State Employees' Credit Union Kernersville NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to State Employees' located at 130 Century Place Blvd, Kernersville, NC 27284! Since our establishment in 1937, we have been dedicated to serving our community with unwavering commitment and care. With a robust membership of over 2.8 million, we pride ourselves on being a trusted financial partner for individuals and families alike. At State Employees', we understand that your financial needs are unique. That's why we offer a wide array of services including personal banking, auto loans, mortgages, and more. Our total assets stand at an impressive $57.2 billion, demonstrating our strength and stability in the financial sector. With total deposits reaching $7.9 billion, you can trust that your money is safe and sound with us. Led by our experienced CEO, Leigh Brady, and Board President, Mona Moon, our team of 8,258 employees is here to assist you with personalized service and expert advice. Whether you need help managing your savings or exploring loan options, we're ready to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same location: 130 CENTURY PLACE BLVD, KERNERSVILLE, NC 27284. If you have any questions or would like to learn more about what we offer, don't hesitate to reach out! Call us at 336-993-7884 or visit our website at ncsecu.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

We believe that partnerships matter. Through various outreach initiatives and community events, we actively contribute to local causes and organizations. By investing in our community, we strengthen ties and create opportunities for growth together. With total assets exceeding $57 billion, we have built a robust foundation that allows us to support member needs effectively while ensuring their peace of mind when it comes to finances.

Join Us

We invite you to experience what makes State Employees' special. Join us today and discover how we can help you achieve your financial goals while being part of a community-focused organization. For any inquiries or assistance, feel free to call us at 336-993-7884 during our operating hours from Monday through Friday, 8:30 AM to 5:30 PM. Together, let's build a brighter financial future!

Our Mission

At the heart of State Employees' mission is a deep-rooted dedication to enhancing the financial well-being of our members and fostering community growth. We strive to provide a range of services from checking and savings accounts to auto loans and mortgages designed to meet the diverse needs of our membership. Our goal is simple: to empower individuals and families through better financial choices. As we embrace digital advancements like online and mobile banking, we ensure that all members have access to convenient financial services. We are committed to ADA compliance, making sure everyone can use our facilities without barriers. Our branch offers ATM availability for quick transactions, though we currently do not feature drive-thru banking or shared service centers.

Branch Location & Accessibility

Convenient Location

Situated near local landmarks, our branch is easily accessible for residents and visitors alike. With ample parking available right outside, you won't have to worry about finding a spot when you visit us. Plus, our location is ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services comfortably.

Get In Touch!

Whether you're a current member or looking to join our community, we encourage you to visit us at 130 Century Place Blvd or give us a call at 336-993-7884. If official correspondence needs to be sent, please use our mailing address: 130 CENTURY PLACE BLVD, KERNERSVILLE, NC 27284. We look forward to serving you!

Operating Hours

We know your time is valuable, which is why we're open Monday through Friday from 8:30 AM to 5:30 PM. Feel free to stop by during these hours; our friendly team is ready to assist you with any banking needs.

Services Offered

At State Employees', we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for easy access to your funds. While we do not currently offer drive-thru service, we make up for it with personalized attention inside the branch. If you prefer online banking options, you can manage your account from the comfort of your home or on-the-go through our mobile app.

Member Eligibility

Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area, or are affiliated with certain organizations, you're likely eligible to join us at our welcoming branch located at 130 Century Place Blvd Kernersville Nc 27284. We value community and strive to create a supportive environment where everyone can thrive. To learn more about the specific eligibility requirements, feel free to check out our detailed resource at http://www.ncsecu.org/join#eligibility. Opening an account with us is simple and straightforward, allowing you to access a wide range of services designed just for you. Whether it's personal banking or loans, we're here to help you achieve your financial goals. If you have any questions or need assistance, don't hesitate to give us a call at (336) 993-7884. Your journey towards better financial health starts here!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and boost your operations. Imagine being able to accept payments seamlessly whether through card readers or online platforms allowing you to focus on what matters most: running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Reach out today at (336) 993-7884 to explore how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide comprehensive support through our Business Banking services. This includes everything from convenient Merchant Services that help you accept payments easily, to tailored Business Loans that can fuel your growth aspirations.

Community Commitment

At State Employees', we understand that financial literacy is crucial for community growth. We are committed not just to providing services but also to educating our members about their options so they can make informed decisions. If you're ready to take the next step toward better financial management or simply want to learn more about how we can assist you, don't hesitate to reach out! Call us at (336) 993-7884, visit us at our branch, or check out more on our website at Kernersville - Century Place Blvd. Your journey toward financial wellness starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust digital banking features like Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. You can perform essential transactions such as ATM withdrawals and balance checks effortlessly at our ATMs.

Lending Solutions

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. These loans provide you with the flexibility needed during tough times without the burden of high interest rates. Additionally, our Credit Cards with Rewards offer an easy way to earn benefits while managing everyday purchases.

Personal Banking

Whether you're opening your first checking account or looking to save for future endeavors, our Personal Banking options have you covered. We offer various Checking & Savings Accounts designed to fit different lifestyles. For those considering a new vehicle or needing a reliable way to finance one, our Auto Loans & Vehicle Financing can make the process smooth and stress-free. Plus, if homeownership is on your horizon, check out our Mortgage Loans & Refinancing solutions, which come with competitive rates and personalized service.

Digital & Online Banking

Enhanced Features

For those who love the ease of digital payments, our mobile payments feature lets you make purchases quickly and securely using your smartphone. Whether you're buying coffee or shopping online, you can pay with confidence knowing that your information is protected. Additionally, our electronic signature authorization streamlines processes like loan applications and account openings. This means less hassle for you and quicker service overall. While we currently do not offer person-to-person transfers, our other features more than compensate by providing secure options for all your banking needs. At State Employees', we're committed to making your banking experience as smooth as possible. Whether you're checking balances or managing payments, our digital services are here to help you stay on top of your financial game effortlessly.

Key Services

With our online banking platform, accessible at https://www.ncsecu.org/, you can check your account balance, view transaction history, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you can manage your finances whenever you need to, without having to worry about branch hours. We also offer electronic statements, allowing you to receive your account information securely and conveniently. Say goodbye to paper clutter while keeping track of your finances in real-time! Plus, if you're looking for an extra layer of convenience, our mobile application makes banking even more accessible. With just a few taps on your phone, you can perform various transactions right from your pocket.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reinforced by our net worth ratio of 9.71%, demonstrating our ability to provide loans and competitive savings rates, even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you is evident in our $133,577,509 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options so that we can serve you better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Even more reassuring is our operational efficiency reflected in our $2,145,244, which enables us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 5,850,875 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $574,556,810, supporting your needs as a valued member of State Employees'. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 130 Century Place Blvd Kernersville Nc 27284 or call (336) 993-7884 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Credit Lines

For those who require additional flexibility, our credit lines totaling $18,909,000,000 allow you to access funds as needed. This can be particularly useful for managing cash flow or covering unexpected costs without having to take out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide competitive rates and flexible terms that make it easier for you to secure your dream home.

Refinancing Options

If you already have existing loans but are looking for better rates or terms, our refinancing options could be a perfect fit. We encourage you to reach out to us at (336) 993-7884 or visit us at our branch located at 130 Century Place Blvd Kernersville Nc 27284 in Kernersville, NC for more information about eligibility and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey and achieve your dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option provides the financial flexibility needed for unexpected expenses or planned purchases without the burden of collateral.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Kernersville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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