State Employees' Credit Union Lumberton NC: Best Auto Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 4840 Fayetteville Rd, Lumberton, NC 28358. Since our establishment in 1937, we have been dedicated to serving our community with a commitment to providing exceptional financial services tailored to your needs. Our credit union proudly supports over 2.8 million members, and with total assets exceeding $57 billion, we stand strong in our mission to help you achieve your financial goals. At State Employees', we understand that banking is more than just transactions; it's about building lasting relationships. With a total of 8,258 employees, we are here to assist you every step of the way. Whether you're looking for personal loans, auto financing, or business banking solutions, our knowledgeable staff is ready to help. We currently hold more than $7.8 billion in deposits and have issued over 1.19 million loans, reflecting our dedication to supporting our members' financial journeys. While members can visit us at 4840 Fayetteville Rd, official correspondence should be sent to the same address for your convenience. If you need assistance or have questions, don't hesitate to reach out! You can call us at 910-739-8121 or send a fax to 919-839-5353. Under the leadership of CEO Leigh Brady and Board President Mona Moon, we are committed to transparency and community engagement. Our net worth stands at an impressive $5.4 billion, ensuring that we are well-positioned to provide stability and security for all our members. Explore our services today at ncsecu.org and discover how we can assist you in achieving your financial dreams. Join us on this journey your future starts here!

Branch History & Mission

At State Employees', we proudly celebrate a rich legacy that began in 1937 when our doors first opened in Lumberton, NC. Over the decades, we have grown into a trusted financial partner for our community, now serving over 2.8 million members. With total assets reaching an impressive $57,229,286,839, our commitment to providing exceptional financial services is unwavering. Located at 4840 Fayetteville Rd, Lumberton, NC 28358, our branch is easily accessible and near several local landmarks that highlight the vibrant spirit of our community. Our drive-thru service and ATM availability ensure that we meet your banking needs conveniently. Our mission is simple yet profound: to empower our members through a range of financial services while giving back to the community that supports us. We believe in creating opportunities for individuals and families to achieve their financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions tailored to your unique needs. While members can visit us at our branch address, official correspondence should be sent to 4840 FAYETTEVILLE RD, LUMBERTON, NC 28358. Our operating hours from Monday to Friday are from 8:30 AM to 5:30 PM, making it easy for you to reach out when it's convenient for you. In addition to our traditional banking services, we've embraced digital advancements such as online banking and mobile payments. These tools enhance your experience with us by allowing you to manage your finances on the go. Our commitment extends beyond just providing services; we prioritize accessibility and inclusivity for all members of our community. We are proud of our partnerships and outreach efforts designed to uplift those around us. Whether through educational programs or local sponsorships, we believe in investing in the future of Lumberton. Join us at State Employees' and experience the benefits of membership that goes beyond banking. Together, let's build a stronger financial future for everyone in our community! For more information or to become a member today, please call us at 910-739-8121 or visit our website.

Branch Location & Accessibility

Accessibility Features

At State Employees', we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate easily. We also offer ample parking to make your visit as smooth as possible.

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 910-739-8121. We're excited to assist you and look forward to welcoming you into our branch soon!

Operating Hours & Services

We're here for you during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans and mortgages, our friendly staff is ready to help. Plus, with drive-thru banking available, you can take care of simple transactions without leaving your vehicle. For those who prefer self-service options, we have an ATM on-site for quick withdrawals and balance checks. While members can visit us at 4840 Fayetteville Rd, official correspondence should be sent to the same address.

Member Eligibility

Becoming a member of State Employees' is like joining a caring family that values your financial well-being. If you're looking to become part of our community, you'll be glad to know that membership is open to various groups, including state employees and their families. This means if you work for the state or are related to someone who does, you're already on the right path! For those curious about the specifics, I encourage you to check out our eligibility criteria at http://www.ncsecu.org/join#eligibility it's straightforward and welcoming. Once you determine your eligibility, opening an account with us is a breeze! You can start your journey toward better banking right from the comfort of your home by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (910) 739-8121. We're here to help you every step of the way as you join our vibrant community at State Employees', located at 4840 Fayetteville Rd Lumberton Nc 28358.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to make transactions easier for your business. Imagine accepting payments seamlessly, whether in-store or online. Our solutions allow you to focus on what you do best growing your business while we handle the complexities of payment processing. Located at 4840 Fayetteville Rd Lumberton Nc 28358, Lumberton, NC, our dedicated team is here to help you explore all the options available to fit your unique needs. Reach out at (910) 739-8121 or visit us during lobby hours from 8:30 AM to 5:30 PM to discuss how we can partner for your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Drive-Thru Services

For those times when you need quick cash or want to make a deposit without entering the branch, our ATM services are available for withdrawals and balance checks. We also offer basic drive-thru banking for deposits and simple transactions, making it convenient for you to get things done swiftly. With all these services available at State Employees', we're here to assist you in achieving your financial goals. If you have any questions or need assistance with any service we offer, don't hesitate to reach out! Call us at 910-739-8121, visit us in person at our Lumberton location, or explore more online at ncsecu.org. Your financial success is our priority!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your entrepreneurial journey. We aim to foster growth by providing resources that help your business thrive.

Credit Options

In today's world, having a credit card is often essential for managing expenses and earning rewards. Our credit cards with rewards allow members to earn points on purchases that can be redeemed for travel, merchandise, and more.

Digital Banking Convenience

In an increasingly digital world, we prioritize ease of access through our online and mobile banking platforms. Manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. Check balances, transfer funds, and pay bills all at your convenience no need to visit the branch every time.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts to help you keep track of your money. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams without breaking the bank. For those considering home ownership or looking to lower their monthly payments, our mortgage loans and refinancing services provide competitive rates tailored to fit your budget. Additionally, if you're facing unexpected expenses or trying to consolidate debt, our personal loans and debt consolidation options can give you the relief you need.

Digital & Online Banking

Anytime Access

With 24/7 online banking services available at State Employees', you have real-time access to your accounts whenever you need it. Whether it's early in the morning or late at night, your finances are just a click away. This means no more rushing to the bank before closing time; everything you need is right in your pocket. We pride ourselves on providing user-friendly tools that help you stay in control of your finances while ensuring top-notch security measures are in place. At State Employees', we are committed to helping you manage your money with ease and confidence.

Key Services Available

Our online banking services, accessible through this link, allow you to check balances, transfer funds, and pay bills with just a few clicks. You can also enroll in e-statements, making it easy to keep track of your transactions without the clutter of paper statements. Plus, if you need to sign documents, our electronic signature authorization feature makes it quick and hassle-free. If you're always on the go, our mobile application is perfect for you. It supports mobile payments, allowing you to make purchases directly from your phone. Need to send money to friends or family? While person-to-person transfers aren't currently offered, our other features ensure that managing your money is still straightforward and efficient.

Financial Strength

Commitment to Member Growth

Our commitment to your financial growth is reflected in our $133,577,509 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 5,850,875, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 4840 Fayetteville Rd Lumberton Nc 28358 or call (910) 739-8121 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already facilitated over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help our members get on the road without breaking the bank. Whether you're considering a brand-new model or a reliable used vehicle, our team is ready to assist you through the financing process.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also provide flexible terms on unsecured credit card loans. With a total of $1,177,171,541 available in unsecured credit card loans, we help members manage their finances effectively while providing access to funds when needed most. If you're looking for a line of credit that fits your spending habits without requiring collateral, we have options for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, allowing you to find the right fit for your family and lifestyle. Our experienced staff will guide you through every step of the process to ensure a smooth experience from application to closing.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt through refinancing, we can help with that too! Our team can discuss eligibility options and find solutions that work best for your financial situation. For any inquiries regarding our loan offerings or if you need assistance in choosing the right product for you, don't hesitate to reach out at 910-739-8121. You can also visit us at our branch located at 4840 Fayetteville Rd Lumberton NC 28358. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you navigate your financial journey with confidence and ease!

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STATE EMPLOYEES' CREDIT UNION - Lumberton, NC

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Home Equity Loans

Personal Loans

Vehicle Loans

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