STATE EMPLOYEES' CREDIT UNION

Welcome to State Employees' Credit Union, your trusted financial partner located at 3100 S Nc 127 Hwy, Hickory, NC 28602. Established in 1937, we have been committed to serving our community with integrity and dedication. With a strong membership base of over 2.8 million members, we pride ourselves on fostering relationships built on trust and support. At State Employees', we understand that every financial journey is unique. That's why we offer a wide range of services designed to meet your specific needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and even business banking services. With total assets exceeding $57 billion and deposits totaling $7.87 billion, you can rest assured that your finances are in good hands. Our team of dedicated professionals, led by CEO Leigh Brady and Board President Mona Moon, is here to guide you through your financial decisions. Whether you're looking to finance a new car or save for your future, we're equipped to help you succeed. While you can visit us at our Hickory branch for all your banking needs, please note that any official correspondence should be sent to the same address: 3100 S NC 127 HWY, HICKORY, NC 28602. With our drive-thru services and ATM availability, accessing your funds has never been easier. If you have any questions or need assistance, don't hesitate to give us a call at 828-294-0077. Join us today and discover how State Employees' Credit Union can help make your financial dreams a reality! For more information about our services, visit our website at ncsecu.org.

Becoming a member of State Employees' means joining a welcoming community that values you and your financial well-being. If you're looking to become part of our family, you'll be pleased to know that eligibility is open to a variety of individuals. Generally, if you are a state employee, a family member of an existing member, or live in the area surrounding our branch at 3100 S Nc 127 Hwy Hickory Nc 28602, you can easily qualify for membership. This opens the door to not only great banking services but also personalized support tailored to your needs. For detailed eligibility criteria, feel free to check out our website at http://www.ncsecu.org/join#eligibility . Once you're ready to join us, opening an account is a breeze! You can start the process by visiting this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . If you have any questions or need assistance along the way, don't hesitate to give us a call at (828) 294-0077. We're here to help you every step of the way as you take this exciting step towards better banking with State Employees'!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that you can trust. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further underscored by having $133,577,509 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our current net income stands at $0, it reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3100 S Nc 127 Hwy Hickory Nc 28602 or call (828) 294-0077 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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