State Employees' Credit Union Lumberton NC: Best Auto Loans & Checking

Introduction

Welcome to State Employees' Credit Union, where your financial journey is supported by a team dedicated to serving our members and the community. Located at 64 Nigel Rd, Lumberton, NC 28360, our branch has been a trusted partner since 1937, helping over 2.8 million members achieve their financial goals. With total assets exceeding $57 billion and total deposits of $7.87 billion, we are well-equipped to provide the resources you need. At State Employees', we pride ourselves on our commitment to personal service and community impact. Our knowledgeable team, led by CEO Leigh Brady and Board President Mona Moon, works diligently to ensure that every member feels valued and understood. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here to help with services tailored just for you. While members can visit us at our branch address, official correspondence should be sent to the same location: 64 NIGEL RD, LUMBERTON, NC 28360. We invite you to take advantage of our convenient operating hours from Monday to Friday, 8:30 AM - 5:30 PM. With a robust cash reserve of $708 million and a strong net worth of $5.45 billion, we are more than capable of meeting your needs while maintaining the security and stability you expect from your financial institution. Join us today at State Employees' Credit Union! Call us at 910-608-3400 or visit our website at ncsecu.org to learn more about how we can assist you on your financial journey.

Branch History & Mission

Join Us

At State Employees', every member's success is important to us. Whether you're looking for your first savings account or need advice on purchasing a new vehicle, we're here for you every step of the way. Experience the benefits of being part of a credit union that truly cares about its members and community. If you're interested in joining us or learning more about what we offer, please don't hesitate to call us at 910-608-3400 or visit our website at ncsecu.org. Together, let's build a brighter financial future!

Our Evolution

Over the years, State Employees' has continually evolved to meet the changing needs of our members. From humble beginnings, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We understand that each member's financial journey is unique, which is why we aim to offer tailored solutions that foster economic growth and stability. As part of our mission to make banking easier for everyone, we have embraced technology while ensuring ADA compliance. Our digital banking services allow members to manage their finances conveniently through online platforms and mobile applications. We also maintain traditional offerings such as ATM access and drive-thru banking for those who prefer face-to-face interactions.

Our Mission

Our mission at State Employees' goes beyond just providing financial products; it is about building lasting relationships within our community. We strive to empower individuals by offering resources that promote financial literacy and security. By partnering with local organizations and engaging in community outreach efforts, we actively contribute to the welfare of Lumberton and its surrounding areas. While members can visit us at 64 Nigel Rd, official correspondence should be sent to the same address or directed to our mailing address: 64 NIGEL RD, LUMBERTON, NC 28360. Our team is ready to assist you during lobby hours from Monday through Friday from 8:30 AM to 5:30 PM.

Branch Location & Accessibility

Drive-Thru Banking

For those who prefer a quicker service option, take advantage of our drive-thru banking. It's perfect for making deposits or withdrawals without having to leave your car ideal for busy schedules! At State Employees', we pride ourselves on offering a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to loans for vehicles and mortgages. If you're looking for business banking solutions or easy online and mobile banking access, we've got you covered. We invite you to come visit us at our Lumberton branch or give us a call at 910-608-3400. Our team is eager to assist you with all your financial needs!

Operating Hours

We're here for you from Monday to Friday, with lobby hours running from 8:30 AM to 5:30 PM. Need assistance outside these hours? No problem! We also provide an ATM for your convenience, allowing you to make withdrawals and check balances any time of day.

Member Eligibility

Joining State Employees' is like stepping into a community that truly cares about your financial well-being. To become a member, you'll find that the process is both straightforward and welcoming. Generally, eligibility is open to individuals who are employed by or retired from specific sectors, including state employees and their immediate family members. This means if you're part of these communities, we'd love to have you on board! For the most detailed and updated information on eligibility criteria, feel free to check out our resource at http://www.ncsecu.org/join#eligibility. Once you confirm that you meet the criteria, opening an account at State Employees' is just a few clicks away! You can easily start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (910) 608-3400. We're here to support you every step of the way as you join our family at State Employees', located at 64 Nigel Rd Lumberton Nc 28360.

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine running your operations smoothly with our merchant services that simplify payment processing. From credit card transactions to online payments, we provide tools that help you serve your customers better. Picture your sales increasing as you offer easy payment options, enhancing customer satisfaction. Visit us at 64 Nigel Rd Lumberton Nc 28360 in Lumberton, NC or call us at (910) 608-3400 to learn how we can partner with you for success. Let's write the next chapter of your business story together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without any hassle. Additionally, if you prefer face-to-face transactions, our basic drive-thru banking service provides quick access for deposits and withdrawals.

Business Banking Services

For local businesses in the community, we also offer tailored solutions through our business banking services. These include merchant services that simplify payment processing and various types of business loans to help you grow your enterprise. We understand the challenges businesses face, and we strive to provide flexible solutions that meet those needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at State Employees', we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime, anywhere. Our members appreciate the ease of managing their accounts through these platforms.

Get Started Today!

We invite you to explore all the services available at State Employees', located at 64 Nigel Rd Lumberton Nc 28360. Whether you're just starting out on your financial journey or looking for ways to grow your wealth, we're here to help every step of the way. If you have questions or want more information about any of our offerings, feel free to call us at (910) 608-3400 or visit us online at Lumberton - Nigel Road. Your financial goals are important to us let's achieve them together!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed with you in mind. You can choose from our checking and savings accounts that help you manage your day-to-day finances effectively. If you're considering buying a new vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget. For those looking to invest in their home, our mortgage loans and refinancing services make homeownership more attainable than ever. If you find yourself needing extra funds for unexpected expenses or planning for a big purchase, our personal loans and debt consolidation solutions can provide the financial support you need. Plus, don't forget about our credit cards with rewards, which offer great benefits for everyday purchases.

Digital & Online Banking

Key Services

Our 24/7 online banking services allow you to check your account balances, transfer funds, and pay bills whenever you need to. You'll appreciate the peace of mind that comes with knowing you have control over your accounts at all times. Plus, with electronic signature authorization available, signing documents online is quick and hassle-free. If you're looking to stay organized, our e-statements are a great way to keep track of your transactions without the clutter of paper statements. You can view them anytime, ensuring you're always in the loop about your financial activities.

Mobile Banking Features

For those who prefer banking on their phones, our mobile application offers a fantastic user experience. You can manage your accounts easily and even make mobile payments, making it simple to shop or split bills with friends. While we currently do not support person-to-person transfers, our app still gives you everything else you need for effective banking. We believe that security is just as important as convenience. Our online and mobile banking platforms are built with robust security features to protect your personal information and ensure safe transactions. In summary, whether you're using our website at https://www.ncsecu.org/ or our mobile app, managing your finances with State Employees' has never been easier or more secure. We're here to support you every step of the way!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident that your financial future is in good hands. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and a total of $34,904,944,116 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, State Employees' is your trusted partner. Visit us at 64 Nigel Rd Lumberton NC 28360 or call 910-608-3400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those needing additional funds for personal projects or unexpected expenses, we provide personal loans and credit lines with straightforward eligibility options. If you're interested in exploring these choices or learning more about refinancing opportunities, our dedicated team is ready to assist you. At State Employees', we prioritize transparency and support throughout your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or to discuss which option might be best for you, feel free to reach out at (910) 608-3400 or visit us at our location in 64 Nigel Rd Lumberton Nc 28360 Lumberton, NC. We're here to help you take that next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms that can be tailored to your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan, we have options available to help you save even more.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that enhance your purchasing power while allowing you to keep track of your spending easily.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Lumberton, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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