State Employees' Credit Union Manteo NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union located at 938 Us Highway 64 64264, Manteo, NC 27954. Here, we believe in building trust and supporting our community through reliable financial services. Established in 1937, we have grown alongside our members, now proudly serving over 2.8 million members and managing total assets of an impressive $57,229,286,839. At State Employees', we are committed to providing a range of services tailored to your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to empower our members with the financial tools they need. Our total deposits currently stand at $7,866,265,767, reflecting our members' confidence in us as their trusted partner. Led by CEO Leigh Brady and Board President Mona Moon, our dedicated team of 8,258 employees is here to ensure you receive exceptional service every step of the way. Whether you're looking for straightforward banking solutions or more complex financial products like business loans, we're ready to assist you. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 938 US HIGHWAY 64 # 64/264, MANTEO, NC 27954. Join us in making a difference within the community! Feel free to reach out via phone at 252-473-1292, or explore more about our services on our website here. We look forward to serving you!

Branch History & Mission

Our Journey

From our humble beginnings, we have continuously adapted to meet the needs of our community. We've seen significant milestones along the way, including expanding our services and enhancing our technology to better serve you. With total assets exceeding $57 billion, we are committed to providing robust financial solutions tailored to your needs. Our team is dedicated to creating a welcoming environment where every member feels valued. With convenient operating hours from 8:30 AM to 5:30 PM on weekdays, we ensure that our doors are open when you need us most. Additionally, we offer ATM access and drive-thru banking for quick and easy transactions.

Our Mission

The mission of State Employees' is straightforward yet powerful: we aim to provide exceptional financial services while supporting the community we serve. We believe in empowering individuals through education and access to resources that foster financial well-being. Our focus is not only on offering competitive products like checking and savings accounts, auto loans, mortgages, and credit cards but also on engaging in meaningful community outreach initiatives. Whether it's partnering with local organizations or hosting workshops, we strive to make a positive impact in Manteo and beyond. Our commitment extends beyond banking; it's about building lasting relationships with our members. While members can visit us at 938 Us Highway 64 64264 Manteo Nc 27954, official correspondence should be sent to 938 US HIGHWAY 64 # 64/264, MANTEO, NC 27954. We invite you to join us at State Employees'. Experience firsthand how we can help you achieve your financial goals while being an active part of a caring community. For more information or assistance, feel free to reach out at (252) 473-1292 or explore our website at ncsecu.org. Welcome home!

Branch Location & Accessibility

Accessibility Features

At State Employees', we believe in making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for those who need them. Whether you prefer to walk in or use our drive-thru service, we have you covered.

Convenient Location

Our branch is situated near popular local spots, making it simple to stop by during your daily routine. If you're heading out for a day at the beach or exploring the beautiful Outer Banks, swing by to take care of your banking. We also have ample parking available, ensuring that you can access our services without any hassle.

Get in Touch

If you have any questions or would like more information about what we offer, feel free to give us a call at 252-473-1292. Our friendly team is always ready to help! We invite you to visit us today at State Employees' in Manteo where your financial success is our priority!

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 5:30 PM. Can't make it during those times? Our drive-thru is also available for quick transactions like deposits and withdrawals, making banking even more convenient.

Services Offered

When you visit our Manteo branch, you'll find a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we're dedicated to helping you achieve your financial goals. Plus, with ATM availability on-site, you can easily access cash whenever you need it.

Member Eligibility

At State Employees', we believe that becoming a member is like joining a close-knit community where everyone looks out for one another. If you're wondering how to join us, it's quite simple! Membership is open to anyone who works for or is affiliated with certain state agencies in North Carolina, as well as their family members. This means if you're part of the state workforce or have a loved one who is, you're likely eligible to enjoy the benefits we offer, which include competitive rates on loans and a variety of financial services tailored just for you. For detailed eligibility criteria, feel free to check out this resource. Ready to take the next step? Opening an account at State Employees' is straightforward and welcoming. You can start your journey by visiting us at 938 Us Highway 64 64264 Manteo Nc 27954 or giving us a call at (252) 473-1292 for assistance. If you prefer to get started online, simply follow this link to begin your application process. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers without worrying about hidden fees or complicated setups. Our systems are designed with your convenience in mind, allowing you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Manteo, NC. Let us partner with you on your journey to success! For more information, call us at (252) 473-1292 or visit us at 938 Us Highway 64 64264 Manteo Nc 27954.

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and thrive. For those who aren't members yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your business growth and operational needs.

Credit Cards

For those who enjoy rewards, our credit cards with rewards can enhance your spending experience while offering benefits that fit your lifestyle.

Digital Banking

In today's fast-paced world, convenience matters. With our robust online and mobile banking features, managing your accounts has never been easier. You can easily check balances, transfer funds, pay bills, and deposit checks from the comfort of your home or on-the-go. Plus, our ATM services allow for quick cash withdrawals anytime you need them.

Drive-Thru and ATM Services

We also offer basic drive-thru banking for simple transactions like deposits and withdrawals. For those who prefer quick access without entering the branch, our ATMs provide easy access for balance checks and cash withdrawals. At State Employees', we aim to simplify your financial life while providing reliable support every step of the way. If you have any questions or would like to learn more about how we can assist you further, please feel free to reach out at 252-473-1292 or visit us in person in beautiful Manteo. Ready to take control of your financial future? Explore all our services today by visiting our website.

Loans and Financing

Need to purchase a new car or refinance your home? Our auto loans and vehicle financing options can help get you on the road quickly. If you're looking for a place to call home, explore our mortgage loans and refinancing solutions, ensuring that you have the best rates available. Additionally, our personal loans and debt consolidation services provide flexible solutions to manage your finances effectively.

Personal Banking

We understand that managing your finances is a personal journey. That's why we offer a variety of personal banking options such as checking and savings accounts designed for everyday use. Whether you're saving for a special occasion or managing your daily expenses, we have the right account for you.

Digital & Online Banking

Easy Transfers and Account Management

Need to send money to a friend? While person-to-person transfers aren't available just yet, you can still enjoy fast and efficient transactions through our other services. Real-time account management lets you stay on top of your finances effortlessly. In summary, State Employees' is committed to providing you with user-friendly digital banking solutions that prioritize both convenience and security. Explore all the features available through our online services today and experience the ease of banking at your fingertips!

Mobile Banking Made Simple

Don't forget about our mobile application! Whether you're on the go or relaxing at home, you can manage your money right from your smartphone. Our app also supports mobile payments, allowing you to make purchases quickly and securely without needing cash or cards.

Financial Strength

Commitment to Growth and Innovation

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Growing Trust Among Members

Our dedication to serving you is evident in the number of accounts we manage. With 5,850,875 total share accounts, it's clear that many trust us with their finances. This growing member base reinforces our commitment to provide the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 938 Us Highway 64 64264 Manteo Nc 27954 or call (252) 473-1292 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Opportunities

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we've got you covered. Plus, refinancing options are available if you want to take advantage of lower rates or better terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work with you every step of the way to ensure you understand the process and find the right product for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option can be particularly useful for those looking to consolidate debt or cover unexpected expenses without the hassle of collateral. Our commitment at State Employees', located at 938 Us Highway 64 64264 Manteo Nc 27954, Manteo, NC, is to provide you with straightforward and transparent lending solutions. If you have any questions or need assistance with eligibility options, please don't hesitate to reach out to us at (252) 473-1292. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

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STATE EMPLOYEES' CREDIT UNION - Manteo, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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