State Employees' Credit Union King NC: Affordable Vehicle Loans & Top Checking

Introduction

Welcome to State Employees', your trusted credit union located at 205 Ingram Dr, King, NC 27021. Since our establishment in 1937, we've been dedicated to providing exceptional financial services to our community. With over 2.8 million members, we are proud to be a cornerstone of support for individuals and families across North Carolina. At State Employees', we believe in putting our members first. Our total assets stand at an impressive $57,229,286,839, allowing us to offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgage financing and credit cards with rewards. With a strong commitment to your financial well-being, we have facilitated 1,194,630 loans and leases, helping countless members achieve their goals. While you can visit us at our branch location, official correspondence should be directed to our mailing address: 205 INGRAM DR, KING, NC 27021. Our knowledgeable team is here to assist you with any inquiries you may have. You can reach us at 336-985-0530 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Our leadership team is devoted to fostering a welcoming environment for all members. Led by CEO Leigh Brady and Board President Mona Moon, we strive for excellence in service delivery while ensuring that your financial needs are met efficiently. Join us today and experience the difference of being part of a community-focused credit union. Visit our website at ncsecu.org or give us a call to learn more about how we can help you achieve your financial aspirations!

Branch History & Mission

Welcome to State Employees' in King, NC! Since our establishment in 1937, we have proudly served our community with dedication and care. Over the decades, we've evolved from a small credit union into a robust financial institution, boasting total assets of over $57 billion and a membership base of nearly 2.85 million people. Our journey reflects our commitment to helping individuals and families achieve their financial goals while fostering a strong sense of community. Located at 205 Ingram Dr, King, NC 27021, our branch is easy to find and accessible to everyone. Whether you're near downtown or enjoying the beautiful surroundings of Stokes County, we are here for you. Our operating hours are convenient too; we're open Monday through Friday from 8:30 AM to 5:30 PM. For those on the go, we offer drive-thru banking services and an ATM for quick transactions. At State Employees', our mission goes beyond just providing financial services. We aim to empower our members by offering a range of products tailored to meet their needs be it checking accounts, auto loans, mortgage financing, or personal loans. We also understand the importance of giving back. Through various partnerships and outreach efforts, we actively contribute to local initiatives that uplift our community and support its growth. While members can visit us at 205 Ingram Dr, official correspondence should be sent to our mailing address: 205 INGRAM DR, KING, NC 27021. This ensures that your important documents reach us without delay. As technology advances, so do we. Our digital platforms offer online banking options along with mobile payments and e-statements for your convenience. We are proud to be ADA compliant, making sure everyone has equal access to our services. Join us at State Employees' in King and experience the benefits of being part of a credit union that truly cares about its members and the community. Together, we can build a brighter financial future! If you're ready to take the next step towards achieving your financial dreams or want more information about membership eligibility, give us a call at 336-985-0530 or visit us online at ncsecu.org.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is ADA-compliant, ensuring that everyone can easily navigate our space. With ramps and ample parking available, visiting us is hassle-free.

Convenient Access

At our State Employees' branch, we prioritize your comfort and convenience. Whether you're stopping by for a quick transaction or need assistance with your banking needs, we have you covered. Our lobby hours are designed to fit your schedule, open Monday through Friday from 8:30 AM to 5:30 PM. If you're in a hurry, take advantage of our drive-thru service for fast deposits and withdrawals without leaving your vehicle.

Services Offered

Inside our welcoming environment, you'll find a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks at any time. While members can visit us at 205 Ingram Dr, official correspondence should be sent to the same address as our mailing address is also 205 INGRAM DR, KING, NC 27021. Feel free to give us a call at 336-985-0530 if you have any questions or need assistance before your visit. We look forward to serving you at the State Employees' branch in King your friendly neighborhood credit union!

Member Eligibility

Joining the State Employees' community means becoming part of a supportive network that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. Generally, individuals who live, work, or worship in certain areas can join us. You might also qualify through family members who are already part of our credit union. It's a welcoming process designed to include everyone, so don't hesitate to check out the detailed criteria at http://www.ncsecu.org/join#eligibility for the most current information. Once you know you're eligible, opening an account with us is easy! You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or if you prefer a personal touch, feel free to call us at (336) 985-0530. We're located at 205 Ingram Dr King Nc 27021, and our friendly team is ready to help you on your journey towards better financial health. Being a member of State Employees' means access to great services and support tailored just for you!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer essential merchant services that help streamline your operations. Imagine having a reliable payment processing system that allows you to accept various payment methods seamlessly. This not only enhances customer satisfaction but also improves cash flow management for your business. Visit us at 205 Ingram Dr King Nc 27021 or call us at (336) 985-0530 to learn how our tailored solutions can help you achieve your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking services that include Merchant Services & Business Loans. Whether you need help managing cash flow or securing funding for expansion, our team is ready to assist you.

Credit Cards and Rewards

For everyday purchases, consider our Credit Cards with Rewards program. These cards not only offer convenience but also allow you to earn rewards on your spending, making it easier to save for what matters most.

Digital Banking Convenience

In today's fast-paced world, we know that convenience is key. That's why we've invested in robust Online & Mobile Banking platforms. With these tools, you can check balances, transfer funds, pay bills, and access your accounts anytime from anywhere. Our ATMs are conveniently located for easy cash withdrawals and balance checks.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but still want quick service, our Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, our basic ATM access provides 24/7 convenience for cash needs. At State Employees', we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. If you'd like to learn more about any of these services or open an account today, don't hesitate to reach out! Call us at (336) 985-0530, or visit us at 205 Ingram Dr King Nc 27021 in beautiful King, NC. Let's work together towards a brighter financial future!

Personal Banking Services

We understand that managing your finances is a significant part of life. That's why we offer various personal banking options. Our Checking & Savings Accounts are designed with flexibility and ease in mind, allowing you to manage your money effortlessly. For those looking to purchase a new vehicle or refinance an existing loan, our Auto Loans & Vehicle Financing options come with competitive rates and terms that can fit any budget. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services make the process straightforward. We guide you through each stage to ensure you find the best solution for your needs. Additionally, our Personal Loans & Debt Consolidation services can provide relief if you're facing multiple debts.

Digital & Online Banking

Key Features

Our electronic signature authorization feature means you can sign documents digitally without the hassle of printing and scanning. Plus, with e-statements available, you can go green by opting for paperless statements that are easy to access and store. Say goodbye to clutter and hello to organized finances! If you're always on the go, our mobile application makes banking even simpler. You can make mobile payments effortlessly, ensuring you're never caught without cash when you need it most. And while person-to-person transfers aren't currently available, there are still plenty of ways to manage your money effectively.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal information as you bank online. Our platform is designed for ease of use making it simple for everyone, whether you're tech-savvy or just starting out with digital banking. In summary, State Employees' offers a range of digital banking services tailored to meet your needs while providing the convenience and security you deserve. Join us today at https://www.ncsecu.org/ and experience banking made easy!

Financial Strength

Committed Team Behind You

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their expertise makes it easy for you to navigate your financial journey with confidence.

Growing Membership Base

With 5,850,875 total share accounts, we have a strong and growing member base that trusts us with their finances. This trust fuels our ability to provide high-quality services tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 205 Ingram Dr King Nc 27021 or call (336) 985-0530 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Support for Your Goals

Our capacity to support your financial goals is highlighted by the $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Whether you're looking to buy a car or need funds for other personal projects, we're here to help.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to our members is evident in every service we provide.

Reinvesting for Your Benefit

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to continuously improve and adapt to meet your needs.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. These options help you grow your savings while benefiting from the security that comes with being part of a trusted credit union.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This figure reflects our commitment to keeping your money safe while maximizing your earning potential. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At State Employees', we understand that financial needs come in many forms, whether you're looking to buy a new car, purchase a home, or manage daily expenses. Located at 205 Ingram Dr, King, NC 27021, our branch is dedicated to supporting your financial journey with a variety of loan products tailored for our members. With over 1,194,630 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include competitive auto loans that cater to both new and used vehicles. If you're in the market for a new ride, our auto loans are designed to meet your needs with some of the lowest rates in the industry. We have already issued over $1,138,258,230 in new vehicle loans and $2,955,872,351 in used vehicle loans helping countless members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We aim to make buying or refinancing simple and straightforward for you. If you're considering refinancing your existing mortgage or exploring eligibility options for our loan products, please reach out to us at 336-985-0530 or visit our website here. For those managing everyday expenses or unexpected costs, we also provide flexible terms on unsecured credit card loans. We have issued a total of $1,177,171,541 in these loans, enabling members to handle their finances effectively. In addition to personal lending options, if you're a business owner looking for capital to grow and expand operations, our commercial loans are an excellent choice. Although we currently do not have outstanding commercial loans available at this time, we encourage you to inquire about future offerings as we continue to develop our services. At State Employees', we are here to help you navigate your financial journey with confidence. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call us at 336-985-0530 to learn more about how we can assist you with your borrowing needs!

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STATE EMPLOYEES' CREDIT UNION - King, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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