State Employees' Credit Union Jacksonville NC: Low Mortgage Rates & Auto Loans

Introduction

At State Employees' Credit Union, we believe in building strong relationships with our members and the community. Located at 114 N Plain Rd, Jacksonville, NC 28546, our branch has been serving its members since 1937. With a commitment to providing exceptional financial services, we currently boast over 2.8 million members and hold total assets of an impressive $57,229,286,839. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to support you every step of the way. We offer a range of services designed to meet your needs from personal banking options like checking and savings accounts to various loan products including auto loans, mortgages, and credit cards with rewards. While members can visit us at our Jacksonville branch for all their banking needs, official correspondence should be sent to the same address as we strive for clarity and accessibility in our communications. Our branch is equipped with modern facilities, including an ATM and drive-thru service, ensuring that accessing your funds is always convenient. With total deposits reaching $7,866,265,767 and a net worth of $5,446,832,560, we stand strong in our mission to provide safe and reliable financial solutions. Whether you're looking for help with budgeting or exploring loan options like our total loans standing at 1,194,630 we are here to guide you. Join us in experiencing a credit union that prioritizes its members' success. For more information about our services or to open an account today, visit us at ncsecu.org or call us at 910-347-1010. We're excited to assist you on your financial journey!

Branch History & Mission

At State Employees', we have a rich history rooted in community service and financial empowerment. Founded in 1937, our branch in Jacksonville, NC has been a steadfast partner for nearly a century. Located at 114 N Plain Rd, right in the heart of Onslow County, we are proud to serve over 2.8 million members across North Carolina, helping them achieve their financial goals. Our mission is simple yet powerful: to provide accessible financial services while supporting the communities we serve. We believe that everyone deserves a chance to thrive financially, and we strive to create an environment where our members feel valued and supported. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage services, we are here to meet your needs. Since our inception, we've grown significantly. Today, we proudly manage total assets of over $57 billion. This growth reflects not only our commitment to excellent service but also the trust our members place in us. Our operating hours are designed with your convenience in mind Monday through Friday from 8:30 AM to 5:30 PM and our drive-thru service allows for quick and easy transactions without leaving your vehicle. We understand the importance of technology in today's world. That's why we offer robust online and mobile banking services, ensuring you can manage your finances anytime, anywhere. With features like electronic signatures and mobile payments, we're committed to making your banking experience as smooth as possible. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 114 N PLAIN RD, JACKSONVILLE, NC 28546. Community engagement is also at the heart of what we do. We actively participate in local outreach programs and partner with various organizations to support those in need within Jacksonville and beyond. Join us at State Employees' Credit Union and experience firsthand how we make a difference in the lives of our members every day. Together, let's build a brighter financial future! For more information or to become a member, feel free to call us at 910-347-1010 or visit our website at ncsecu.org.

Branch Location & Accessibility

Convenient Location

Situated right in Jacksonville, our branch is near local landmarks that make it easy to find. We're just a short drive from popular spots like the Jacksonville Mall and Onslow Memorial Hospital. You'll have no trouble parking, as we offer ample parking space right outside our doors. For those with mobility concerns, we are proud to be ADA compliant with accessible ramps and features.

Operating Hours

We understand that life can be busy. That's why our friendly team is available Monday through Friday from 8:30 AM to 5:30 PM. We encourage you to visit us during these hours for all your banking needs.

Services Offered

At State Employees', we provide a range of financial services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your car. And if you need cash after hours, our ATM is always available for your convenience. While members can visit us at 114 N Plain Rd, official correspondence should be sent to our mailing address at 114 N PLAIN RD, JACKSONVILLE, NC 28546. If you have any questions or need assistance, don't hesitate to give us a call at 910-347-1010. We look forward to serving you soon!

Member Eligibility

At State Employees', we believe that everyone deserves a place in our supportive community. If you're looking to become a member, it's simpler than you might think! We're open to anyone who works for or is associated with the state, along with their family members. This means if you're part of the public service or have a relative who is, you're welcome to join us. Being a member at State Employees' offers you access to personalized financial services, competitive rates on loans, and a range of banking options tailored just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed criteria at http://www.ncsecu.org/join#eligibility. Once you know you're eligible, opening an account is easy! You can get started right away by visiting our online account opening page here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to call us at (910) 347-1010. We're excited to help you take this step towards joining our family at State Employees', located at 114 N Plain Rd Jacksonville Nc 28546!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments securely and efficiently, whether in-person or online. This means more time for you to innovate and grow your operations without worrying about complicated payment systems. Located conveniently at 114 N Plain Rd Jacksonville Nc 28546, Jacksonville, NC, we're here to help you navigate your financial needs every step of the way. Contact us today at (910) 347-1010 to learn how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners in our community, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We know that running a business can be challenging, and having the right financial tools can make all the difference.

Convenient Access Anytime

Accessing your accounts is easy with our Online & Mobile Banking features. Plus, with ATM and cash withdrawal services available at our branch, getting cash when you need it is quick and hassle-free. Our drive-thru banking allows for deposits and simple transactions without leaving your car perfect for those busy days! At State Employees', we strive to ensure all members have convenient access to essential financial services. If you're ready to take the next step towards achieving your financial goals or if you have questions about any of our offerings, don't hesitate to reach out! You can contact us at (910) 347-1010, visit us at 114 N Plain Rd Jacksonville Nc 28546, or explore more online at Jacksonville - Western Blvd. Your financial success is our priority!

Financial Freedom with Personal Loans

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help ease the burden. We understand how overwhelming debt can be, so let us guide you through consolidating multiple payments into one manageable loan.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options provide flexible terms and competitive rates. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our friendly staff is ready to assist you in navigating this significant milestone.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored to fit your lifestyle. Imagine opening a checking or savings account that not only meets your basic needs but also helps you reach your financial goals. With our competitive interest rates and user-friendly online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills right from your smartphone. For those considering a new car, our Auto Loans & Vehicle Financing make it simple and straightforward to secure the financing you need. Picture yourself driving off in that new vehicle with affordable monthly payments that fit comfortably within your budget.

Rewarding Credit Card Options

Don't forget about our Credit Cards with Rewards program! Enjoy everyday purchases while earning points for cash back or travel rewards making every dollar spent work for you.

Digital & Online Banking

Mobile Payments and Transfers

Our mobile payments feature gives you the ability to make purchases quickly and securely using your phone. Although person-to-person transfers aren't currently available, we provide many other ways to send and receive money effortlessly. With just a few taps on your screen, you can take care of payments with ease. In conclusion, our digital banking services at State Employees' are all about making your life easier while keeping your information secure. Join us today and experience the freedom of managing your finances anytime, anywhere!

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime. Visit us at https://www.ncsecu.org/ to explore how you can check balances, transfer funds, and pay bills all from the comfort of your own home. Plus, our e-statements feature allows you to receive your account statements electronically, making it easier to stay organized while helping the environment.

Security and Ease of Use

Security is a top priority for us. With features like electronic signature authorization, signing documents online is simple and safe. You can complete transactions without worrying about the security of your information. Our mobile application also enhances your experience by allowing you to manage your accounts on-the-go.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected by our $2,145,244, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $574,556,810, reinforcing our ability to meet your needs efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 114 N Plain Rd Jacksonville Nc 28546 or call (910) 347-1010 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those needing more personalized assistance or looking at refinancing options, our team is here to guide you through every step of the process. Not sure if you're eligible? You can find more information on eligibility at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial goals or have questions about our offerings, feel free to reach out to us at 910-347-1010 or visit us at 114 N Plain Rd Jacksonville NC 28546. We look forward to assisting you with all your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We strive to offer flexible terms and competitive interest rates to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with great rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers every time you check for loan rates. The platform guarantees that the information presented is accurate and trustworthy.

STATE EMPLOYEES' CREDIT UNION - Jacksonville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Jacksonville, NC (28546)