State Employees' Credit Union Liberty NC: Low Mortgage Rates & Business Banking

Introduction

Welcome to State Employees' Credit Union, located at 508 N Greensboro St, Liberty, NC 27298. Established in 1937, our credit union has grown alongside our community, serving over 2.8 million members with a commitment to financial well-being and community support. With total assets of $57,229,286,839 and deposits totaling $7,866,265,767, we prioritize your financial security while providing a wide range of services tailored to meet your needs. At State Employees', we understand that banking goes beyond transactions it's about building relationships and empowering you to achieve your financial goals. Our dedicated team of 8,258 employees is led by our CEO, Leigh Brady, and Board President, Mona Moon, who both share a passion for community service and member satisfaction. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 508 N Greensboro St, Liberty, NC 27298. You can reach us at (336) 622-4828 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us today and discover how State Employees' Credit Union can make a difference in your financial journey. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we're here to help you every step of the way. Visit our website at ncsecu.org for more information or to get started on your membership application!

Branch History & Mission

Community Commitment

Beyond transactions and accounts, we are deeply invested in the Liberty community. Our partnerships with local organizations focus on outreach efforts that uplift those around us. We take pride in being more than just a credit union; we are a pillar of support during times of need. In today's fast-paced world, we've embraced digital advancements while ensuring ADA compliance so that all members can access services conveniently. With options like online banking and mobile payments available alongside traditional banking methods such as drive-thru service and ATM access, we aim to make banking easy for everyone.

Join Us!

As we continue this journey together with you our valued members we invite you to experience the benefits of being part of State Employees' Credit Union. Join us today and discover how we can help you navigate your financial future with confidence. For more information or to become a member, call us at 336-622-4828 or visit our website at ncsecu.org. Your financial success is our mission!

Our Journey

Located at 508 N Greensboro St, just a stone's throw from the vibrant heart of Liberty, our branch has been a part of this community for generations. From humble beginnings focused on serving state employees, we've evolved to offer a full range of financial services tailored to meet the diverse needs of all our members. Our journey reflects not only growth in numbers but also in the depth of our community engagement and support.

Our Mission

At the core of our mission is a steadfast dedication to empowering individuals and families through accessible financial solutions. We believe that everyone deserves the opportunity to achieve their financial goals whether it's buying a home, purchasing a vehicle, or planning for retirement. We strive to create an inclusive environment where financial education is prioritized and members feel confident in their financial decisions. While members can visit us at 508 N Greensboro St for assistance with personal banking, auto loans, mortgage loans, credit cards with rewards, and more, official correspondence should be sent to our mailing address at 508 N GREENSBORO ST, LIBERTY, NC 27298.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! Call us at 336-622-4828 we're here to help. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

Our branch is nestled close to local favorites like the Liberty Town Park and just a short drive from the Randolph County Library, making it a convenient stop for both banking and leisure. We ensure that everyone can visit us comfortably with ADA-compliant features like ramps and accessible parking spaces.

Operating Hours

We know your time is valuable, which is why our doors are open Monday through Friday from 8:30 AM to 5:30 PM. Stop by during these hours for all your banking needs!

Services Offered

At State Employees', we offer a variety of services tailored to meet your needs. Enjoy personal banking options such as checking and savings accounts, auto loans, and credit cards with rewards. Need to make a quick deposit or withdrawal? Our drive-thru service is available for simple transactions without leaving your vehicle. Plus, with ATM access on-site, you can easily manage cash withdrawals and balance checks at your convenience.

Member Eligibility

Joining the State Employees' community is a wonderful step toward taking control of your financial future. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, individuals who work for or are affiliated with certain organizations, as well as their family members, can easily qualify. This means that if you're part of the state employees' family, you're likely already on the right path! To check all the specific details about eligibility criteria, feel free to explore this resource: http://www.ncsecu.org/join#eligibility. Opening an account at State Employees' is a straightforward process that allows you to access a range of benefits tailored just for you. From personal banking options to competitive loan rates and dedicated customer service, membership here truly feels like being part of a supportive family. If you're ready to take the next step or have any questions, don't hesitate to reach out at (336) 622-4828. You can also get started with account opening through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We're excited to welcome you into our community at 508 N Greensboro St Liberty Nc 27298!

Business Banking & Commercial Services

At State Employees', we understand that every business journey is unique, filled with dreams and challenges. That's why we are dedicated to offering tailored business banking solutions that help entrepreneurs thrive. Whether you're looking to expand your operations or invest in new equipment, our commercial loan options can provide the support you need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for local merchants. Imagine being able to accept payments easily from customers on the go or online boosting sales while streamlining your operations. At State Employees', we're here to help you turn those possibilities into reality. Located conveniently at 508 N Greensboro St Liberty Nc 27298 in Liberty, NC, our team is ready to assist you. Contact us at (336) 622-4828 during our hours of operation, Monday through Friday from 8:30 AM to 5:30 PM, and let's discuss how we can partner for your success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services are available at convenient locations for withdrawals and balance checks. Plus, if you prefer face-to-face interactions for basic transactions like deposits or withdrawals, our drive-thru banking is ready to serve you without leaving your car. We invite you to visit us at 508 N Greensboro St Liberty Nc 27298, call us at (336) 622-4828, or explore our website at www.ncsecu.org for more information on how we can assist you with all of your banking needs. Your financial journey starts here at State Employees', where member satisfaction is our top priority!

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. Your business deserves support that helps it thrive, and we're here to provide financial solutions tailored specifically for entrepreneurs.

Credit Cards

Our credit cards with rewards allow you to earn points while making everyday purchases. Whether it's groceries or gas, these rewards can add up quickly and lead to exciting benefits down the line.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. With features like mobile payments and e-statements, managing your finances has never been easier or more efficient. You can check balances, transfer money, or even apply for loans right from your smartphone or computer.

Home Financing

For those considering homeownership, our mortgage loans and refinancing options are here to assist you every step of the way. Picture yourself settling into your new home with a mortgage tailored just for you our team will guide you through the process seamlessly.

Loans and Debt Management

Sometimes life throws unexpected challenges our way. That's where our personal loans and debt consolidation services come in handy. If you're facing multiple debts, consolidating them into one manageable payment can ease your financial stress. We work with you to find solutions that suit your circumstances.

Personal Banking

When it comes to personal banking, we offer various options to help you manage your finances effectively. Our checking and savings accounts are designed with flexibility in mind, making it easy for you to access your funds whenever you need them. Imagine having a dedicated account that helps you save for that dream vacation or unexpected expenses our accounts make it simple. If you're thinking about purchasing a car, our auto loans and vehicle financing services can help get you on the road faster. We understand how important reliable transportation is, and our competitive rates ensure that your loan fits comfortably within your budget.

Digital & Online Banking

At State Employees', we understand that convenience and security are essential for our members. That's why we offer a robust range of digital and online banking services designed to make managing your finances easier than ever. With 24/7 online banking services available, you can access your accounts anytime, anywhere. Our online banking platform at https://www.ncsecu.org/ provides a user-friendly experience where you can check balances, transfer funds, and pay bills with just a few clicks. You'll love the ease of e-statements, which allow you to view your account statements digitally no more paper clutter! Plus, with electronic signature authorization, signing documents is quick and secure. If you're always on the go, our mobile application is perfect for you. It not only supports mobile payments but also allows you to manage your accounts right from your smartphone. Imagine paying for groceries or splitting a bill with friends without pulling out your wallet. While person-to-person transfers aren't available yet, we are committed to enhancing your banking experience in every way possible. With all these features combined, you have real-time control over your finances at your fingertips. Whether you're checking your account balance or making a payment, State Employees' ensures that everything is secure and straightforward. Experience the freedom of digital banking today!

Financial Strength

Commitment to Member Benefits

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and a total of $34,904,944,116 in loans and leases available for various needs.

Community Trust

We have established a strong community presence with a total of 5,850,875 share accounts that show how much trust our members place in us. This growing member base allows us to be even more effective in fulfilling your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 508 N Greensboro St Liberty Nc 27298 or call (336) 622-4828 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,145,244, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also provide options for those looking for credit lines and personal loans. With $18,909,000,000 available in total credit lines, our financial solutions are designed to help you navigate both unexpected expenses and planned purchases. If you're considering refinancing your current loans, or if you want to explore eligibility options, our dedicated staff at State Employees' is ready to assist you every step of the way. For more information on our loan offerings or to speak with one of our representatives, feel free to reach out at (336) 622-4828 or visit us at 508 N Greensboro St Liberty Nc 27298, Liberty, NC. We're here to help you achieve your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can help you find the perfect financing option for your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, you can feel confident knowing that you have access to funds when you need them most.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Liberty, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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