State Employees' Credit Union Mint Hill NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees' Credit Union in Mint Hill, NC! Located at 11529 Lawyers Rd, our branch has been a trusted financial partner since 1937, proudly serving over 2.8 million members with a commitment to community and member satisfaction. With total assets exceeding $57 billion and deposits totaling $7.87 billion, we are dedicated to providing the resources you need for your financial journey. At State Employees', we believe in the power of community support and collaboration. Our leadership team, guided by CEO Leigh Brady and Board President Mona Moon, works tirelessly to ensure that our members receive personalized service tailored to their unique needs. Whether you're looking for auto loans, personal banking solutions, or business services, our knowledgeable staff is here to help. Our branch maintains a strong financial foundation with a net worth of $5.45 billion and cash on hand amounting to $708 million, ensuring that we can continue to offer competitive rates and reliable services. We understand that your financial goals matter, which is why we provide an array of options from checking accounts to mortgage refinancing. While members can visit us at our Mint Hill location, official correspondence should be sent to the same address: 11529 Lawyers Rd, Mint Hill, NC 28227. If you have questions or would like assistance, feel free to reach out at 704-573-3447 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Join us today and experience the difference at State Employees' Credit Union where your financial success is our mission! For more information about our services or to open an account, visit us online at ncsecu.org.

Branch History & Mission

At State Employees' Credit Union, we take pride in our rich history and steadfast mission to serve the community. Established in 1937, our Mint Hill branch has become a cornerstone of financial support for residents in Mint Hill, NC. Nestled at 11529 Lawyers Rd, our location is easily accessible for those seeking reliable banking services. Over the decades, we have evolved significantly, growing from a small credit union into a trusted financial partner with a total membership of over 2.8 million and total assets exceeding $57 billion. Our commitment to providing valuable services reflects our dedication to the community's financial well-being. Our mission is clear: we aim to enhance the quality of life for our members by offering personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality banking services, which is why we provide a range of offerings from checking and savings accounts to auto loans and mortgages. Our approach is centered around you, ensuring that your needs are met with care and attention. While members can visit us at 11529 Lawyers Rd Mint Hill Nc 28227, official correspondence should be sent to 11529 LAWYERS RD, MINT HILL, NC 28227. We are open Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for you to drop by and discuss your financial goals with our friendly staff. In addition to traditional banking services, we understand the importance of technology in today's world. That's why we offer online and mobile banking options, allowing you to manage your finances anytime, anywhere. While our branch does not have an ATM available, we do provide drive-thru banking for deposits, withdrawals, and simple transactions ensuring accessibility for all. We also engage in various community outreach initiatives and partnerships that strengthen our bond with Mint Hill. By investing in local projects and supporting educational programs, we strive to uplift those around us. Join us at State Employees' Credit Union in Mint Hill! Experience the benefits of being part of a community-focused organization dedicated to helping you achieve your financial dreams. Reach out today at 704-573-3447 or visit our website at ncsecu.org to learn more about how we can assist you on your financial journey.

Branch Location & Accessibility

Accessibility Features

At State Employees', we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy a smooth banking experience. Plus, ample parking is available right outside the building, so you can get in and out with ease.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 704-573-3447. We look forward to welcoming you to State Employees' in Mint Hill! Remember, while members can visit us at our physical location, official correspondence should be sent to the same address: 11529 LAWYERS RD, MINT HILL, NC 28227. Come see us today and discover how we can help you achieve your financial goals!

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by for personal banking, auto loans, or mortgage refinancing, our friendly staff is ready to assist you during these hours.

Services Offered

While visiting us, take advantage of our drive-thru service for quick transactions like deposits and withdrawals. Although we don't have ATM availability at this location, our team is always on hand to help you with any cash withdrawal needs directly inside the branch. We also offer online and mobile banking options for your convenience.

Member Eligibility

At State Employees', we believe that becoming a member means joining a community where you can thrive. If you're wondering about eligibility, it's simple! Anyone who lives, works, or attends school in our area can join us. Whether you're looking to save for the future, buy your first car, or just want to enjoy great rates and personalized service, we welcome you with open arms. You can find all the detailed criteria for membership on our website at http://www.ncsecu.org/join#eligibility. Opening an account is just as easy! If you're ready to take the next step, visit us online at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (704) 573-3447. Our friendly staff at our Mint Hill branch located at 11529 Lawyers Rd Mint Hill Nc 28227 is here to help you every step of the way. Join us today and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to process payments effortlessly while focusing on what you do best running your business. Our merchant services streamline transactions, enabling you to accept payments quickly and securely. Whether you're a retail shop on Main Street or a service provider catering to local clients, our solutions cater to your unique needs. If you're ready to take your business to the next level, visit us at 11529 Lawyers Rd Mint Hill Nc 28227, Mint Hill, NC or call us at (704) 573-3447. Let's work together to achieve your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. We offer competitive rates and flexible terms that make it simple to drive away in the car you want. Plus, our straightforward application process means less hassle for you.

Business Banking

For entrepreneurs out there, our business banking services provide essential support as you grow your company. From merchant services that make transactions smoother for your customers to tailored business loans, we aim to empower local businesses in Mint Hill.

Convenient Access

Our branch at 11529 Lawyers Rd Mint Hill NC 28227, is equipped with basic drive-thru banking for quick deposits and withdrawals. While we don't have ATM access at this location, our online tools ensure that you have round-the-clock access to your accounts from wherever you are. With all these services under one roof, State Employees' is dedicated to helping you navigate your financial journey successfully. For any questions or more information about how we can assist you further, feel free to give us a call at 704-573-3447. Let's work together towards a brighter financial future!

Credit Cards with Rewards

We believe that using credit should come with benefits! Our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's a smart way to get more value from your spending.

Mortgage Loans & Refinancing

For those ready to settle into their dream home, our mortgage loans and refinancing options can be a game changer. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we're here with guidance every step of the way. Our team will work with you to find a solution that fits your budget.

Personal Banking

When it comes to managing your money, having the right tools is essential. Our checking and savings accounts are tailored to help you achieve your financial goals. Imagine being able to easily track your spending while saving for that dream vacation or home renovations all through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, managing your finances has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. If you're facing medical bills or need funds for a home improvement project, we offer flexible personal loans designed with your needs in mind. Debt consolidation can also simplify your monthly payments, making it easier to manage your finances.

Digital & Online Banking

Accessibility and Security

We take security seriously at State Employees'. You can trust that all transactions made through our platform are protected with advanced security measures. With 24/7 online banking services, you'll have round-the-clock access to your accounts whenever you need it. While we currently do not offer person-to-person transfers, our other features are designed to keep managing your finances straightforward and hassle-free. Enjoy real-time account management and stay connected to your money like never before. In summary, whether you're looking to pay bills, view e-statements, or make mobile payments, State Employees' has all the tools you need to bank on your terms safely and efficiently. Join us today and discover how simple banking can be!

Key Features

With our online banking platform, accessible at https://www.ncsecu.org/, you can check your account balances, pay bills, and transfer funds all from the comfort of your own space. We also offer e-statements so you can keep track of your transactions without the clutter of paper statements. Plus, our electronic signature authorization feature allows you to sign documents securely online, making everything quicker and easier. Do you love using your phone for payments? Our mobile payments feature lets you make purchases directly from your device, adding an extra layer of convenience to your daily life. And if you prefer managing your accounts through an app, you're in luck! Our mobile application is available for download, giving you access to all these features right in your pocket.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is safe and growing, which is why we constantly monitor our financial health to provide you with the best possible services. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency shines through with a net income of $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 11529 Lawyers Rd Mint Hill Nc 28227 or call (704) 573-3447 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For those interested in expanding their business or managing larger expenses, we also provide various personal loan options and lines of credit tailored to meet your needs. If you're considering refinancing any existing loans, we're here to help you explore eligibility options that could save you money. Our commitment is to ensure that our members have access to affordable and straightforward lending solutions. We encourage you to reach out with any questions or visit us at State Employees'. You can contact us at (704) 573-3447, and our friendly staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help members get on the road. Whether it's a brand-new model or a reliable used car, our competitive rates make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide tailored solutions that fit your unique situation, ensuring you have the support needed for one of life's biggest investments.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to credit when you need it most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all loan offers are fair and transparent. Each lender's rates are updated regularly to reflect current market conditions, ensuring you have access to accurate information every time you compare loans.

STATE EMPLOYEES' CREDIT UNION - Mint Hill, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Mint Hill, NC (28227)