State Employees' Credit Union Kenansville NC: Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to State Employees' Credit Union located at 188 Magnolia Ext, Kenansville, NC 28349. Since our establishment in 1937, we've proudly served our community with a commitment to providing trustworthy and reliable financial services. With over 2.8 million members and total assets amounting to an impressive $57,229,286,839, we stand as a pillar of support for individuals and families alike. At State Employees', we understand that banking is not just about transactions; it's about building relationships. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to help you achieve your financial goals. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant solutions, we've got you covered. While members can visit us at our Kenansville branch, official correspondence should be sent to the same address: 188 Magnolia Ext, Kenansville, NC 28349. We invite you to explore our range of services tailored to meet your needs. With total deposits of $7,866,265,767 and a net worth of $5,446,832,560, you can trust that your finances are in safe hands. Discover the difference of being part of a credit union that prioritizes its members. Reach out to us at 910-296-0308 or visit our website at ncsecu.org for more information. Join us on this journey towards financial wellness your future starts here!

Branch History & Mission

Join Us!

As part of the State Employees' family, you'll find more than just a bank; you'll discover a supportive community dedicated to your financial success. We invite you to experience the benefits of membership today! Reach out to us at 910-296-0308 or visit our website for more information on how you can become part of something special. Together, let's build a brighter future for Kenansville!

Our Journey

Located at 188 Magnolia Ext, Kenansville, NC 28349, our branch is easily accessible to residents and visitors alike. Over the years, we have expanded our services to meet the evolving needs of our members. Today, we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our total assets now stand at an impressive $57 billion, reflecting our strong financial health and the trust placed in us by our members. Our journey has not been without milestones. We continually adapt to technological advancements while ensuring that our services remain accessible to everyone. With features such as online banking and mobile payments available to our members, we make banking convenient without compromising on personal service.

Our Mission

At State Employees', our mission is clear: we strive to empower our members by providing exceptional financial services while actively engaging with and supporting our local community. We believe that when we lift up individuals financially, we strengthen the community as a whole. Whether it's through sponsoring local events or offering educational resources about financial literacy, we are dedicated to making a positive impact. We understand that each member's journey is unique. That's why we prioritize personalized service with trained staff ready to assist you during our operating hours from 8:30 AM to 5:30 PM. For your convenience, we also provide ATM access and drive-thru banking at this location. While you can visit us at our Kenansville branch for all your banking needs, please direct official correspondence to 188 Magnolia Ext, Kenansville, NC 28349 if you wish to send mail.

Branch Location & Accessibility

Convenient Access and Features

We understand how important convenience is for our members. Our branch offers ample parking and features such as ADA-compliant ramps for easy accessibility. If you prefer not to come inside, take advantage of our drive-thru banking services for quick transactions without leaving your vehicle. We also have an ATM available on-site, allowing you to withdraw cash or check balances anytime.

Friendly Hours to Serve You

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to visit us after work or during your lunch break.

Services Tailored for You

At the State Employees' Credit Union in Kenansville, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you every step of the way. Our friendly staff is ready to assist with personal loans and credit cards that come with rewards. We invite you to drop by or call us at 910-296-0308 if you have any questions or need assistance. Come see how we can make banking easier for you!

Member Eligibility

Welcome to State Employees', where becoming a member means joining a friendly community dedicated to your financial well-being! If you're interested in joining us, you'll find that eligibility is straightforward and welcoming. Typically, anyone who lives, works, or worships in our community can become a member. We also welcome those who have family members already part of our credit union. This means that even if you're not currently a member, you could still enjoy the benefits by connecting with someone who is! For detailed eligibility criteria, feel free to check out our website at http://www.ncsecu.org/join#eligibility. Joining State Employees' opens up a world of benefits, from competitive loan rates to personalized service tailored just for you. The process is easy simply visit us at 188 Magnolia Ext Kenansville Nc 28349 or give us a call at (910) 296-0308 for assistance. You can also start your membership journey online by following the link to our account opening page: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We're excited to have you with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans. Our merchant services make transactions easy and efficient, allowing you to focus on what matters most running your business. Imagine quickly processing payments from customers right at your store or online, giving you more time to build relationships and enhance customer satisfaction. Whether you're located at our convenient address in 188 Magnolia Ext Kenansville Nc 28349, Kenansville, NC, or anywhere else, State Employees' is dedicated to empowering your business journey. For more information, feel free to contact us at (910) 296-0308. Let's grow together!

Comprehensive List Of Services

Accessibility

We believe in making banking accessible for everyone. Our branch operates from 8:30 AM to 5:30 PM on weekdays, ensuring that you have ample time to visit us for all your banking needs. With both drive-thru service and ATM availability, getting your banking done has never been easier. No matter what financial service you need, we're here to guide you every step of the way at State Employees'. For more information or to speak with one of our team members, give us a call at (910) 296-0308 or visit us online at our website. Let's work together towards achieving your financial goals!

Business Banking

For entrepreneurs and small business owners, we offer specialized services through our business banking options. From merchant services to business loans, we are committed to helping your business thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. At Kenansville, we provide robust online and mobile banking features so that you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also access cash easily through our ATM services and enjoy the convenience of basic drive-thru banking for quick transactions like deposits and withdrawals.

Financial Assistance

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play, offering solutions for debt consolidation or other financial needs. Plus, if you're looking to earn rewards on your purchases, our credit cards with rewards provide excellent benefits while you shop.

Personal Banking

We understand that personal banking is more than just numbers; it's about making life easier for you. Our checking and savings accounts offer flexibility and convenience, whether you are saving for a special occasion or managing everyday expenses. Need extra funds for a new car? Our auto loans and vehicle financing options make purchasing a vehicle hassle-free. If you're thinking about buying a home or refinancing an existing mortgage, our tailored mortgage loans can help you navigate the process smoothly.

Digital & Online Banking

Key Features

We offer a range of features to enhance your banking experience. For those who prefer a paperless approach, our e-statements allow you to view your account statements electronically, making it easier to stay organized and eco-friendly. Plus, with our electronic signature authorization feature, signing documents is quick and secure no more printing and mailing! Our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone, including the ability to make mobile payments effortlessly. Need to send money to a friend? While person-to-person transfers are not currently available, you can still enjoy easy access to all other features through our app.

Security and Ease of Use

Your security is a top priority for us. We implement strong security measures to keep your personal information safe while you bank online. The intuitive design of our digital banking tools means that even if you're not tech-savvy, you'll find it easy to navigate through different options. Whether you're at home or out in Kenansville, managing your finances has never been simpler or safer. Experience the freedom of digital banking with State Employees' today!

Financial Strength

Commitment to Growth and Innovation

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 188 Magnolia Ext Kenansville Nc 28349 or call (910) 296-0308 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Solutions

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Our financing options are designed for flexibility and affordability, making it easier for you to drive away in the vehicle you desire.

Credit Lines

For those who prefer having access to funds when needed, our total credit lines amounting to $18,909,000,000 are an excellent option. This allows you to borrow money as required without needing to apply for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process, ensuring you feel confident every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we invite you to explore our competitive rates and eligibility options. Refinancing could potentially save you money on interest and improve your cash flow. To learn more about these offerings or if you have any questions regarding eligibility, please feel free to reach out at (910) 296-0308, or visit us at 188 Magnolia Ext Kenansville Nc 28349 in Kenansville, NC. You can also find more information online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we're here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

Managing everyday expenses can be tricky, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with benefits designed to support your lifestyle while keeping your budget intact.

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STATE EMPLOYEES' CREDIT UNION - Kenansville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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