State Employees' Credit Union Jackson NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees', your trusted partner in financial wellness located at 124 E Jefferson St, Jackson, NC 27845. Since our establishment in 1937, we have proudly served our community, growing to a membership base of over 2.8 million individuals. Our mission is simple: to provide accessible banking solutions that empower you to achieve your financial goals. At State Employees', we understand the importance of security and support in your financial journey. With total assets exceeding $57 billion and deposits amounting to $7.87 billion, we are committed to maintaining a strong foundation for our members. You can rest assured knowing that your funds are safe with us, backed by a net worth of $5.45 billion and cash reserves of $708 million. We offer a wide array of services designed to meet your needs whether you're looking for checking accounts, auto loans, mortgage refinancing, or credit cards with rewards. Our team is dedicated to providing exceptional service, led by CEO Leigh Brady and Board President Mona Moon, who prioritize member satisfaction and community engagement. While members can visit us at our branch location in Jackson, official correspondence should be sent to our mailing address: PO BOX 38, JACKSON, NC 27845. If you have any questions or need assistance, don't hesitate to reach out! Call us at 252-534-8081 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Explore how State Employees' can help you thrive financially visit us today or check out more details on our website at www.ncsecu.org. We look forward to welcoming you into our family!

Branch History & Mission

Community Focus

State Employees' is more than just a credit union; we are an active participant in the Jackson community. Our outreach programs aim to support local initiatives and foster partnerships with organizations that share our values. We believe that by investing in our community, we can create a brighter future for everyone. In addition to traditional banking services, we are proud to offer online and mobile banking options for your convenience. Our commitment to ADA compliance ensures that everyone can access our services without barriers.

Join Us Today!

As we continue our journey, we invite you to become part of the State Employees' family. Experience firsthand the benefits of membership where your financial well-being is our priority. Whether you're looking for personal banking solutions or business services, we're here to help you succeed. For more information or assistance, please call us at 252-534-8081 during our operating hours from 8:30 AM to 5:30 PM on weekdays. Join us today and discover how State Employees' can make a difference in your financial life!

Our Location and Commitment

You can find us at 124 E Jefferson St, Jackson, NC 27845. We are conveniently located near local landmarks that make it easy for you to drop by during your day. While members can visit us at this address, official correspondence should be sent to PO BOX 38, JACKSON, NC 27845. Our mission is simple yet powerful: to provide accessible financial services while enhancing the quality of life in our community. We strive to empower individuals and families with tools that promote financial stability and growth. From checking and savings accounts to auto loans and mortgages, we offer a range of services tailored to meet your needs.

Branch Location & Accessibility

Call to Action

We invite you to visit us soon! If you have questions or need assistance before coming in, feel free to call us at 252-534-8081. At State Employees', we're dedicated to helping you achieve your financial goals with friendly service every step of the way!

Nearby Landmarks and Accessibility

You'll find us nestled near local landmarks that make it easy to incorporate a visit into your day. Just a short stroll from the Jackson Town Hall and close to various shops, our branch is centrally located for your convenience. We prioritize accessibility for all our members, with ADA-compliant features including ramps and easy parking.

Operating Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to drop by during your lunch break or after work. Although we don't have ATM services or drive-thru banking available right now, our team is ready to assist you inside the branch with a full range of services. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need to manage your finances effectively.

Member Eligibility

At State Employees', we believe that everyone deserves a supportive financial community. Joining us is easy and welcoming! If you live, work, or go to school in our service area, you're likely eligible to become a member. We also welcome family members of current members, so there's a good chance you can join in on the benefits we offer. By becoming part of our credit union family, you gain access to a variety of financial services tailored just for you, from personal banking to auto loans and much more. For more details on eligibility criteria, feel free to check out our website at http://www.ncsecu.org/join#eligibility . When you're ready to open your account and start enjoying the perks of membership at State Employees', just visit us online at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx ?role=secu or give us a call at (252) 534-8081. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to turn your dreams into reality. Our commercial loan programs can provide the funding you need to scale your operations or invest in new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for keeping your business running smoothly. Our merchant services make it easy for you to accept payments from customers, whether they prefer cash, credit cards, or mobile payments. This means you can focus on what matters most growing your business. Located at 124 E Jefferson St Jackson Nc 27845, Jackson, NC, we're here to help you navigate your financial journey. For more information or assistance, give us a call at (252) 534-8081. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Solutions

If you're running a business or planning to start one, our Business Banking services include merchant services and business loans tailored to meet the unique needs of small business owners. We understand that every dollar counts when it comes to growing your business.

Convenient Access Anytime

With our commitment to convenience, members can enjoy various ATM & Cash Withdrawal Services across the network. While we currently do not have an ATM on-site at our Jackson branch, rest assured that accessing your funds is still just around the corner thanks to our extensive network. If you're ready to explore these services further or have any questions about how we can assist you in meeting your financial goals, don't hesitate to reach out! Call us at 252-534-8081 during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. At State Employees', we're excited to support you in every financial journey!

Home Ownership Support

Owning a home is one of life's biggest milestones, and our Mortgage Loans & Refinancing services are here to help you achieve it. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, our knowledgeable team will guide you through the process, ensuring you understand every step along the way.

Personal Banking Solutions

We offer Personal Banking services that cater to your everyday needs. Our checking and savings accounts are designed with features that make managing your finances easy and efficient. Imagine having access to your funds anytime through our user-friendly Online & Mobile Banking options. With just a few taps on your smartphone, you can check balances, transfer money, and pay bills from anywhere.

Personal Loans for Every Need

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options allow you to borrow what you need at affordable rates. This service can help simplify your finances by consolidating multiple debts into one manageable payment.

Rewarding Credit Card Options

For those looking to earn while they spend, we offer Credit Cards with Rewards. Enjoy perks like cashback on purchases or travel rewards just by using your card for everyday expenses. It's a smart way to make your money work harder for you.

Vehicle Financing Made Easy

Thinking about getting a new ride? Our Auto Loans & Vehicle Financing solutions can make that happen. We provide competitive rates and flexible terms that fit your budget. Picture yourself driving off in that new car without the stress of high monthly payments.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.ncsecu.org/ , offers 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, with our electronic signature authorization feature, signing documents is quick and simple no need for paper or waiting in line. For those who prefer going green, we offer e-statements that keep your financial information organized without the clutter of paper. You can easily view your statements online whenever you need them, helping you stay on top of your finances. If you're always on the go, you'll love our mobile application. It allows you to make mobile payments effortlessly and even send money to friends or family through person-to-person transfers though we currently don't offer that option directly at this time. Still, managing your money has never been easier!

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced technology to protect your personal information so you can bank confidently. Plus, our user-friendly interface ensures that even if you're not tech-savvy, you can navigate through all features with ease. With real-time account management and the ability to perform transactions anytime from the comfort of your home or while out and about, State Employees' makes banking accessible like never before. Join us today and experience how easy and secure digital banking can be!

Financial Strength

Member Savings

We prioritize your savings. Members' funds are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, providing stable and rewarding opportunities for financial growth. Unlike traditional banks, we focus our resources on benefiting our members; currently, we hold $0 in non-member deposits, ensuring that your interests come first.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which empowers us to continue providing competitive loan rates and solid financial products tailored for our members. We are proud to have a dedicated team with 7,729 full-time employees and 529 part-time employees who are always ready to assist you.

Our Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $971, which demonstrates that we are well-capitalized and ready to support you with loans and competitive savings rates even in uncertain economic times.

Reinvesting in Our Future

Our commitment to you is reinforced by our $133,577,509 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed specifically for you.

Strong Member Base

With a total of 5,850,875 share accounts, our growing member base trusts us with their finances. This trust reflects our commitment to serving you well. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 124 E Jefferson St Jackson Nc 27845 or call (252) 534-8081 to learn more about how we can help you achieve your financial goals.

Supporting Your Financial Goals

We understand that everyone has unique needs. That's why we offer a wide range of lending options with $193,516 in used auto loans and a total of $34,904,944,116 across all loans and leases available to support your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions tailored for you.

Credit Lines

For those looking for more flexibility in managing expenses or unexpected costs, our credit lines amounting to $18,909,000,000 can provide peace of mind. This option allows you to borrow what you need when you need it without the hassle of applying for a separate loan each time. If you're interested in refinancing options or want to check your eligibility for any of these products, feel free to reach out to us at (252) 534-8081. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our lending options can fit into your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide flexible terms and competitive rates to help you navigate the process seamlessly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with various benefits that allow you to make purchases without the burden of collateral.

Loan Aggregator

Accurate Comparisons

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Up-to-Date Information

With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users quickly assess their options, ensuring they make well-informed choices regarding their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the real-world benefits of using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans