State Employees' Credit Union High Point NC: Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to State Employees', your trusted partner in financial well-being located at 1638 Westchester Dr, High Point, NC 27262. Since our establishment in 1937, we've been dedicated to serving our community with a focus on trust, accessibility, and exceptional member service. With over 2.8 million members and total assets of an impressive $57,229,286,839, we pride ourselves on being a solid foundation for your financial journey. At State Employees', we understand that every member's needs are unique. That's why we offer a range of services tailored to fit various financial goals from personal banking options like checking and savings accounts to specialized loans for vehicles and homes. Our total deposits stand at $7,866,265,767, reflecting the confidence our members place in us. Our leadership team is committed to fostering a supportive environment. Under the guidance of CEO Leigh Brady and Board President Mona Moon, our dedicated staff of 8,258 employees works tirelessly to ensure you have access to the best financial solutions available. Whether you're looking to secure a loan or need assistance with online banking, we're here for you. While members can visit us at our branch address, official correspondence should be sent to the same address: 1638 WESTCHESTER DR, HIGH POINT, NC 27262. We invite you to reach out via phone at 336-884-5622 or explore our website at www.ncsecu.org for more information about our services. Join us today and discover how State Employees' can help you achieve your financial dreams!

Branch History & Mission

A Legacy of Service

From our humble beginnings, State Employees' has evolved into a trusted financial institution with total assets reaching an impressive $57.2 billion. Our journey is marked by milestones that reflect our dedication to both individual members and the community at large. With each passing year, we've expanded our services to include personal banking, auto loans, mortgages, and business banking solutions always with the aim of making financial well-being accessible to everyone.

Commitment to Innovation and Accessibility

As part of our commitment to serve you better, we have embraced modern technology by offering online and mobile banking options. You can manage your finances anytime and anywhere because accessibility is key. Additionally, we ensure ADA compliance so that everyone can enjoy our services without barriers.

Community Connections

Community outreach is at the heart of what we do. We collaborate with local organizations to provide support where it's needed most. These partnerships allow us to contribute positively to the lives of those around us and strengthen the ties within our community. Join us today! Experience firsthand how becoming a member of State Employees' can enhance your financial journey while supporting a credit union that truly cares about its members and their communities. For more information or assistance, feel free to call us at 336-884-5622 during our operating hours from 8:30 AM to 5:30 PM on weekdays. Together, let's build a brighter future!

Our Mission

At State Employees', our mission is clear: we are dedicated to providing exceptional financial services while fostering community support and engagement. We believe that when our members thrive, the entire community flourishes. This philosophy drives us to not only meet your banking needs but also actively participate in initiatives that uplift our neighborhoods. We understand that convenience matters, which is why we offer features such as drive-thru banking and ATM access right here at our branch. Whether you need to make a deposit or check your balance, we've got you covered! While members can visit us at 1638 Westchester Dr, official correspondence should be sent to 1638 WESTCHESTER DR, HIGH POINT, NC 27262 if different from the branch address.

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance before your visit, feel free to give us a call at 336-884-5622. We look forward to welcoming you to our branch soon!

Nearby Landmarks and Accessibility

Situated near local favorites like the Oak Hollow Mall and the picturesque High Point City Lake Park, our branch is easily accessible for everyone. With ample parking available, you can visit us without any hassle. Plus, our building is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them.

Operating Hours and Services

We know your time is valuable! That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is ready to assist you with various services including personal banking options, auto loans, mortgage loans, and credit cards that offer rewards. If you prefer to bank on the go, we also provide online and mobile banking services for your convenience. For those who appreciate quick transactions, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. And don't forget about our ATM availability accessible 24/7! While members can visit us at 1638 Westchester Dr, official correspondence should be sent to the same address as well.

Member Eligibility

At State Employees', we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're wondering how to join us, it's quite simple! We welcome individuals who are state employees, their family members, and those who live or work in the communities we serve. This inclusive approach ensures that anyone looking for a supportive banking experience can find their place here. For more detailed eligibility requirements, feel free to check out our resource at http://www.ncsecu.org/join#eligibility. Opening an account is just as easy! You can start your journey toward membership by visiting us in person at 1638 Westchester Dr High Point Nc 27262 or online through our account opening portal at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to call us at (336) 884-5622. We're excited to help you take this important step towards better banking!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify transactions and improve cash flow. Picture this: you're a local café owner who wants to accept credit cards but doesn't know where to start. Our merchant services make it easy for you to process payments securely, helping you serve more customers effortlessly. Located at 1638 Westchester Dr High Point Nc 27262 in High Point, NC, we're here to partner with you every step of the way. Whether you're just starting out or looking to grow, contact us at (336) 884-5622 for more information on how we can support your business dreams!

Comprehensive List Of Services

Business Banking

If you run a business or plan to start one, our Business Banking services have got you covered too! From Merchant Services that simplify payment processing to Business Loans designed for growth and expansion, we aim to support local entrepreneurs in High Point.

Convenient Services

Our branch also features basic drive-thru banking for quick deposits and withdrawals without leaving your car. If you prefer using an ATM, we have machines available for balance checks and cash withdrawals right at your fingertips. At State Employees', we're committed to providing accessible banking solutions that fit into your busy life. Whether it's through traditional services or digital platforms like mobile payments and online banking, we strive for convenience in all that we do. If you're ready to explore how we can assist with your financial journey, don't hesitate to contact us at 336-884-5622 or visit us today! We look forward to welcoming you into our family of satisfied members.

Credit Cards

For members who enjoy rewards on their purchases, our Credit Cards with Rewards program offers great benefits while you shop. Use them for daily expenses or special occasions it's an easy way to earn back on what you spend!

Loans and Financing

When it comes to achieving your goals, our loan options can be a game changer. If you're in the market for a new car, consider our Auto Loans & Vehicle Financing that come with competitive rates. For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services are designed to fit various budgets and lifestyles. We also provide Personal Loans & Debt Consolidation options that help you manage expenses and reduce debt stress.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking solutions like checking and savings accounts designed for everyday use. Imagine having easy access to your funds through our Online & Mobile Banking platforms, allowing you to check balances and make transfers from anywhere at any time. Our ATM & Cash Withdrawal Services also ensure that you can get cash when you need it without hassle.

Digital & Online Banking

Accessibility and User-Friendly Features

We prioritize making banking accessible for everyone. Whether you're at home or out and about, you'll have real-time control over your finances. Our services include person-to-person transfers for easy money-sharing among friends or family though this feature is currently not available at State Employees'. With a focus on security, our systems protect your information while ensuring a smooth user experience. You can bank confidently knowing that your data is safe with us. In summary, at State Employees', we're committed to providing convenient and secure digital banking options that fit into your lifestyle. Experience hassle-free banking today by visiting us online!

Key Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also sign documents electronically with ease, thanks to our electronic signature authorization feature. This not only saves time but also enhances the security of your transactions. For those who prefer going paperless, we provide e-statements that give you quick access to your account information without the clutter of physical mail. And if you're always on the go, don't worry! Our mobile application offers all the functionality of online banking right from your smartphone. You can even make mobile payments with just a few taps.

Financial Strength

Commitment to Growth and Innovation

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1638 Westchester Dr High Point Nc 27262 or call (336) 884-5622 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find a loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process with ease.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with added benefits like rewards programs and no annual fees. We also recognize that refinancing options may be available for those looking to adjust their current loans for better rates or terms. Be sure to check with us about your eligibility! If you have questions about any of our loan products or wish to explore what fits your needs best, don't hesitate to reach out! You can contact us at (336) 884-5622 for assistance or visit us at 1638 Westchester Dr High Point Nc 27262 in High Point, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!

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STATE EMPLOYEES' CREDIT UNION - High Point, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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