State Employees' Credit Union Matthews NC: Affordable Vehicle Loans & Top Checking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 1825 Matthews Township Pkwy, Matthews, NC 28105. Since our establishment in 1937, we have proudly served over 2.8 million members, demonstrating our commitment to the community and providing exceptional financial services. With total assets exceeding $57 billion and deposits of around $7.9 billion, we are well-equipped to meet your banking needs. At State Employees', we believe in empowering our members through a variety of services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedicated team of over 8,250 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to assist you every step of the way. While you can visit us at our branch in Matthews for all your banking needs, official correspondence should be sent to the same address: 1825 MATTHEWS TOWNSHIP PKWY, MATTHEWS, NC 28105. We pride ourselves on being a cornerstone of the community, ensuring that your financial goals are within reach while maintaining a focus on trust and reliability. With a net worth of approximately $5.4 billion and cash in hand totaling about $708 million, we offer not just peace of mind but also the confidence that comes with solid financial backing. If you're ready to explore how we can support your financial journey or if you have any questions, don't hesitate to reach out at 704-849-9458. We invite you to visit our website at ncsecu.org for more information or to start taking advantage of the benefits that come with being part of our credit union family!

Branch History & Mission

At State Employees', we take pride in our rich history and unwavering commitment to serving our community in Matthews, NC. Established in 1937, our branch has been a cornerstone of financial support for generations. Over the decades, we have grown alongside our members, evolving to meet their needs while maintaining our core mission: to provide reliable financial services and support that empower individuals and families. Located at 1825 Matthews Township Pkwy, Matthews, NC 28105, our branch is easily accessible and surrounded by local landmarks that foster a sense of community. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, ensuring that we are available when you need us most. For those who prefer convenience, we also offer ATM services and drive-thru banking for quick transactions. With a membership base of over 2.8 million and total assets amounting to $57,229,286,839, State Employees' stands strong as a leader in the credit union sector. We are dedicated to providing not only personal banking services like checking and savings accounts but also loans for vehicles, mortgages, and credit cards that come with rewards. This broad range of offerings reflects our commitment to supporting the diverse financial needs of our members. Our mission goes beyond just financial transactions; it is deeply rooted in community support and outreach. We strive to create positive impacts through various partnerships and initiatives aimed at enhancing the lives of those around us. This dedication is evident in everything we do from ensuring ADA compliance at our facilities to implementing customer-centric digital solutions like online banking and mobile payments. While members can visit us at 1825 Matthews Township Pkwy, official correspondence should be sent to 1825 MATTHEWS TOWNSHIP PKWY, MATTHEWS, NC 28105 if necessary. We invite everyone in the Matthews area to join us on this journey of growth and community engagement. Discover how State Employees' can help you achieve your financial goals by becoming a member today! For more information about membership eligibility or to open an account, visit us online at State Employees' Credit Union or give us a call at 704-849-9458. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility Features

At State Employees', we prioritize accessibility for all members. Our branch is compliant with ADA standards, featuring ramps and wide doorways to ensure everyone can enter without hassle. Plus, there's ample parking available right outside the entrance, so you won't have to worry about finding a spot.

Get in Touch

If you have questions or need assistance before visiting, feel free to give us a call at (704) 849-9458. Our friendly team is always ready to help! We invite you to come by and discover how State Employees' can support your financial journey. We look forward to welcoming you soon!

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are from 8:30 AM to 5:30 PM, Monday through Friday. This allows you plenty of time during the week to come in and take care of your banking needs.

Services Offered

When you visit us at State Employees', you'll find a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru service for simple transactions without having to leave your vehicle.

Member Eligibility

At State Employees', we believe that everyone deserves a place in our supportive community. If you're looking to become a member, it's simple! Eligibility is open to anyone who lives, works, or worships in the local area, as well as their family members. This means you can enjoy all the benefits of membership, from competitive loan rates to personalized financial advice. Plus, being part of State Employees' means you're not just a customer; you're part of a family that cares about your financial well-being. Ready to take the next step? Opening an account is straightforward and can be done online. For more details on eligibility criteria, check out our resource at http://www.ncsecu.org/join#eligibility. If you have questions or need assistance, feel free to give us a call at (704) 849-9458. We can't wait to welcome you into the State Employees' family at 1825 Matthews Township Pkwy Matthews Nc 28105!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to process payments quickly and easily while offering your customers a seamless checkout experience. Our merchant services are designed with your needs in mind, ensuring you can accept various payment methods securely. Whether you're running a retail store or a service-based business, these tools can enhance your customer interactions and streamline operations. At State Employees', we're more than just a bank; we're a partner in your success. Let us help you achieve your goals today! For more information, call us at (704) 849-9458 or visit our website at https://www.ncsecu.org/.

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're a non-member, don't worry we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options can help turn your dream into reality. We provide competitive rates and personalized terms tailored to your budget. Picture driving away in your new vehicle with peace of mind knowing you made a smart financial decision.

Business Banking

For local entrepreneurs and businesses, our Business Banking services include Merchant Services & Business Loans that support growth and success. We understand the challenges of running a business and strive to provide resources that foster development in the community.

Convenient Access

We believe banking should be accessible at all times. With features like ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, accessing your money has never been easier. If you're on the go, our mobile app lets you manage transactions right from your phone!

Join Us Today!

At State Employees', we are more than just a financial institution; we are part of the community committed to helping our members thrive financially. If you're ready to take control of your finances or learn more about how we can assist you, don't hesitate to reach out! Give us a call at (704) 849-9458 or visit us online at Matthews. Together, let's build a brighter financial future!

Mortgage Loans & Refinancing

Homeownership is an important milestone for many. With our Mortgage Loans & Refinancing, we guide you through the process of buying or refinancing a home. Our dedicated team is here to assist with every step, ensuring you understand your options and find the right loan for your situation.

Personal Banking

For those looking to manage their daily finances, our Personal Banking services include checking and savings accounts designed for flexibility and ease. Imagine having instant access to your funds through Online & Mobile Banking, allowing you to check balances, make transfers, and pay bills from anywhere. Our credit union also offers Credit Cards with Rewards, giving you the opportunity to earn points on your purchases that can be redeemed for travel, merchandise, or cash back.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's for a major purchase or managing existing debt, we offer solutions that fit your financial needs.

Digital & Online Banking

Key Features

You can explore all our digital offerings through our website at https://www.ncsecu.org/. Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing hours! For added convenience, we provide electronic signature authorization. This means you can sign documents securely online without needing to visit a branch in person. Whether it's opening a new account or applying for a loan, getting things done has never been easier. We also offer e-statements, so you can keep track of your accounts without the clutter of paper statements. You'll receive notifications when your statements are ready to view, making it simple to stay organized and informed. If you're always on the go, our mobile application lets you manage your banking right from your smartphone. Need to make purchases? With our mobile payments feature, you can pay with just a tap. While person-to-person transfers aren't available right now, rest assured that our other services meet most of your banking needs. In short, at State Employees', we prioritize accessibility and ease-of-use in all our digital banking services. With robust security measures in place and real-time account management at your fingertips, you can feel confident that your financial information is safe while enjoying the freedom of banking wherever life takes you.

Financial Strength

Committed Team

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication contributes to our operational efficiency reflected by our $2,145,244, allowing us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1825 Matthews Township Pkwy Matthews Nc 28105 or call (704) 849-9458 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Members

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

Whether you're looking for personal loans or lines of credit, we have options available to fit various financial situations. Our total credit lines amount to $18,909,000,000, ensuring you have access to additional funds when needed. If you're considering refinancing existing loans, we can guide you through your options and eligibility requirements. It's always a good idea to evaluate if refinancing could benefit your financial situation.

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, making it easier than ever to hit the road. We have already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans, assisting countless members in finding the perfect vehicle for their lifestyle.

Contact Us

To learn more about our loan offerings or discuss which option might be best for you, don't hesitate to reach out! Visit us at 1825 Matthews Township Pkwy Matthews Nc 28105, Matthews, NC, or call us at (704) 849-9458 during our operating hours from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at State Employees', where we strive to provide solutions that empower you on your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to simplify your journey into real estate. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing straightforward and accessible.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. To help, we offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping our members manage their finances effectively. These cards come with features that make budgeting easier while providing you with purchasing power.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Matthews, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Matthews, NC (28105)