State Employees' Credit Union Hertford NC: Affordable Auto Loans & Personal Banking

Introduction

Welcome to State Employees' Credit Union in beautiful Hertford, NC! Nestled at 142 Ocean Hwy N, our branch has been a trusted financial partner since 1937. With a strong commitment to serving our members and the community, we are proud to support over 2.8 million members with a total asset base of an impressive $57.2 billion. At State Employees', we understand that your financial needs are unique. Whether you're looking for personal banking solutions, auto loans, or even business services, we've got you covered. Our total deposits stand at $7.9 billion, reflecting the trust that our members place in us every day. And with a robust net worth of $5.4 billion, you can rest assured that your finances are in safe hands. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to provide personalized service and expert guidance tailored to your financial goals. You can count on us for everything from checking and savings accounts to mortgage loans and credit cards with rewards. While members can visit us at 142 Ocean Hwy N, official correspondence should be sent to our mailing address at 142 Ocean Hwy S, Hertford, NC 27944. We invite you to explore our comprehensive range of services designed to make banking simple and accessible for everyone. With the convenience of online and mobile banking, along with an ATM and drive-thru service available, managing your finances has never been easier. If you're ready to experience the benefits of membership or have questions about our offerings, don't hesitate to reach out! Call us at 252-426-8118 or visit our website at www.ncsecu.org. Join us today and become part of a community-focused credit union that truly cares about your financial well-being!

Branch History & Mission

Community Engagement

We are proud of our partnerships and outreach efforts that strengthen local initiatives and support various community programs. From financial education workshops to sponsorships for local events, we invest in making Hertford a better place for everyone.

Join Us

As we continue this journey together, we invite you to become part of the State Employees' family. Experience firsthand how we can support your financial goals while making a positive impact in our community. Visit us today or call us at 252-426-8118 to learn more about how you can join or take advantage of our wide range of services! Together, let's build a brighter future!

Mission Statement

At State Employees', our mission goes beyond traditional banking. We strive to provide exceptional financial services while fostering a strong sense of community. Our goal is to help members achieve their financial dreams whether it's buying a home, financing a vehicle, or saving for the future. We believe that when our members succeed, so does our community. We prioritize accessibility and innovation as part of our commitment. With features like online banking and mobile payments, we ensure that managing your finances is easy and convenient. Plus, with ADA compliance in mind, we welcome all members with open arms.

Our Journey

Over the decades, State Employees' has evolved significantly. From humble beginnings, we have expanded our services and reach to become one of the largest credit unions in the state, with total assets exceeding $57 billion. Each milestone reflects our dedication to empowering individuals and families through personalized banking solutions. Our location is not just an address; it's a part of the fabric of Hertford. We are conveniently situated near local landmarks that make us easily accessible to everyone in the area. While members can visit us at our branch address, official correspondence should be sent to 142 OCEAN HWY S, HERTFORD, NC 27944, ensuring we keep all communication streamlined.

Branch Location & Accessibility

Call to Action

We encourage you to stop by and experience how State Employees' Credit Union can support your financial journey. Visit us today at 142 Ocean Hwy N in Hertford or give us a call at 252-426-8118. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Located near local favorites and easily accessible from main roads, our branch is just a stone's throw away from popular spots like Perquimans County Courthouse and the beautiful waterfront parks along the river. We strive to make your visit as comfortable as possible, with ample parking available right outside the door. Our branch is ADA compliant, featuring ramps and other accessibility options to ensure everyone can bank with ease.

Operating Hours and Services Offered

We invite you to visit us during our lobby hours, which are open Monday through Friday from 8:30 AM until 5:30 PM. Whether you're looking to open a new account, apply for an auto loan, or manage your finances online or via mobile banking, we have all the tools you need. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

At State Employees', we believe that everyone deserves a supportive financial community. Becoming a member is not just about opening an account; it's about joining a family that cares about your financial well-being. To be eligible for membership, you simply need to be a state employee or an immediate family member of one. This means that if you work for the state or are related to someone who does, you're warmly welcomed to join us. We aim to make banking accessible and beneficial for all our members by providing competitive rates, exceptional service, and a variety of financial products tailored to meet your needs. Opening your account at State Employees' is straightforward and hassle-free! You can find all the details on how to get started by visiting us online at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (252) 426-8118. For more information on eligibility criteria, check out our dedicated page at http://www.ncsecu.org/join#eligibility. We're excited to have you consider becoming part of our community at 142 Ocean Hwy N Hertford Nc 27944!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's competitive market, effective merchant services can make all the difference. Whether you're processing payments or managing transactions, we offer practical tools that simplify your operations. Imagine being able to focus on what you do best running your business while we handle the financial side seamlessly. Located at 142 Ocean Hwy N Hertford Nc 27944 in Hertford, NC, our dedicated team is here to guide you every step of the way. Let's work together to make your business dreams a reality! For more information, give us a call at (252) 426-8118 or visit our website at https://www.ncsecu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand the challenges businesses face today, which is why we're committed to providing tailored financial solutions that help drive success.

Convenient Banking Options

To enhance convenience further, we provide basic drive-thru banking options for deposits, withdrawals, and simple transactions without needing an appointment. If you're on the go but still need banking services, our drive-thru is here for quick service. With our commitment to accessibility, whether in-person or online through our digital banking features, managing your finances has never been easier. We invite you to visit us at 142 Ocean Hwy N Hertford Nc 27944 or call us at (252) 426-8118 if you have any questions about how we can serve you better. Experience the warmth of community banking at State Employees', where your financial well-being is our top priority!

Credit Cards

Our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to enjoy life while managing expenses wisely. With no hidden fees and straightforward terms, using our credit card can be both rewarding and simple.

Home Ownership

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans and refinancing services are here for you. We will work closely with you to understand your goals and provide personalized solutions that align with your financial plans. Owning a home is a significant step, and we want to make that journey as smooth as possible.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer personal banking solutions such as checking and savings accounts designed to fit your lifestyle. With competitive interest rates and easy access, you can feel secure knowing your money is working for you. Imagine being able to track your spending or set up automatic savings from the comfort of your home through our online and mobile banking platforms. We also provide ATM access for quick withdrawals and balance checks, so you can easily manage cash flow whenever you need it.

Personal Loans

If you're facing unexpected expenses or need help consolidating debt, consider our personal loans. These loans are flexible and can be tailored to fit various situations. Whether it's funding a major purchase or addressing unexpected bills, we're here to assist.

Vehicle Financing

Are you thinking about purchasing a new car? At State Employees', we offer auto loans and vehicle financing options tailored to meet your budget. Whether it's a new car or a reliable used vehicle, our competitive rates make financing straightforward and affordable. Our friendly staff is ready to guide you through the process, ensuring that you find the right loan for your needs.

Digital & Online Banking

Accessibility and Security

While convenience is key, we also prioritize your security. Our online banking services come equipped with robust security measures to keep your information safe. You can feel confident knowing that your data is protected while you enjoy the ease of managing your finances from home or on the move. Whether you're making person-to-person transfers or simply checking your account balance, State Employees' is here to ensure that your banking experience is both accessible and secure. Embrace the future of banking today!

Key Features of Our Digital Banking Services

Our online banking platform provides you with real-time account management, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the peace of mind that comes with our electronic signature authorization feature, making it easy to sign documents securely without needing to print anything out. If you're looking for paperless options, you'll be pleased to know that e-statements are available at State Employees'. This not only helps you stay organized but also contributes to a more sustainable environment by reducing paper waste. For those who love using their smartphones, our mobile application offers a user-friendly interface where you can manage your accounts on the go. Plus, with our mobile payments feature, paying for everyday purchases has never been simpler or more convenient.

Financial Strength

Commitment to Growth and Innovation

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is significant; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we're here to support your financial goals across various sectors.

Member Trust

With a total of 5,850,875 share accounts, our growing member base shows that individuals like you trust us with their finances. We also have net shares available for lending and investments totaling $574,556,810, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 142 Ocean Hwy N Hertford Nc 27944 or call (252) 426-8118 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,145,244, which enables us to continue offering competitive loan rates and solid financial products for our members. The dedicated team at State Employees', consisting of 7,729 full-time employees and 529 part-time employees, ensures that you receive knowledgeable support whenever you need it.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means we are well-prepared to handle various financial challenges while prioritizing your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have financing options tailored just for you.

Credit Lines and Business Loans

For those looking for additional funding options, our total credit lines amounting to $18,909,000,000 provide a safety net for personal or business needs. Although we currently do not offer outstanding commercial loans, our commitment to supporting local businesses remains strong. If you're interested in exploring refinancing options or need assistance with eligibility criteria, don't hesitate to reach out. You can contact us at (252) 426-8118 during our operating hours from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website at https://www.ncsecu.org/ for more details about our loan offerings and how we can assist you further.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to provide you with flexible terms and competitive rates that fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This product is designed to give you the freedom to make purchases without collateral while enjoying competitive interest rates.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By partnering with reputable lenders, LendMesh guarantees that all loan options presented are legitimate and current.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in helping borrowers navigate the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Hertford, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Hertford, NC (27944)

Introduction

Branch History & Mission

Community Engagement

Join Us

Mission Statement

Our Journey

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility Features

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Banking Options

Credit Cards

Home Ownership

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Accessibility and Security

Key Features of Our Digital Banking Services

Financial Strength

Commitment to Growth and Innovation

Member Trust

Operational Efficiency

Secure Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

Customers Also Interested In: