State Employees' Credit Union Kernersville NC: Top Auto Loans & Business Banking

Introduction

Welcome to State Employees', your trusted partner in financial services located at 789 Stafford Center Dr, Kernersville, NC 27284. Since our establishment in 1937, we have proudly served our community, fostering a spirit of support and cooperation among our 2,847,943 members. With a strong commitment to your financial well-being, we offer a comprehensive range of services tailored to meet your needs from personal banking to auto loans and mortgage financing. At State Employees', we prioritize transparency and trust. We manage over $57 billion in total assets and provide more than $7.8 billion in deposits for our members. Our dedicated team of 8,258 employees is here to ensure that you have access to the resources you need for a secure financial future. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, we strive to make every member's experience positive and rewarding. While you can visit us directly at our branch location for all your banking needs, any official correspondence should be sent to our mailing address: 789 STAFFORD CENTER DR, KERNERSVILLE, NC 27284. For quick assistance or questions about our services, feel free to give us a call at 336-992-1133. Join us today and experience the difference that a member-focused credit union can make! Whether you're looking to open an account or explore loan options, we're here to help you every step of the way. Visit our website at ncsecu.org or stop by during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Your journey towards financial empowerment starts with State Employees'!

Branch History & Mission

At State Employees' Credit Union, our journey began in 1937 in the heart of Kernersville, NC. Over the years, we have grown from a small financial cooperative into a thriving community resource that proudly serves over 2.8 million members. Our commitment to putting people before profit has remained steadfast, and today, with total assets exceeding $57 billion, we continue to embody the spirit of cooperation and support that defined our founding. Located at 789 Stafford Center Dr, Kernersville, NC 27284, our branch is easily accessible and close to local landmarks such as the Kernersville Parks and Recreation Department. This central location allows us to serve our community effectively while fostering a welcoming environment for all who walk through our doors. Our mission at State Employees' is clear: we aim to provide exceptional financial services while making a positive impact on our community. We believe in empowering individuals by offering products like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our focus extends beyond just banking; we strive to enhance the lives of our members through outreach programs and partnerships that strengthen the fabric of Kernersville. As we embrace modern advancements, we ensure that our services are both accessible and user-friendly. Our digital platforms include online banking and mobile payments, allowing you to manage your finances conveniently from anywhere. We also prioritize accessibility with ADA-compliant facilities and resources for all members. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 8:30 AM to 5:30 PM you can also reach us at 336-992-1133 for any inquiries or assistance. In addition to traditional banking services, we proudly offer an ATM and drive-thru banking options for added convenience. Although we do not have a shared service center, we are dedicated to ensuring that every member feels valued and supported within our credit union family. Join us in continuing this incredible journey. At State Employees', we're not just about transactions; we're about building relationships that last a lifetime. Experience the benefits of membership today by visiting us or exploring our website at ncsecu.org. Together, let's shape a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At State Employees', we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy access. We also have ample parking available to ensure your visit is as hassle-free as possible.

Connect With Us

If you have questions or need assistance, don't hesitate to reach out! You can call us at 336-992-1133. We invite you to visit our branch and discover how we can support your financial journey. At State Employees', we're more than just a credit union; we're a community partner dedicated to serving you!

Operating Hours

We understand that life can get busy! That's why we are open Monday through Friday from 8:30 AM to 5:30 PM, providing flexible hours for you to come in when it suits you best.

Services Offered

Our branch offers a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we are here to help you every step of the way. Plus, with our drive-thru banking option, you can handle quick transactions without leaving your vehicle. Our ATM is also available for cash withdrawals and balance checks any time of day.

Member Eligibility

Becoming a member of State Employees' is like joining a warm, welcoming family that's dedicated to supporting your financial journey. If you're looking to join us at our branch located at 789 Stafford Center Dr Kernersville Nc 27284, you'll find that the eligibility criteria are quite straightforward and friendly! Generally, membership is open to those who live, work, or worship in the area, as well as their family members. This means whether you're a long-time resident or new to the community, there's a good chance you can become part of our credit union family. To explore all the details about eligibility and see if you qualify, please check out our comprehensive resource at http://www.ncsecu.org/join#eligibility. Joining us is easy and brings numerous benefits, including access to a variety of financial services designed with your needs in mind. Once you're ready to take that step, you can open an account conveniently online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or by giving us a call at (336) 992-1133 for any questions you may have. We're excited to welcome you to State Employees' and help you achieve your financial goals together!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. From credit card processing to point-of-sale solutions, we provide the tools you need to streamline operations and enhance customer satisfaction. Located at 789 Stafford Center Dr Kernersville Nc 27284, Kernersville, NC, our team is here to help you navigate the financial landscape of your business. Reach out at (336) 992-1133 during our operating hours from M-F 8:30 AM - 5:30 PM. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing funds has never been easier. You can rely on our ATMs for quick withdrawals and balance checks without any hassle.

Auto Loans & Vehicle Financing

Thinking about getting a new car? With our Auto Loans & Vehicle Financing, purchasing your dream vehicle becomes easy and affordable. We offer competitive rates and flexible terms so that you can drive off with peace of mind. Whether it's a brand-new model or a used one, we are here to help turn your automotive dreams into reality.

Business Banking

If you're a business owner, check out our Business Banking services which include merchant services and business loans. We understand the unique challenges small businesses face and are committed to supporting local entrepreneurs in their quest for success.

Credit Cards with Rewards

For those who enjoy earning rewards for their spending, our Credit Cards with Rewards program offers various perks that fit your lifestyle. Whether it's cash back on everyday purchases or points for travel, it's a great way to make the most out of each dollar spent.

Drive-Thru Banking

Sometimes you just need a quick transaction without leaving your car. Our basic Drive-Thru Banking service allows for deposits, withdrawals, and other simple transactions at your convenience. At State Employees', we're proud of the variety of services we offer to meet all your banking needs efficiently and effectively. If you have questions or want more details about any of these offerings, feel free to reach out by calling us at (336) 992-1133. We look forward to serving you!

Mortgage Loans & Refinancing

If homeownership is on your horizon, consider our Mortgage Loans tailored for first-time buyers and seasoned homeowners alike. Our refinancing options can also help you lower monthly payments or tap into your home's equity for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away.

Personal Banking

For those managing day-to-day finances, our Personal Banking services include checking and savings accounts that help you keep track of your money while earning interest. We know that life can be unpredictable, so having an account that suits your lifestyle is crucial. If you're planning a big purchase or simply want to build your savings, our team is here to assist you every step of the way.

Personal Loans & Debt Consolidation

Managing debt can be challenging. That's why we provide Personal Loans & Debt Consolidation solutions designed to simplify your financial life. By consolidating high-interest debts into one manageable loan, you can save money and reduce stress.

Digital & Online Banking

Key Services

Our online banking service provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You'll also enjoy the convenience of e-statements, so you can keep track of your transactions without the clutter of paper statements. Plus, with electronic signature authorization available, signing documents is just a click away, making it easier to handle important paperwork securely. For those who prefer using their mobile devices, our mobile application lets you bank right from your smartphone. You can set up mobile payments for quick and easy transactions. Whether you're splitting a dinner bill or sending money to a friend, managing your finances has never been more straightforward though note that person-to-person transfers are not currently available.

Security and Ease of Use

At State Employees', we prioritize the safety of your information. Our digital banking services are equipped with top-notch security features to protect your data while ensuring a smooth user experience. You can feel confident knowing that your financial transactions are safe. In summary, our digital and online banking options provide a reliable way to manage your finances effectively. From e-statements to mobile banking, everything is designed with you in mind making it simple for you to stay on top of your financial needs wherever life takes you. Join us at State Employees' and experience the future of banking today!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial world, trust and reliability are paramount. That's why we are committed to maintaining our strong financial footing to serve you better. With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 9.71%, which ensures that we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further demonstrated by having $133,577,509 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We understand that your financial goals are important, which is why our lending capacity includes $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is evident with a net income of $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $574,556,810, along with a total of 5,850,875 share accounts, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 789 Stafford Center Dr Kernersville Nc 27284 or call (336) 992-1133 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make it easy for you to find a plan that fits your budget. Plus, if you're considering refinancing your current auto loan for better terms, we can help you explore those options as well.

Credit Lines

For those who prefer flexibility in managing their finances, our total credit lines amounting to $18,909,000,000 provide the perfect solution. Whether it's for unexpected expenses or planned purchases, having access to funds when you need them can make all the difference. At State Employees', we prioritize your financial wellness and are committed to serving our community with integrity and transparency. For more information about eligibility and how we can assist you further with refinancing or other loan products that fit your unique situation, please visit our website at ncsecu.org or reach out directly via phone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed for everyone from first-time buyers to those looking to refinance their current mortgages. With Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, we simplify the process of buying or refinancing your home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with rewards that make spending more rewarding.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer displayed on LendMesh is fair and transparent. By working with verified financial institutions, LendMesh guarantees that users are presented with reliable options tailored to their needs.

STATE EMPLOYEES' CREDIT UNION - Kernersville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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