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Mortgage Loans
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Personal Loans
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Introduction
At State Employees' Credit Union, we understand that trust and reliability are essential when it comes to your financial journey. Located at 131 Riverside Ct, Kings Mountain, NC 28086, our branch has been a cornerstone of the community since it was established in 1937. With over 2.8 million members counting on us, we pride ourselves on providing personalized service tailored to meet the unique needs of each member. As part of a robust organization with total assets exceeding $57 billion, we offer a range of financial products and services designed to help you achieve your goals. Our total deposits stand at an impressive $7.87 billion, ensuring that your hard-earned money is secure and readily available when you need it. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 131 Riverside Court, Kings Mountain, NC 28086. We are committed to supporting our members through every stage of life, offering more than just loans and deposits. With a dedicated team of over 8,200 employees, led by CEO Leigh Brady and Board President Mona Moon, we strive to create a welcoming environment where everyone feels valued. Our commitment goes beyond just numbers; it's about making a positive impact in the communities we serve. Whether you're looking for auto loans, savings accounts, or guidance on financial planning, we're here for you every step of the way. Ready to take control of your finances? Visit us today or call us at 919-839-5000 to learn how we can help you achieve your dreams! For more information about our services, feel free to check out our website at ncsecu.org.
Branch History & Mission
Join Us
We invite you to experience the benefits of membership with State Employees' Credit Union. Whether you're looking for a loan or want to open an account, you'll find a supportive community ready to help you achieve your financial goals. Together, let's continue building a brighter future for Kings Mountain! For more information about membership eligibility or to get started with us today, visit our website or click here to open an account. Welcome to a place where your financial well-being is our top priority!
Our Journey
Our journey began with a simple yet powerful idea: to provide accessible financial services that meet the unique needs of state employees. Over the decades, we have grown tremendously while staying true to our roots. Today, you can find us at 131 Riverside Ct, Kings Mountain, NC 28086, conveniently located near local landmarks that make it easy for members to visit us. For official correspondence, please use our mailing address: 131 Riverside Court, Kings Mountain, NC 28086. Throughout our history, we've embraced change and innovation. While we may not have ATMs or drive-thru services at this location, we offer essential banking services online and through mobile applications to ensure that our members can manage their finances anytime and anywhere. We are committed to providing ADA-compliant facilities so that everyone can access our services comfortably.
Our Mission
At State Employees', our mission is clear: we strive to enhance the lives of our members by offering superior financial products and services while actively supporting the communities we serve. We believe in building strong relationships with our members based on trust and transparency. Our commitment extends beyond banking; we engage in various community outreach programs aimed at making a positive impact right here in Kings Mountain. As part of our customer-centric approach, we've implemented digital advancements like online banking and mobile payments, ensuring that managing your finances is as easy as possible. We also pride ourselves on being available 24/7 for any inquiries or assistance you may need via phone at 919-839-5000.
Branch Location & Accessibility
Accessibility Features
At State Employees', we prioritize making our branch accessible to everyone. We have features in place that comply with ADA standards, ensuring that all members can navigate our facility with ease. If you require assistance or have specific needs during your visit, please don't hesitate to reach out; we're here for you.
Call to Action
Ready to experience friendly and accessible banking? We invite you to visit us at our Kings Mountain branch! If you have questions or would like more information before your visit, feel free to give us a call at 919-839-5000. We look forward to seeing you soon!
Operating Hours
We understand that life can be busy, which is why we offer convenient banking hours. Our lobby is open around the clock, allowing you to come by any time of day or night. Whether you're dropping in for a quick transaction or need assistance with more complex banking needs, our team is ready to help you whenever it suits your schedule.
Services Offered
Although we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is available to assist you inside the branch with all your banking needs. From account inquiries to loan applications, we are dedicated to providing personalized service tailored just for you.
Member Eligibility
At State Employees', we believe that everyone deserves to be part of a caring community where their financial needs are understood and met. If you're interested in joining us, you'll find that eligibility is quite straightforward! Anyone who lives, works, or worships in our local area can apply for membership. We also welcome family members of current members, which makes it even easier to include your loved ones in our supportive network. For specific details about eligibility requirements, you can check out this link: http://www.ncsecu.org/join#eligibility. Becoming a member is just the beginning of enjoying the many benefits we offer at State Employees', from personalized service to competitive rates on loans and savings. Ready to take the next step? Opening an account with us is simple and can be done online. You can find more information and get started here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to reach out at (919) 839-5000. We're excited to welcome you into our community!
Business Banking & Commercial Services
Financing Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Whether you're looking to expand your operations or manage day-to-day expenses, we offer tailored commercial loan solutions. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those not yet part of our community, we also support the broader business landscape with $0 in non-member commercial loans, providing flexible financing options.
Streamlined Merchant Services
But it's not just about loans. Our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine a busy café seamlessly accepting payments from customers without a hitch or a retail store effortlessly managing transactions. That's the practical benefit we bring to our partners. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Connect with us today at (919) 839-5000 to discover how we can help your business thrive!
Comprehensive List Of Services
Community Support and Accessibility
Being part of the community means more than just providing services; it means being there when you need us most. Our dedicated team is always ready to assist you via phone at (919) 839-5000 or through our online resources. We also provide 24/7 access to online banking so you can manage your accounts anytime, anywhere.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why we've integrated essential digital banking features into our services. You can easily enroll in online banking or mobile applications that allow for smooth transactions at your fingertips. Our members enjoy the benefits of modern banking without sacrificing personal touch or support. In summary, at State Employees', we are dedicated to providing comprehensive financial solutions tailored specifically for you. From personal banking services to convenient digital tools, we strive to enhance your banking experience every step of the way. Ready to take the next step? Visit us online at T5@charlotte Ii Llc or give us a call at (919) 839-5000 today! We're here for all your financial needs!
Loans and Credit Options
Need a little extra cash? We understand that life can be unpredictable. Whether you're looking to buy a new car or need funds for an unexpected expense, our loan options are here to help. At State Employees', we offer various loan products designed to fit different needs and budgets. Although our current offerings include ATM Services Only, don't hesitate to reach out for further information about loans available through our broader network.
Personal Banking Solutions
Our primary focus is to make banking accessible and straightforward. For those who are always on the go, our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or while out and about. With features like e-statements and mobile payments, you can manage your finances with just a few taps on your smartphone.
Digital & Online Banking
Key Features
Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, we provide e-statements that are not only convenient but also eco-friendly. Signing up for e-statements is easy and helps you stay organized by keeping all your financial documents in one place. Security is always our top priority. You can rest easy knowing that our electronic signature authorization adds an extra layer of protection when signing documents online. This means that your transactions are secure and verified, allowing you to focus on what matters most. For those who are always on the go, our mobile application makes banking even more accessible. With features like mobile payments, you can pay for purchases directly from your phone without the hassle of cash or cards. While person-to-person transfers aren't currently available, our platform is continually evolving to meet your needs. Managing your finances has never been easier or more secure than with the digital banking services at State Employees'. Whether you're checking your balance while waiting in line or transferring money during your lunch break, we've got you covered around the clock. Experience the convenience today!
Financial Strength
A Growing Member Base
Total Share Accounts stand at 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $574,556,810, further emphasizing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 131 Riverside Ct Kings Mountain Nc 28086 or call (919) 839-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Investing Back into the Community
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we currently have $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting your financial goals across various sectors.
Member-Centric Savings Options
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Services
We pride ourselves on offering tailored solutions for various financial needs. If you're interested in refinancing options or checking your eligibility for any of our products, don't hesitate to reach out! You can contact us at (919) 839-5000 or visit us at our location: 131 Riverside Ct Kings Mountain Nc 28086, Kings Mountain, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent information so you can make informed decisions. No matter what you're looking for, State Employees' is here to support your financial journey with loan options that work for you.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that you find an option that fits your budget perfectly.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Our team is here to guide you through the process and help you secure the best rates available.
Unsecured Credit Card Loans
Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits designed to meet your needs.
Loan Aggregator
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