State Employees' Credit Union Jacksonville NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees', your trusted partner in financial growth and security! Located at 235 Wilmington Hwy, Jacksonville, NC 28540, our branch has been serving the community since 1937. With a commitment to fostering financial well-being, we proudly serve over 2.8 million members across North Carolina. At State Employees', we believe in empowering our members with the resources they need to achieve their financial goals. Our total assets stand at an impressive $57,229,286,839, allowing us to offer a diverse range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here for you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 235 WILMINGTON HWY, JACKSONVILLE, NC 28540. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our dedicated team of 8,258 employees works tirelessly to ensure you receive exceptional service. We understand that each member's financial journey is unique, and we're here to provide personalized solutions that fit your life. Whether you're looking to secure a loan or open a new account, we invite you to call us at 910-353-1467 or explore our website at www.ncsecu.org for more information. Your financial future is important to us let's build it together!

Branch History & Mission

Join Us

We invite you to become part of the State Employees' family. Experience firsthand how we can help you achieve your financial goals while contributing positively to the Jacksonville community. Visit us today or check out our website at ncsecu.org for more information on how you can join us on this journey towards financial empowerment!

Our Commitment

Our mission statement emphasizes not only providing exceptional financial services but also fostering a sense of belonging among our members. We believe that when individuals thrive financially, the entire community benefits. Whether through offering competitive loan rates or supporting local initiatives, State Employees' is dedicated to making an impact. While you can visit us at our branch location for all your banking needs during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM, official correspondence should be sent to 235 WILMINGTON HWY, JACKSONVILLE, NC 28540 if it differs from the physical address.

Our Journey

Located at 235 Wilmington Hwy, Jacksonville, NC 28540, our branch has always been more than just a place to bank; it's a community hub where relationships are built, and dreams are realized. As part of our mission to provide accessible financial services, we've embraced advancements in technology while ensuring that we remain ADA compliant and customer-focused. We proudly offer mobile banking options, online services, and convenient ATM access for all our members. As we evolved, so did our services. From checking and savings accounts to auto loans and mortgage refinancing, we strive to meet the diverse needs of our members. We understand that financial stability is crucial for personal growth and community development. That's why our mission extends beyond banking we aim to uplift our community through outreach programs and partnerships that make a real difference.

Branch Location & Accessibility

Convenient Access

At our Jacksonville branch, we prioritize accessibility. Our location features ample parking and ADA-compliant access, ensuring that everyone can visit us with ease. If you're passing by on Wilmington Highway or visiting nearby attractions, stopping by is simple. Plus, we have a drive-thru service available for those who prefer to bank from their cars.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, giving you flexibility to manage your banking needs. Whether you want to discuss personal loans, check your account balances, or explore our wide range of services, our friendly staff is ready to assist you during these hours.

Services Offered

Our Jacksonville branch offers a variety of services tailored to fit your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to support you every step of the way. Need cash? Enjoy the convenience of our ATM services right on-site. While members can visit us at 235 Wilmington Hwy, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to call us at 910-353-1467. We invite you to come experience the friendly service and community atmosphere that makes State Employees' branch a great choice for all your banking needs. We look forward to seeing you soon!

Member Eligibility

At State Employees', we believe that everyone deserves a supportive financial community, and joining us is easier than you might think! To become a member, you simply need to meet a few friendly eligibility requirements. If you're a state employee or an immediate family member of one, you're already on the right path! Our doors are open to those who live, work, or worship in our community, making it easy for you to step into a world of personalized service and great benefits. Ready to take the next step? Opening your account with us is straightforward! You can learn more about our eligibility criteria by visiting http://www.ncsecu.org/join#eligibility. If you're excited to join and want to start the process, just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to reach out at (910) 353-1467. We can't wait to welcome you into the State Employees' family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to simplify your payment processes. Imagine a local coffee shop that can easily accept card payments using our service, making transactions smooth for both the owner and customers. This not only enhances customer satisfaction but also helps increase sales. Come visit us at 235 Wilmington Hwy Jacksonville Nc 28540 in Jacksonville, NC, or give us a call at (910) 353-1467 to discover how our business banking and commercial services can empower your entrepreneurial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? With our convenient ATM & Cash Withdrawal Services, you have access to cash whenever you need it. Located within reach across Jacksonville, our ATMs allow you to withdraw cash or check balances effortlessly.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options allow you to drive away with confidence. We understand that buying a vehicle is an important decision, so we strive to offer competitive rates and flexible terms that fit your budget.

Business Banking

For our entrepreneurial members, we provide comprehensive Business Banking services that include merchant services and business loans. We understand how vital it is for businesses to thrive and grow, which is why we offer tailored financial solutions that cater specifically to business owners.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards. From cashback offers to travel perks, using our credit card is not just about spending; it's about making your money work for you.

Drive-Thru Banking

For those who prefer face-to-face transactions but are short on time, our Basic Drive-Thru Banking service allows for quick deposits and withdrawals without leaving your vehicle. At State Employees', we pride ourselves on being more than just a credit union; we are a community partner committed to helping you achieve your financial goals. If you're ready to take the next step toward better banking solutions or have any questions about our services, don't hesitate to reach out at (910) 353-1467 or visit us at 235 Wilmington Hwy Jacksonville Nc 28540 in beautiful Jacksonville, NC! Explore all that we offer today by visiting our website: Jacksonville - Hwy 17. Your financial journey starts here!

Mortgage Loans & Refinancing

If you're looking for a place to call home or want to refinance your existing mortgage, our Mortgage Loans & Refinancing services can help you navigate the process smoothly. Our team is here to guide you every step of the way, ensuring you get the best possible deal.

Personal Banking

We offer various Personal Banking options tailored just for you. Need a checking or savings account? Our accounts are designed with your lifestyle in mind, providing easy access to your funds through our Online & Mobile Banking platforms. You can view your balances, transfer money, and pay bills with just a few taps on your smartphone or computer.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for medical bills, home repairs, or consolidating existing debt, we provide straightforward loan solutions designed to meet your needs without added stress.

Digital & Online Banking

Accessibility and Ease-of-Use

With 24/7 online banking services available at Yes, you're never far from your financial information. If you're looking to simplify payments, our mobile payments feature makes transactions quick and easy. While person-to-person transfers aren't currently available, our other services ensure that sending money and managing expenses remains straightforward. At State Employees', we are committed to providing accessible banking solutions that cater to your needs. Whether you're checking on your savings or making a payment on the go, our digital banking options empower you to manage your finances efficiently and securely. Join us today and experience the convenience of modern banking!

Key Features

Our online banking platform at https://www.ncsecu.org/ allows you to take control of your finances from the comfort of your home or on the go. You can check balances, make transfers, and pay bills with just a few clicks. Plus, our mobile application offers a user-friendly experience for those who prefer banking on their smartphones. Whether you're at home or out running errands, managing your accounts has never been easier. We prioritize security, ensuring that your sensitive information remains protected. Our electronic signature authorization feature allows you to sign documents securely online, making it simple to complete transactions without needing to visit a branch. Additionally, e-statements provide an eco-friendly way to keep track of your finances while keeping everything organized in one place.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Growing Trust

Total Share Accounts stand at 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments total $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 235 Wilmington Hwy Jacksonville Nc 28540 or call (910) 353-1467 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Credit Lines

If you need additional funds for unexpected expenses or planned purchases, our total credit lines of $18,909,000,000 give you access to cash when you need it most. This option allows for more flexibility as you can borrow what you need without taking out a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide flexible terms to help you find a solution that fits your budget and lifestyle.

Refinancing Options

We also have refinancing options available for those looking to lower their monthly payments or reduce interest rates on existing loans. Our dedicated staff can help assess your current situation and guide you through the process. For any inquiries about our loan offerings or eligibility requirements, feel free to reach out to us at (910) 353-1467. We're here Monday through Friday from 8:30 AM to 5:30 PM to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take advantage of our diverse loan products today and see how we can help you achieve your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to stay on top of your spending.

Loan Aggregator

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Take Action Today

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STATE EMPLOYEES' CREDIT UNION - Jacksonville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Jacksonville, NC (28540)