State Employees' Credit Union Hope Mills NC: Quick Auto Loans & Personal Banking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner since 1937. Located at 3120 N Main St, Hope Mills, NC 28348, we are committed to serving our community with a range of banking services designed to meet your needs. With a total membership of over 2.8 million and assets exceeding $57 billion, we pride ourselves on being more than just a credit union; we are a vital part of your financial journey. At State Employees', we understand that your financial goals are unique. That's why we offer personalized services, from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to help you navigate your options and find the best fit for your financial situation. Our branch is not only equipped with modern conveniences like online and mobile banking but also features drive-thru services and an ATM for your convenience. With total deposits amounting to $7.87 billion and net worth reaching $5.45 billion, we ensure that your money is secure while providing competitive rates on loans and deposits. While members can visit us at our physical location, official correspondence should be sent to the same address: 3120 N MAIN ST, HOPE MILLS, NC 28348. If you have any questions or need assistance, please feel free to call us at 910-423-3826. Join us today and experience the difference of being part of a community-focused credit union where your needs come first! Visit our website at ncsecu.org to learn more about our services or start your membership journey now!

Branch History & Mission

At State Employees' Credit Union, our story is one of community, growth, and a steadfast commitment to serving the financial needs of our members. Established in 1937, we opened our doors in Hope Mills, NC, at 3120 N Main St, where we have proudly operated for decades. Over the years, we have witnessed significant milestones that have shaped our identity and strengthened our resolve to provide exceptional service. Today, we are proud to serve a robust membership of over 2.8 million individuals and manage total assets exceeding $57 billion. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering strong community ties. We believe that everyone deserves access to quality financial services that empower them to achieve their dreams and goals. Whether you're opening your first checking account, financing a vehicle, or seeking guidance on mortgages or personal loans, we are here to support you every step of the way. While members can visit us at 3120 N Main St Hope Mills Nc 28348, official correspondence should be sent to 3120 N MAIN ST, HOPE MILLS, NC 28348. Our branch is equipped with modern conveniences including ATM availability and drive-thru banking services for your convenience. We operate from 8:30 AM to 5:30 PM on weekdays, ensuring that you have ample opportunity to connect with us. In addition to our commitment to outstanding financial services, we take pride in our community outreach efforts. By partnering with local organizations and supporting various initiatives, we strive to make a positive impact in Hope Mills and beyond. Our digital advancements allow us to serve you better through online banking and mobile payment options. We prioritize accessibility and customer satisfaction by ensuring ADA compliance across all our services. As we look ahead, we invite you to join the State Employees' family and experience the benefits of being a member-focused credit union. With our dedicated team ready to assist you, let us help you navigate your financial journey today! For more information or to open an account, please call us at (910) 423-3826 or visit us online at www.ncsecu.org.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before visiting, don't hesitate to give us a call at 910-423-3826. We're excited to meet you and help with all your financial needs! Come see why so many people in Cumberland County trust State Employees' as their go-to credit union!

Convenient Access

At State Employees', we prioritize your convenience. Our branch features ample parking, ensuring that you can find a spot with ease. For those who need extra assistance, our facility is ADA compliant and includes ramps for easy access. Plus, with our drive-thru service available, you can handle simple banking tasks without ever leaving your car.

Operating Hours & Services

We're open Monday through Friday from 8:30 AM to 5:30 PM, so you can choose a time that works best for you to drop in. Our services range from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need cash? We have an ATM on-site for quick withdrawals and balance checks. While members can visit us at our physical location in Hope Mills, official correspondence should be sent to the same address: 3120 N MAIN ST, HOPE MILLS, NC 28348.

Member Eligibility

Becoming a member of State Employees' is like opening the door to a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area, or have family members who are already part of our credit union, you may qualify for membership. We're here to support you with everything from personal banking to loans and more, helping you achieve your financial goals in a friendly and inclusive environment. For detailed eligibility criteria, feel free to check out our website at http://www.ncsecu.org/join#eligibility. Once you're ready to join us, starting the account opening process is simple! Just visit https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (910) 423-3826 if you have any questions. We're excited to welcome you to our family at 3120 N Main St Hope Mills Nc 28348!

Business Banking & Commercial Services

Business Loan Options

Imagine needing funds to purchase new equipment or hire additional staff to meet growing demand. Our commercial loan options are designed with your needs in mind. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide robust merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments through various channels whether online or in-store allowing you to focus on what you do best: running your business. Our services are tailored to help streamline transactions, ensuring that you can serve your customers efficiently and effectively. If you're ready to explore how we can help your business thrive, don't hesitate to reach out! Call us at (910) 423-3826 or visit us during our operating hours from 8:30 AM to 5:30 PM. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources and expertise to support your business goals.

Convenient Access

We know that convenience is key in today's fast-paced world. That's why we provide ATM services for cash withdrawals and balance checks, as well as basic drive-thru banking for quick deposits and withdrawals. Our digital banking features ensure that managing your finances is simple and accessible from the comfort of your home. At State Employees', we strive to be more than just a credit union; we're your financial partner. With a focus on community and member satisfaction, we're here to support you every step of the way. If you have any questions about our services or want to learn more about how we can assist you, don't hesitate to reach out at (910) 423-3826.

Get Started Today!

Ready to take the next step? Visit us at 3120 N Main St Hope Mills Nc 28348 or explore our services further by visiting our website at Hope Mills. Your journey toward financial success starts here!

Loans Tailored to You

Whether you're dreaming of a new car or planning to buy a home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are designed with you in mind. With competitive rates and flexible terms, we can help turn those dreams into reality. Additionally, if you're looking for quick cash solutions, our Personal Loans & Debt Consolidation services can simplify your finances by combining multiple debts into one manageable payment.

Personal Banking Services

When it comes to managing your finances, having the right tools makes all the difference. We offer Personal Banking services that include checking and savings accounts, which are perfect for everyday transactions or saving for future goals. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances or make transfers anytime, anywhere.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only provide you with purchasing power but also earn you rewards on every dollar spent. Whether you're using it for daily expenses or special purchases, you'll appreciate the benefits that come with being a member of State Employees'.

Digital & Online Banking

Key Services

Our online banking service allows you to access your accounts 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. You'll also appreciate the option of receiving e-statements, keeping your financial information organized and accessible without the clutter of paper. If you're always on the go, our mobile application enhances your banking experience further. Make payments directly from your smartphone with our mobile payments feature, allowing for easy transactions without needing cash or cards. While person-to-person transfers aren't currently available, there are still plenty of ways to manage your money effectively.

Security and Accessibility

Your security is a top priority at State Employees'. We use advanced encryption technologies to protect your information while ensuring that accessing your accounts remains straightforward and intuitive. Whether you're using a computer or mobile device, our platforms are designed for ease-of-use so you can focus on what matters most. With these digital banking tools, managing your finances has never been easier. Enjoy real-time account management and the flexibility to handle transactions on your schedule. Join us at State Employees' today and experience a smarter way to bank!

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Member Savings and Investments

Your savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With total share accounts reaching 5,850,875, we have built a strong and growing member base that trusts us with their finances. This growth is a testament to the reliability of our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3120 N Main St Hope Mills Nc 28348 or call (910) 423-3826 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently do not have outstanding commercial loans available at this branch location, we encourage potential business borrowers to explore other financing options with us.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide guidance through the process and help ensure you find a mortgage that fits your budget.

Refinancing Options

If you're considering refinancing existing debts or exploring eligibility for one of our loan products, our team is ready to help you navigate your options. We believe in empowering our members by providing clear information about how refinancing can lower payments or improve financial situations. To learn more about our loan offerings or discuss eligibility requirements for any product mentioned above, please reach out to us at (910) 423-3826 or visit us at 3120 N Main St Hope Mills Nc 28348. You can also find additional information on our website: State Employees' Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you find the right financial solutions for your needs!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option provides you with the freedom to cover unexpected costs while enjoying competitive interest rates.

Loan Aggregator

Building Trust Through User Experience

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. The platform prioritizes verified data, guaranteeing that all loan offers come from legitimate financial institutions. LendMesh also stands out by providing no sponsored listings; lenders are not prioritized based on paid promotions. The goal here is to present unbiased results that genuinely reflect the best available options. Additionally, LendMesh offers real-time rate comparisons, allowing users to see up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions quickly.

State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenient Access

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access

Get Started Today!

Loans Tailored to You

Personal Banking Services

Rewarding Credit Options

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Growth

Member Savings and Investments

Operational Efficiency

Solid Financial Foundation

Strong Membership Base

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Building Trust Through User Experience

How LendMesh Ensures Accurate Comparisons

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