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Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
At State Employees', we believe that financial well-being is a key part of community strength. Located at 1004 W Tate St, Marion, NC 28752, our branch has been serving members since 1937. Over the years, we've grown to support a vibrant community of 2,847,943 members and manage total assets of an impressive $57,229,286,839. We are proud to provide a wide range of financial services that meet the diverse needs of our members. While you can visit us at our branch in Marion, official correspondence should be sent to the same address: 1004 W TATE ST, MARION, NC 28752. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, we strive to create a welcoming environment where everyone feels at home. Our dedicated team of 8,258 employees works tirelessly to ensure that your banking experience is smooth and beneficial. With a total loan portfolio of 1,194,630, we are committed to helping you achieve your financial goals whether it's securing a loan for your dream car or planning for your future with savings accounts that fit your lifestyle. Our members enjoy a robust selection of services including auto loans, personal loans, and business banking options. We invite you to discover what sets us apart. You can reach us at 828-652-5722 or visit our website at ncsecu.org for more information about our offerings. Whether you're looking for advice on loans or simply want to talk about your financial future, we're here for you every step of the way! Come see how we can make a difference in your life today.
Branch History & Mission
At State Employees', we proudly reflect on our rich history and the journey that has shaped our branch in Marion, NC. Established in 1937, we have grown alongside our community, evolving from a small credit union into a trusted financial partner for over 2.8 million members. Our branch, located at 1004 W Tate St, Marion, NC 28752, stands as a testament to our commitment to providing exceptional financial services tailored to the needs of our members. From our humble beginnings, we have achieved significant milestones that underscore our dedication to serving the community. With total assets now exceeding $57 billion, we offer a wide range of services including personal banking, auto loans, mortgages, and credit cards. Our mission goes beyond just providing financial products; we aim to empower individuals and families by fostering financial literacy and supporting local initiatives. Our mission statement is clear: "To improve the lives of our members and their communities through responsible financial services." We believe that everyone deserves access to quality banking options and support. This philosophy drives us to continually enhance our services with modern technology while maintaining a personal touch. In addition to traditional banking services, we are proud to offer digital solutions such as online banking and mobile payments, ensuring that our members can manage their finances conveniently. While members can visit us at 1004 W Tate St, official correspondence should be sent to 1004 W TATE ST, MARION, NC 28752. Our branch operates Monday through Friday from 8:30 AM to 5:30 PM, with both ATM availability and drive-thru banking options for added convenience. We understand the importance of community engagement. Through various partnerships and outreach efforts, we strive to make a positive impact in Marion and beyond. By collaborating with local organizations, we actively participate in initiatives that promote education, health, and economic development within our community. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of membership at State Employees' where your financial goals are supported by a team dedicated to your success. Come visit us or explore more about becoming a member through our website here. Together, let's build a brighter financial future!
Branch Location & Accessibility
Contact Us Today!
If you have any questions or need further assistance, don't hesitate to reach out! You can call us at 828-652-5722 for more information. We invite you to visit us at our branch and see firsthand how we can help you achieve your financial goals. We look forward to welcoming you soon!
Convenient Access and Parking
We understand that accessibility is important for our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can easily access our services. Plus, we have ample parking available right outside our doors, making your visit as hassle-free as possible.
Operating Hours That Fit Your Schedule
Our friendly team is here to assist you during convenient hours: Monday through Friday from 8:30 AM to 5:30 PM. Whether you need help with a loan, want to open an account, or have questions about your finances, we're ready to serve you during these hours.
Services Tailored to Your Needs
At State Employees', we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need a quick cash withdrawal? We have an ATM on-site for your convenience. Plus, if you prefer banking from your car, our drive-thru service allows for easy deposits and withdrawals without ever leaving your vehicle.
Member Eligibility
Welcome to the world of State Employees'! Becoming a member is like joining a close-knit community where your financial well-being is our top priority. If you live, work, or worship in the area, you're likely eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to benefit from our supportive services. With State Employees', you'll enjoy personalized banking options tailored just for you, including competitive rates on loans and savings accounts. Getting started is simple! Just visit our website at http://www.ncsecu.org/join#eligibility to check the full details about membership criteria. Once you're ready, opening an account is a breeze; you can find everything you need to get started at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to call us at (828) 652-5722. We can't wait to welcome you into our State Employees' family!
Business Banking & Commercial Services
Business Loans that Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services Made Simple
Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. With reliable payment solutions, you can accept various forms of payment easily, ensuring a smooth experience for both you and your clients. If you're ready to take your business to the next level, visit us at 1004 W Tate St Marion Nc 28752, Marion, NC or call us at (828) 652-5722. Let's work together to turn your vision into reality!
Comprehensive List Of Services
Business Banking Services
If you're a business owner, our business banking services provide essential tools for growth. From merchant services that simplify transactions to business loans that help you expand, we've got solutions that cater to your entrepreneurial spirit.
Credit Cards & Rewards
For those who enjoy shopping or travel, our credit cards with rewards can enhance your spending experience. You can earn points on every purchase, making it easier to treat yourself while managing everyday expenses.
Digital Banking Convenience
In today's fast-paced world, we know convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts from anywhere. You can check balances, pay bills, and transfer funds right from your phone or computer. Plus, with ATM access available for withdrawals and balance checks, you're never far from your money.
Drive-Thru & Basic Banking Services
For members who prefer face-to-face interactions but need quick service, our drive-thru provides basic banking options including deposits and withdrawals. It's perfect for those busy days when you just need a moment without stepping inside. At State Employees', we believe in building lasting relationships with our members through exceptional service and support. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at 828-652-5722 or visit us today at our Marion location. Experience the difference that personalized service makes in achieving your financial goals!
Personal Banking Solutions
Our personal banking services are designed with you in mind. Whether you're looking to open a checking or savings account, or need assistance with auto loans and vehicle financing, we're here to help. Imagine driving away in your dream car with one of our affordable auto loans tailored to fit your budget. We also offer mortgage loans and refinancing options to assist you in purchasing your home or lowering your monthly payments. Additionally, if you're facing financial challenges, our personal loans can help you consolidate debt and regain control of your finances.
Digital & Online Banking
Key Services
Our online banking platform, accessible at https://www.ncsecu.org/, makes it easy to check balances, transfer funds, and pay bills all in one secure place. You can also enjoy the benefit of e-statements, which means no more paper clutter and instant access to your financial records whenever you need them. Plus, with electronic signature authorization, signing documents online is quick and hassle-free. Need to make a purchase on the go? Our mobile payments feature lets you pay directly from your smartphone, giving you flexibility while shopping or dining out. If you prefer managing your accounts through an app, our user-friendly mobile application is available for download, providing all the tools you need right in your pocket.
Real-Time Management
Managing your money has never been easier. With 24/7 online banking services, you're always in control of your finances. While person-to-person transfers are not available at this time, our suite of digital offerings ensures that moving money around when you need it is straightforward. Whether you're checking on savings or making payments, our platform prioritizes security and ease of use so that you can focus on what really matters your life. At State Employees', we're committed to helping you stay connected to your finances anytime, anywhere.
Financial Strength
Dedicated Team
Behind every transaction is a dedicated team ready to help you. We pride ourselves on having 7,729 full-time employees and 529 part-time employees who are always prepared to assist you with their knowledge and dedication.
Investment in Growth
We're committed to reinvesting in our community and our services. With $133,577,509 in undivided earnings, we enhance innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 across various sectors.
Member-Centric Savings
Your savings are our priority. Members' funds are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $0, our resources are directed toward you through better loan rates and exclusive perks.
Operational Efficiency
Our financial performance reflects our commitment to operational efficiency. Our $0 enables us to continue offering competitive loan rates and solid financial products tailored for our members' needs.
Solid Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Strong Member Base
With a total of 5,850,875 share accounts, our growing member base shows the trust placed in us by the community. Together, we create a strong network of support that benefits everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1004 W Tate St Marion Nc 28752 or call (828) 652-5722 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have flexible financing options available.
Credit Lines
For those needing ongoing access to funds, our total credit lines amounting to $18,909,000,000 provide an additional layer of financial flexibility. This product can be particularly useful for managing cash flow or covering large purchases without incurring high-interest costs. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out! You can contact us at (828) 652-5722 or visit us at our branch located at 1004 W Tate St Marion Nc 28752, Marion, NC. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you in making informed decisions about your financial future!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized service to help you navigate the process smoothly.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option can be an excellent way to cover unexpected expenses or consolidate debt.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the platform's effectiveness in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Users can trust that they are looking at legitimate options tailored to their needs.