $5,446,832,560, you can trust that we're stable and reliable. While members can visit us at our Mocksville location for all their banking needs including drive-thru service and ATM access official correspondence should be sent to the same address: 1235 YADKINVILLE RD, MOCKSVILLE, NC 27028. Join us today at [ncsecu.org](https://www.ncsecu.org) or give us a call at 336-751-3201. Experience the difference with a credit union that puts you first!

Branch History & Mission

Commitment to Community

At State Employees', we are not just about numbers; we are about people. We actively engage in community outreach programs and partnerships aimed at enhancing the lives of those around us. Whether it's through financial education workshops or supporting local events, we strive to make a positive difference in our community. We also understand the importance of convenience for our members. That's why we offer ATM availability and drive-thru banking services, making it easier for you to access your funds when you need them most. Our operating hours from 8:30 AM to 5:30 PM during weekdays ensure that you can reach us at times that work best for you.

Join Us

While members can visit us at 1235 Yadkinville Rd, official correspondence should be sent to 1235 YADKINVILLE RD, MOCKSVILLE, NC 27028 if different. We invite you to experience the benefits of being part of State Employees'. Join us today and discover how we can help you achieve your financial dreams while being part of a caring community. For any inquiries or assistance, feel free to call us at 336-751-3201. Let's build a brighter financial future together!

Our Evolution

From our humble beginnings, State Employees' has continually adapted to meet the needs of our members. We have expanded our services significantly over the years, now offering everything from personal banking and auto loans to mortgage financing and business banking solutions. As of today, we proudly hold $57.2 billion in total assets, demonstrating our commitment to providing robust financial support to our community. Our mission is simple yet impactful: to empower individuals through accessible financial services while fostering strong community ties. We believe that by helping our members achieve their financial goals, we can contribute to the overall growth and wellbeing of Mocksville and its surroundings.

Branch Location & Accessibility

Welcome to the State Employees' branch located at 1235 Yadkinville Rd in Mocksville, NC! This branch is designed with your convenience in mind, making it easy for you to access all the banking services you need. Nestled in Davie County, our location is just a short drive from popular spots like the Mocksville Town Park and nearby shopping areas, ensuring that you can combine your banking errands with your daily activities. While members can visit us at this address, any official correspondence should be sent to our mailing address at 1235 YADKINVILLE RD, MOCKSVILLE, NC 27028. Our branch is fully accessible, featuring ADA-compliant entrances and parking spaces to ensure everyone can visit comfortably. We understand that your time is valuable. That's why we offer extended operating hours from 8:30 AM to 5:30 PM on weekdays. Whether you're stopping by for personal banking needs or looking to explore our loan options, our friendly staff is here to assist you. For those who prefer quick transactions, we have a convenient drive-thru service available, allowing you to handle deposits and withdrawals without leaving your vehicle. Plus, our ATM is always ready for cash withdrawals or balance checks anytime you need it. We invite you to visit us soon and experience the personalized service that makes State Employees' Credit Union a trusted choice for so many in the community. If you have any questions or want to learn more about our services, feel free to give us a call at 336-751-3201. We look forward to serving you!

Member Eligibility

Welcome to the vibrant community at State Employees'! Joining us is more than just opening an account; it's about becoming part of a supportive network that truly cares about its members. To be eligible for membership, you simply need to be a resident of North Carolina or have a connection to the state, such as being employed by a qualifying employer or having a family member who is a current member. This inclusive approach ensures that we can welcome a diverse range of individuals into our family. Once you meet the eligibility criteria, which you can explore in more detail at http://www.ncsecu.org/join#eligibility, opening an account is straightforward and convenient. Just head over to our website for the account opening details at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to reach out to us at (336) 751-3201. We're excited to help you take this step toward better financial well-being right here at State Employees', located at 1235 Yadkinville Rd Mocksville Nc 27028!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with efficient payment processing. Our merchant services make it easy for you to accept payments, manage transactions, and keep your cash flow healthy. This means you can focus on what matters most growing your business without worrying about the nitty-gritty of financial management. Visit us at 1235 Yadkinville Rd Mocksville Nc 27028 in Mocksville, NC, or call us at (336) 751-3201 to learn how our tailored solutions can help you thrive. Let's build your future together!

Comprehensive List Of Services

Business Banking

For our business members, State Employees' provides comprehensive banking solutions including merchant services and business loans. Whether you're launching a startup or expanding an established business, we're here to support your goals with flexible financing options.

Credit Cards and Rewards

Shopping should come with rewards! That's why we offer credit cards with rewards, allowing you to earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's a smart way to make the most out of your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, managing your finances has never been easier. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills on the go. Plus, our ATM services allow for quick cash withdrawals and balance checks when you need them most.

Drive-Thru Services

For those who prefer face-to-face interactions without leaving their cars, we offer basic drive-thru banking services for deposits and withdrawals. It's all about making your banking experience as hassle-free as possible.

Personal Banking

Whether you're just starting out or looking to manage your savings better, our personal banking options are designed for everyone. We offer checking and savings accounts tailored to fit your lifestyle, making it simple to manage your day-to-day finances. For those considering a new vehicle, our auto loans and vehicle financing solutions can help you get behind the wheel without breaking the bank. Imagine driving off in your dream car with manageable monthly payments! If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and personalized service. We also understand that life can sometimes lead to unexpected expenses; that's why we offer personal loans for debt consolidation or other needs, making it easier for you to regain control of your finances.

Your Financial Partner

At State Employees', we pride ourselves on being more than just a financial institution; we're your partners in achieving financial wellness. Our knowledgeable staff is ready to assist with any questions you may have regarding our services or how they can benefit you personally. Ready to explore all that we offer? Visit us at 1235 Yadkinville Rd Mocksville Nc 27028 in Mocksville, NC, call us at (336) 751-3201, or check out our website for more information: Mocksville. Let us help you take the next step toward reaching your financial goals!

Digital & Online Banking

Key Features

Our online banking service allows you to check balances, pay bills, and transfer funds with just a few clicks. Plus, for those who prefer a mobile experience, our user-friendly mobile application is available to help you manage your finances on the go. Want to make payments without fumbling for cash? Our mobile payments feature lets you make quick transactions right from your smartphone. For added convenience, we offer e-statements that give you easy access to your financial information without the clutter of paper. And if you ever need to sign documents quickly, our electronic signature authorization makes it simple and secure.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your personal information while giving you the freedom to bank online confidently. All these features come together to provide real-time account management that fits into your busy life. While person-to-person transfers are not currently available, our suite of digital services ensures that managing your money is straightforward and efficient. If you have questions or need assistance, feel free to reach out at (336) 751-3201. Experience the ease of banking with us at State Employees' where convenience meets security!

Financial Strength

Community Trust

We have built a strong community trust with 5,850,875 total share accounts, showing that many members trust us with their finances. Our net shares (funds available for lending and investments) stand at $574,556,810, highlighting our capacity to support both new initiatives and existing commitments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1235 Yadkinville Rd Mocksville Nc 27028 or call (336) 751-3201 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We're proud of the dedicated team supporting you; with 7,729 full-time employees and 529 part-time employees, we're always ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures that your funds are not just safe but also working hard for you.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our ability to extend credit reflects our commitment to helping you achieve your aspirations whether it's purchasing a vehicle or financing other important needs.

Loan Offering

Additional Services

For those interested in expanding their business, we recognize the importance of having access to capital. Although we currently do not have outstanding commercial loans available, our team can assist you with other financial needs that may arise. If you're considering refinancing any existing loans, we can help determine eligibility options and find solutions tailored just for you. No matter what financial journey you're on, State Employees' is dedicated to supporting you every step of the way. For more details or assistance, feel free to reach out at (336) 751-3201, or visit us at 1235 Yadkinville Rd Mocksville Nc 27028 in Mocksville, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the flexibility you need for your next purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to help guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features designed to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With numerous options available, it's essential to have a reliable tool that helps you make informed decisions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines means you receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Every loan offer displayed on LendMesh comes from legitimate financial institutions, allowing users to trust the information they see. One of the key advantages of using LendMesh is its commitment to verified data. Unlike many other platforms, LendMesh does not feature sponsored listings. This means that lenders are not prioritized based on paid promotions; instead, the platform aims to provide unbiased results so users can focus solely on what matters the best loan options available. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This feature helps users stay updated with current market trends and make decisions based on accurate data rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in guiding consumers toward better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

STATE EMPLOYEES' CREDIT UNION - Mocksville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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