State Employees' Credit Union Lillington NC: Low Mortgage Rates & Business Banking

Introduction

Welcome to State Employees', your trusted financial partner located at 411 Pine State St, Lillington, NC 27546. Established in 1937, we have proudly served our community for over eight decades, building a reputation for reliability and exceptional service. With a total membership of 2,847,943 and assets exceeding $57 billion, we are committed to providing personalized banking solutions that empower our members. At State Employees', we understand the importance of having a financial institution that truly cares about you. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to support your financial journey with services ranging from personal banking and auto loans to business financing and online banking. We are not just a credit union; we are a community-focused organization that aims to enhance your financial well-being. While members can visit us at our Lillington branch, official correspondence should be sent to the same address: 411 PINE STATE ST, LILLINGTON, NC 27546. We invite you to explore our extensive offerings including loans totaling over 1,194,630, and deposits amounting to approximately $7.87 billion. Our net worth stands strong at $5.45 billion, showcasing our solid foundation. Whether you're looking for convenient drive-thru services or online access to your accounts, we've got you covered with an ATM available on-site and mobile banking options right at your fingertips. Our goal is to make your banking experience as seamless as possible. If you're ready to take control of your finances or need assistance with any banking matter, don't hesitate to reach out. Give us a call at 910-814-0622 or visit our website at ncsecu.org for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Commitment

Over the years, our branch has played an active role in community outreach efforts. From local sponsorships to partnerships with schools and nonprofits, we seek opportunities to give back and uplift those around us. We understand that strong communities are built on trust and collaboration, which is why we engage with our members not just as customers but as neighbors. Our commitment extends beyond traditional banking; we also emphasize accessibility through ADA compliance in all our facilities. Our drive-thru service and ATM availability ensure that everyone can access their funds when they need them. In conclusion, we invite you to join State Employees' in Lillington. Experience firsthand the benefits of being part of a credit union that values your needs and prioritizes community support. Whether you're looking for financial guidance or simply need a place to manage your money effectively, we're here for you every step of the way. For more information or to open an account today, please visit our website at ncsecu.org or call us at 910-814-0622. Together, let's build a brighter financial future!

Our Mission

The mission of State Employees' is clear: we are dedicated to delivering exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking options and financial education. By putting people first, we strive to create a welcoming environment where all members feel valued and empowered. With total assets reaching an impressive $57.2 billion, we have the resources to support various personal and business banking needs. Our offerings include checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We also provide digital services such as online and mobile banking for added convenience.

Branch Location & Accessibility

Accessibility Features

At State Employees', we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. We want every member to feel welcome and able to visit us with ease.

Operating Hours

Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM, providing plenty of time for you to manage your banking needs during the workweek. If you're looking for quick transactions, we also have drive-thru banking available. This allows you to complete deposits and withdrawals without leaving your vehicle perfect for those busy days!

Services Offered

While you're here, take advantage of our full suite of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. We even offer credit cards with rewards that can help you save while you spend! Plus, our ATM is available around the clock for cash withdrawals and balance checks. If you have any questions or would like assistance, don't hesitate to give us a call at 910-814-0622. We invite you to visit us soon at our Lillington branch! Your financial journey starts here at State Employees'.

Member Eligibility

At State Employees', we believe that everyone deserves the chance to be part of a community that cares. Joining us is simple and rewarding! To become a member, you just need to meet some friendly eligibility criteria. Generally, if you are a state employee or a family member of one, you're already on the right path. But don't worry if you're unsure there's more information available for you at http://www.ncsecu.org/join#eligibility. We're committed to making banking accessible and beneficial for all our members. Once you're ready to join, opening an account is a breeze! You can start your journey by visiting our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or just want to chat about membership options, feel free to give us a call at (910) 814-0622. We're here for you at our branch located at 411 Pine State St Lillington Nc 27546, and we can't wait to welcome you into the State Employees' family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: your customers can pay quickly and easily using their preferred method, whether it's credit cards, mobile payments, or online transactions. This convenience not only enhances customer satisfaction but also boosts your bottom line. Located at 411 Pine State St Lillington Nc 27546, Lillington, NC, we're here to partner with you on your journey. Reach out today at (910) 814-0622 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

ATM and Cash Services

For those who prefer face-to-face interactions or need quick access to cash, our branch includes an ATM for withdrawals and balance checks, as well as basic drive-thru banking services for deposits and simple transactions.

Business Banking

If you're a business owner, our business banking services provide everything from merchant services to business loans, ensuring that you have the support needed to thrive in today's competitive market.

Commitment to Accessibility

We strive to ensure all members can access our services with ease. Our drive-thru service allows for quick transactions without leaving your vehicle, making it convenient for everyone. At State Employees', we're committed to being more than just a credit union; we're your partner in achieving financial success. If you have any questions or want to learn more about how we can assist you, don't hesitate to call us at (910) 814-0622. Visit us today at 411 Pine State St Lillington Nc 27546 in Lillington, NC, or check out our website at Lillington for more information. Let's take this journey together!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills through our user-friendly mobile app, managing your finances has never been easier.

Loans and Credit Options

At State Employees', we understand that life can bring unexpected expenses. Our personal loans and debt consolidation options are here to help you tackle those challenges head-on. Plus, with our rewarding credit cards, enjoy benefits that fit your lifestyle while managing your purchases conveniently.

Personal Banking

Our personal banking services are designed to make managing your money simple and effective. With checking and savings accounts, you can easily keep track of your finances while earning interest on your savings. Need funds for a new vehicle? Our auto loans and vehicle financing options offer competitive rates to get you on the road quickly. If homeownership is your goal, consider our mortgage loans and refinancing solutions that can help you secure the best deal for your dream home.

Digital & Online Banking

Key Features

We also provide e-statements to help you go green while keeping track of your finances effortlessly. No more clutter from paper statements; simply view your monthly summaries online. And if you're always on the go, our mobile application allows you to manage your accounts right from your smartphone, making banking as easy as a few taps on your screen. For those who enjoy cashless transactions, our mobile payments feature enables you to pay directly from your phone at participating retailers. It's fast, secure, and incredibly convenient. Additionally, while we currently don't offer person-to-person transfers, we're committed to ensuring that all other aspects of your banking experience are smooth and user-friendly. At State Employees', we believe that banking should be accessible and straightforward for everyone. Our digital banking tools not only enhance your experience but also provide peace of mind with robust security measures in place. So whether you're at home or out and about in Lillington, managing your money has never been easier!

Financial Strength

Community Trust

Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $574,556,810, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 411 Pine State St Lillington Nc 27546 or call (910) 814-0622 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Member Savings and Growth

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident in our $2,145,244, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 9.71%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For businesses seeking financial support, although we currently do not have outstanding commercial loans, we encourage business owners to explore potential future offerings as we grow our services. At State Employees', we prioritize clear communication and support throughout the borrowing process. If you're curious about how our loan products can fit into your financial plans or if you want more details on refinancing options, feel free to reach out at (910) 814-0622. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's securing a loan for your next vehicle or exploring mortgage options for your dream home, we're committed to helping you succeed financially. Visit us today or check out our website at https://www.ncsecu.org/ for more information!

Auto Loans

Our auto loan offerings cover both new and used vehicles. Whether you're interested in financing a brand-new model or a reliable pre-owned option, we have competitive rates and flexible terms tailored to meet your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We make buying or refinancing simple and accessible for our members. If you're unsure about eligibility or want to discuss refinancing options, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans available. This is an excellent option for those looking to manage their finances effectively while having access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. To take control of your financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent. LendMesh works hard to ensure that you receive accurate information so you can trust the choices you're making.

STATE EMPLOYEES' CREDIT UNION - Lillington, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Lillington, NC (27546)