State Employees' Credit Union Madison NC: Quick Personal Loans & Auto Financing

Introduction

Welcome to State Employees' Credit Union, where your financial well-being is our top priority! Located at 654 Chief Martin St, Madison, NC 27025, we have been proudly serving our community since 1937. With over 2.8 million members and a robust asset base of $57.2 billion, we are dedicated to providing personalized banking solutions that fit your unique needs. Our commitment to you goes beyond just banking. At State Employees', we believe in creating lasting relationships with our members. Our team, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to offer a range of services including checking and savings accounts, auto loans, mortgages, and more. We strive to empower you with the financial tools necessary for achieving your goals. While you can visit us at our Madison branch, please note that any official correspondence should be sent to our mailing address: PO BOX 10, MADISON, NC 27025. Whether you're looking for guidance on personal loans or exploring business banking options, we're here for you! With total deposits exceeding $7.8 billion and net worth standing at $5.4 billion, we are financially sound and ready to support your journey towards financial success. Plus, with cash in hand amounting to $708 million, we're always prepared to assist you when you need it most. We're not just a credit union; we're a community partner committed to making a difference in the lives of our members. Our friendly staff is eager to assist you during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Ready to take the next step? Give us a call at 336-548-7410 or visit us online at ncsecu.org to discover how we can help you achieve your financial dreams today!

Branch History & Mission

Commitment to Innovation

As we continue to grow and adapt, we prioritize digital advancements that enhance your banking experience. From online banking and mobile payments to electronic signatures and e-statements, we ensure that managing your finances is straightforward and accessible. Our branch also features ATM availability and drive-thru banking for added convenience.

Community Engagement

We take pride in being more than just a financial institution; we are an integral part of Madison's fabric. Through various outreach efforts and local partnerships, we aim to give back to the community that has supported us for so many years. Whether it's sponsoring local events or supporting initiatives that benefit residents, our focus remains on enhancing the lives of those around us. Join us at State Employees' where you'll find not just a bank but a partner in your financial journey. Experience firsthand how we can help you achieve your goals while making a positive impact in our beloved community. To learn more about membership or open an account today, visit our website or call us at 336-548-7410. Your journey towards better financial health begins here!

Our Mission

At State Employees', our mission is clear: to provide exceptional financial services while fostering strong community relationships. We believe that everyone deserves access to quality financial resources, which is why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond just financial transactions; we strive to uplift our members through community outreach and partnerships that make a difference. While members can visit us at 654 Chief Martin St, official correspondence should be sent to PO BOX 10, MADISON, NC 27025. Our operating hours are convenient for busy schedules, opening Monday through Friday from 8:30 AM to 5:30 PM.

Branch Location & Accessibility

Accessibility and Amenities

At our Madison branch, we prioritize accessibility for everyone. The facility is ADA compliant, ensuring that all members can comfortably access our services. Parking is available right outside the entrance, making it easy for you to visit us without any hassle. Additionally, we offer both ATM services and drive-thru banking for those on the go. You can complete simple transactions like deposits and withdrawals without even having to leave your vehicle!

Operating Hours

Our friendly staff is ready to assist you during our lobby hours from 8:30 AM to 5:30 PM on weekdays. We understand that life gets busy, so we strive to provide flexible hours that fit your schedule.

Services Offered

At the State Employees' Credit Union Madison branch, we offer a range of financial services tailored to meet your needs. From personal banking accounts including checking and savings to loans for vehicles and mortgages, we have options for every financial situation. We also provide online and mobile banking services for added convenience. We invite you to visit us or give us a call at 336-548-7410 if you have any questions or need assistance. Our dedicated team looks forward to welcoming you into our branch!

Member Eligibility

Joining the State Employees' community is like stepping into a world where your financial needs are truly understood and prioritized. To become a member, you'll need to meet some simple eligibility criteria. If you live or work in certain areas, or if you have family members who are already part of our cooperative, you're likely eligible! We welcome individuals who share our commitment to mutual support and financial well-being. For a detailed overview of the eligibility requirements, feel free to check out this page. Once you've determined your eligibility, opening an account with us is a breeze! You can easily start the process online by visiting this link. Should you have any questions or need assistance, don't hesitate to reach out at (336) 548-7410. Our friendly team is here to help you every step of the way as you embark on this exciting journey with State Employees' at our cozy branch located at 654 Chief Martin St Madison Nc 27025. Welcome aboard!

Business Banking & Commercial Services

Financing Solutions for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether online or in-person, ensuring you never miss a sale. Our tools help you manage transactions efficiently so you can focus on what really matters growing your business. Located at 654 Chief Martin St Madison Nc 27025, Madison, NC 27025, we're here to partner with you on your journey. Contact us at (336) 548-7410 during our lobby hours from 8:30 AM to 5:30 PM for personalized assistance tailored to your business needs. Let's build a brighter future together!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face transactions or need quick access to cash, our branch features both ATM services for withdrawals and balance checks as well as basic drive-thru banking options for deposits and simple transactions. This means whether you're in a hurry or have time to spare, we're here to serve you.

Credit Cards and Business Banking

To reward your spending, we have credit cards that come with enticing rewards programs, making every purchase count toward something more. If you're a business owner, our business banking services include merchant services and business loans designed to empower your entrepreneurial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why State Employees' offers robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even apply for loans all from the comfort of your home or on the go.

Final Thoughts

At State Employees', we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you succeed financially. Whether you're looking for personal banking solutions or business services, we've got you covered with care and expertise. Ready to explore how we can help? Visit us at 654 Chief Martin St Madison Nc 27025 or call us at (336) 548-7410 today! For more information about our services, feel free to check out our website at Madison.

Personal Banking

When it comes to personal banking, our offerings are designed to help you achieve your financial goals effortlessly. Whether you're looking to open a checking account for everyday expenses or a savings account to set aside funds for future plans, we have options that cater to all your needs. If you're considering purchasing a new car, our auto loans and vehicle financing provide competitive rates and flexible terms to help you drive away with confidence. For those dreaming of homeownership or looking to refinance an existing mortgage, our mortgage loans come with personalized support throughout the process. We also offer personal loans for various purposes, including debt consolidation, so you can simplify your finances and reduce stress.

Digital & Online Banking

Community-Centric Solutions

While person-to-person transfers are not currently offered, our commitment remains to provide effective and reliable banking solutions tailored to your needs. We encourage you to explore all that our digital services have to offer, ensuring you're always in control of your financial journey. Experience the ease of modern banking with State Employees' where your convenience meets our commitment to security!

Key Services

Our online banking platform is available 24/7 at https://www.ncsecu.org/ , giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Whether you're using a computer or our mobile application, you'll find that managing your accounts is straightforward and user-friendly.

Mobile Convenience

For those who prefer banking on their mobile devices, our mobile payments feature allows you to make quick transactions without needing cash or cards. Our mobile application not only supports these payments but also offers real-time account management at your fingertips.

Security Features

Your security is paramount. We utilize electronic signature authorization, ensuring that every transaction you make is safe and secure. Plus, you can opt for e-statements to reduce paper clutter while still keeping your financial records organized and easily accessible.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

We believe transparency is key to trust. That's why we share these insights about our performance and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 654 Chief Martin St Madison Nc 27025 or call (336) 548-7410 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

In addition to these main products, we also offer various credit lines to help you manage larger purchases or consolidate debt effectively. With a total of $18,909,000,000 available in credit lines, you'll find options that suit your financial strategy. Our branch is here to support you with knowledgeable staff ready to answer any questions and help you navigate through the lending process. For more information about our loan products or eligibility requirements, please call us at (336) 548-7410 or visit our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's a new vehicle, a mortgage, or managing finances with a credit card loan, we're committed to supporting your journey toward financial wellness at State Employees'!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, allowing you to potentially lower your monthly payments or save on interest.

Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans, totaling $1,177,171,541. These flexible terms allow you to handle unexpected costs while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We guide you through the process step-by-step, ensuring you understand your options and feel confident in your decisions.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Madison, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans