State Employees' Credit Union Hickory NC: Quick Auto Loans & Business Banking

Introduction

Welcome to State Employees', your trusted credit union located at 2875 16th St NE, Hickory, NC 28601. Established in 1937, we have proudly served our community for over eight decades, building a strong foundation of trust and reliability among our 2,847,943 members. With total assets reaching an impressive $57,229,286,839, we are dedicated to providing you with financial services that truly make a difference in your life. At State Employees', we believe in the power of community. Our commitment goes beyond just numbers; it's about making an impact. As of now, we manage total deposits of $7,866,265,767 and total loans amounting to 1,194,630 loans and leases. This means we're not only here to help you save but also to support your dreams be it buying a home, financing a vehicle, or managing personal expenses. Our leadership team is deeply invested in your success. Under the guidance of CEO Leigh Brady and Board President Mona Moon, our skilled team of 8,258 employees is ready to assist you with personalized banking solutions tailored to your needs. Whether you're visiting us in person or accessing our services online at ncsecu.org, we're here to make banking easy and accessible for you. For any official correspondence, feel free to reach out via phone at 828-327-2121 or fax at 919-839-5353. We invite you to come by our branch during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Join us today and become part of a community that values its members! Let's take this journey together towards achieving your financial goals.

Branch History & Mission

At State Employees', we take pride in our rich history and commitment to serving the community of Hickory, NC. Established in 1937, our branch has grown alongside the community, adapting to meet the needs of our members over the decades. With a firm belief in the power of collective support, we have nurtured a strong membership base that now exceeds 2.8 million individuals, all benefiting from our comprehensive range of financial services. Nestled at 2875 16Th St Ne, Hickory, NC 28601, our branch is conveniently located near local landmarks that make it easy for members to visit us. While you can reach us at this address for all your banking needs, please direct official correspondence to our mailing address: 2875 16TH ST NE, HICKORY, NC 28601. Our mission is clear: to provide exceptional financial services while fostering community growth and support. We understand that every member's journey is unique, which is why we offer personalized solutions ranging from checking and savings accounts to auto loans and mortgage refinancing. Our focus extends beyond just banking; we strive to empower our members with financial education and resources that help them achieve their goals. Over the years, State Employees' has achieved significant milestones. Today, we proudly manage assets totaling over $57 billion, reflecting our stability and reliability as a trusted financial institution. We also prioritize accessibility; with features like ATM availability and drive-thru banking, we ensure that banking is convenient for everyone. Innovation remains at the forefront of what we do. As part of our commitment to excellent service, we've embraced technology by offering online and mobile banking options. This allows members to manage their finances on-the-go while ensuring ADA compliance for those who may need additional assistance. Community engagement is an essential part of our identity. We actively seek partnerships that enhance local development and participate in outreach programs aimed at supporting those in need. Through these efforts, we aim not only to improve financial literacy but also to uplift our neighbors in Hickory and beyond. As we look towards the future, we're excited about continuing this legacy of service and dedication. We invite you to become part of the State Employees' family today. Experience firsthand how we can support your financial journey and contribute positively to our vibrant community. For more information or to open an account, don't hesitate to contact us at 828-327-2121 or visit us during our operating hours from 8:30 AM to 5:30 PM on weekdays. Join us as we work together toward a brighter financial future!

Branch Location & Accessibility

Call Us or Visit

For any inquiries or assistance, feel free to call us at 828-327-2121. If you're looking for a welcoming community bank experience where your financial needs are prioritized, we invite you to visit us at the State Employees' branch in Hickory today! We look forward to serving you!

Convenient Access

Getting to our branch is straightforward, and we offer ample parking for all members. We are proud to be ADA compliant, ensuring that everyone can easily navigate our space with features like ramps and accessible entrances. Whether you prefer to walk in or use our drive-thru banking service, we have options that suit your needs.

Operating Hours and Services

Our friendly team is ready to assist you from 8:30 AM to 5:30 PM on weekdays. While you're here, explore a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At State Employees', we believe that everyone deserves a place in our community, and becoming a member is your first step toward enjoying a range of financial benefits. To join us, you'll find that eligibility is quite straightforward! If you're an employee of the state, a member of a related organization, or even a family member of someone who is already part of our credit union, you're likely eligible to become one of us. We welcome individuals from all walks of life who want to take control of their finances and enjoy the perks that come with membership, like lower fees and competitive loan rates. For more detailed information on eligibility requirements, please visit our website at http://www.ncsecu.org/join#eligibility. Once you're ready to open an account, the process is simple and can be done online! Just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu to get started. If you have any questions or need assistance along the way, feel free to reach out to us at (828) 327-2121. We're here to help you every step of the way as you join our friendly community at State Employees', located conveniently at 2875 16Th St Ne Hickory Nc 28601. Welcome aboard!

Business Banking & Commercial Services

At State Employees' in Hickory, NC, we understand that every business has unique needs. Whether you're a small startup or a growing enterprise, our business banking services are designed to support your journey toward success. Imagine securing the funding you need to expand your operations or invest in new equipment this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier and more efficient for your business. From processing payments to managing cash flow, we help streamline operations so you can focus on what matters most growing your business. Visit us at 2875 16Th St Ne Hickory Nc 28601 or call us at (828) 327-2121 to learn how we can partner with you for success!

Comprehensive List Of Services

Additional Services

For quick transactions without the wait, take advantage of our Basic Drive-Thru Banking for deposits and withdrawals. Additionally, our ATMs provide basic access for cash withdrawals and balance checks, ensuring that essential banking functions are always within reach.

Business Banking

For small business owners, we offer Business Banking services, including Merchant Services and Business Loans. We know how crucial it is to have the right support when running a business, so our team is here to help you navigate your financial needs effectively.

Convenient Access

In today's fast-paced world, we prioritize ease of access through our Online & Mobile Banking services. Manage your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. Our digital banking features allow you to transfer funds, pay bills, and check balances swiftly and securely. You'll also find ATM and cash withdrawal services readily available at our branch and throughout the network, making it easy for you to access your money when you need it most.

Credit Cards and Rewards

With our Credit Cards with Rewards, every purchase can earn you points or cashback, turning everyday spending into exciting opportunities for savings on future purchases.

Get Started Today!

At State Employees', we strive to create a welcoming environment where all members feel valued and supported in their financial journeys. We invite you to visit us at 2875 16Th St Ne Hickory Nc 28601 in Hickory, NC, or give us a call at (828) 327-2121 to learn more about how we can assist you with your banking needs. Join us today and discover the difference personalized service can make!

Personal Banking

We understand that managing finances can be overwhelming, which is why we offer a variety of personal banking options. Whether you are looking to open a checking or savings account, we have accounts tailored for different lifestyles and financial goals. Our Auto Loans & Vehicle Financing options make purchasing your dream car easier than ever. If you're considering buying a home, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you secure the best rates available. For those unexpected expenses or plans that require extra funding, our Personal Loans & Debt Consolidation services provide flexible solutions that help you regain control over your finances.

Digital & Online Banking

Key Features to Simplify Your Banking Experience

Our online banking services let you view balances, transfer funds, and pay bills effortlessly all from the comfort of your home or on the go. You can say goodbye to paper clutter with our e-statements feature, which gives you quick access to your account statements without the wait. Plus, for added convenience, we offer electronic signature authorization, making it easier than ever to sign documents securely from anywhere. If you're always on the move, check out our mobile application. It's user-friendly and packed with features that allow you to manage your finances right from your smartphone. You can also enjoy mobile payments, making transactions faster and more efficient than ever.

Stay Connected with Real-Time Management

While using our online banking service, rest assured knowing that your information is protected by top-notch security measures. We prioritize your safety so you can focus on what matters most your financial goals. Though we currently do not support person-to-person transfers, our other features ensure that managing your money is straightforward and stress-free. With all these tools at your fingertips, you can easily track spending, monitor transactions in real-time, and make informed decisions about your finances. At State Employees', we're committed to providing a banking experience that fits seamlessly into your lifestyle. Whether you're at home or on the go, we've got you covered!

Financial Strength

Commitment to Growth

Our financial strength is also reflected in our ability to reinvest in innovative banking tools and services. With $133,577,509 in undivided earnings, we continuously improve lending options and enhance security measures to serve our members better. Additionally, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2875 16Th St Ne Hickory Nc 28601 or call (828) 327-2121 to learn more about how we can help you achieve your financial goals.

Dedicated Team & Community Impact

Our team is here for you. We pride ourselves on having 7,729 full-time employees and 529 part-time employees ready to assist you with any inquiries or services you may need. This dedicated staff ensures that every visit to State Employees', located at 2875 16Th St Ne Hickory Nc 28601, is welcoming and productive.

Member-Centric Savings Options

Your savings are our priority. Members' funds are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

In addition to these popular products, we also offer credit lines totaling $18,909,000,000, which can provide extra financial flexibility for various needs. If you're considering refinancing or exploring eligibility options for any of our loans, please don't hesitate to reach out to us at 828-327-2121. At State Employees', we're committed to supporting our community's financial wellbeing. For more information about our loan offerings and how they can benefit you today, visit us online at ncsecu.org or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. We offer various plans to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We provide flexible terms on these loans with a total of $1,177,171,541 available to help our members manage their finances effectively. Enjoy peace of mind knowing you have access to credit when you need it most.

Loan Aggregator

Benefits of Using LendMesh

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STATE EMPLOYEES' CREDIT UNION - Hickory, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Hickory, NC (28601)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call Us or Visit

Convenient Access

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Additional Services

Business Banking

Convenient Access

Credit Cards and Rewards

Get Started Today!

Personal Banking

Digital & Online Banking

Key Features to Simplify Your Banking Experience

Stay Connected with Real-Time Management

Financial Strength

Commitment to Growth

Conclusion

Dedicated Team & Community Impact

Member-Centric Savings Options

Strong Financial Health

Loan Offering

Additional Lending Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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