State Employees' Credit Union Greenville NC: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to State Employees' at our Greenville Hwy 33 East Branch, located at 1305 Parkside Dr, Greenville, NC 27858. Since our establishment in 1937, we've been dedicated to serving our community and supporting the financial well-being of our members. With a robust membership base of over 2.8 million, we pride ourselves on being a trusted partner in your financial journey. At State Employees', we understand that every dollar counts. That's why we manage total assets of approximately $57.2 billion, with total deposits reaching an impressive $7.9 billion. Our commitment to our members is further reflected in our solid net worth of $5.4 billion and cash in hand amounting to $708.7 million. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our team is led by the experienced Leigh Brady, CEO, and supported by Mona Moon, Board President, who are both passionate about ensuring that our services meet the unique needs of each member. With a dedicated workforce of 8,258 employees, we strive to provide friendly, efficient service whether you visit us in person or connect with us online through our website at ncsecu.org. While members can visit us at 1305 Parkside Dr, official correspondence should be sent to P.O. BOX 2869, GREENVILLE, NC 27858. Our branch features convenient services including ATM access and drive-thru banking, ensuring that managing your finances is as easy as possible. If you're ready to experience a credit union that puts your needs first, call us today at 252-378-3754 or stop by during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Let's work together towards achieving your financial goals!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services. We actively engage with local organizations and initiatives aimed at improving the lives of those in our community. Whether through educational workshops or supporting local events, we believe in giving back and making a positive impact. As we look toward the future, we're excited about what lies ahead for State Employees' Credit Union. We invite you to join our growing family and experience the benefits of membership firsthand. With operating hours from Monday to Friday between 8:30 AM and 5:30 PM, including ATM availability and drive-thru service for your convenience, we're here to support you every step of the way. Reach out to us today at 252-378-3754 or explore more on our website at ncsecu.org. Together, let's build a brighter financial future!

Our Mission

At State Employees', our mission is simple yet impactful: We strive to empower our members by providing high-quality financial products and exceptional service while fostering community well-being. We believe that everyone deserves access to affordable financial solutions that can help them achieve their dreams. This mission drives us every day as we engage in various outreach efforts within Greenville and beyond. We are not just about banking; we are about building relationships. Our team is dedicated to understanding the unique needs of each member, ensuring they receive personalized support whether they visit us in person or connect with us online. With features like online banking and mobile payments, we make managing finances convenient and accessible. While members can visit us at 1305 Parkside Dr in Greenville for all their banking needs, official correspondence should be sent to P.O. BOX 2869, Greenville, NC 27858 if different from the branch address.

Branch Location & Accessibility

Welcome to the State Employees' branch, located conveniently at 1305 Parkside Dr in Greenville, NC. Nestled in the heart of Pitt County, our branch is easy to access and close to popular local spots, making it a perfect choice for your banking needs. Whether you're near the bustling downtown area or enjoying a day at the nearby parks, you'll find us just a short drive away. At State Employees', we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy our services comfortably. There's ample parking available, so you can stop by without any hassle. We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to visit us after work or during your lunch break. For those who prefer convenience, we also offer a drive-thru banking option for quick transactions like deposits and withdrawals. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at 1305 Parkside Dr for all their banking needs, official correspondence should be sent to P.O. BOX 2869, Greenville, NC 27858. Have questions? Don't hesitate to call us at 252-378-3754! We look forward to serving you and helping you with all your financial needs. Come visit us today!

Member Eligibility

Becoming a member of State Employees' is like joining a caring community that supports your financial journey. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals who meet our simple eligibility requirements, which you can explore in more detail at http://www.ncsecu.org/join#eligibility. By becoming a member, you'll gain access to a range of services designed to help you thrive financially, from competitive loan rates to personalized banking solutions. Opening an account is easy and straightforward! Just head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, and you'll find all the information you need to get started. If you have any questions or want to learn more about the membership process, feel free to give us a call at (252) 378-3754. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Whether it's payment processing or managing cash flow, our solutions allow you to focus on what matters most growing your business. Visit us at 1305 Parkside Dr Greenville Nc 27858, Greenville, NC, or give us a call at (252) 378-3754. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services give you easy access to your funds without any unnecessary delays. With ATMs available throughout the area, accessing cash is simple and convenient.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing solutions can help make that dream a reality. With competitive rates and flexible terms, we ensure that you can drive away in the vehicle of your choice without any hassle.

Business Banking

Entrepreneurs will find valuable resources in our business banking services. From merchant services to business loans, we're committed to helping local businesses thrive. We know how important it is to have reliable financial support as you grow.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards come with various benefits tailored for your lifestyle. Whether it's cashback on groceries or travel points for your next vacation, we've got options that fit your needs.

Drive-Thru Banking

For those quick transactions like deposits or withdrawals, our basic drive-thru banking service allows for straightforward handling of simple banking tasks without leaving your vehicle. As part of our commitment to serving you better, we encourage all members to explore these options and take advantage of what State Employees' has to offer. Have questions or ready to start? Don't hesitate to reach out! Call us at 252-378-3754 or visit us online at www.ncsecu.org. Your financial journey starts here!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and we're here to help. Our mortgage loans provide the funding you need, whether you are purchasing your first home or refinancing an existing mortgage. We guide you through the process so that homeownership feels achievable.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills effortlessly.

Personal Banking

We understand that everyone has different financial goals. That's why we offer personal banking options like checking and savings accounts designed for easy access and management. Imagine having a place where your money grows while also being readily available when you need it.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans can be just what you need. Additionally, our debt consolidation options allow you to combine multiple debts into one manageable payment, relieving some of the stress from your monthly budgeting.

Digital & Online Banking

Key Features

Our online banking includes electronic signature authorization, which streamlines processes like loan applications and account openings. This means less paperwork and a quicker turnaround for getting things done. Want to go paperless? We provide e-statements that allow you to view your account statements online securely and conveniently. For those on the go, our mobile application makes banking even easier. You can make mobile payments with just a tap on your phone. Whether you're out shopping or grabbing lunch, paying bills has never been simpler! And if you need to send money to friends or family, our person-to-person transfer feature is there for you although it's currently not available; stay tuned for updates!

Security and Accessibility

At State Employees', we prioritize your security. Our online banking system incorporates advanced encryption technologies to ensure that your information remains safe and sound. You can bank with peace of mind knowing that we take every precaution to protect your data. Overall, our digital banking options provide an accessible way for you to manage your finances anytime, anywhere. With intuitive features and strong security measures in place, we are committed to making your banking experience as smooth as possible. Explore everything we offer at https://www.ncsecu.org/ today!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a partner you can trust. That's why we are proud to share the strong financial foundation that supports our operations. With a net worth of $5,446,832,560, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% further demonstrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also boast $133,577,509 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases supporting our members' financial goals across various sectors. Our financial efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (funds available for lending and investments) stand at $574,556,810, while our total share accounts reach an impressive 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1305 Parkside Dr Greenville Nc 27858 or call (252) 378-3754 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Loan Products

In addition to auto and mortgage loans, we provide personal loans for various purposes such as debt consolidation or covering unexpected costs. If you're looking for credit lines, our total available credit lines stand at $18,909,000,000, providing options for those who need extra flexibility. If you're considering refinancing any existing loans or would like to learn about eligibility options, our team is ready to assist you. We encourage you to reach out and explore how our products can best serve your financial needs. Feel free to visit us at 1305 Parkside Dr Greenville Nc 27858 in Greenville, NC, or give us a call at (252) 378-3754 during our business hours: Monday through Friday from 8:30 AM to 5:30 PM. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We're here to help you navigate the process and find the right mortgage solution for your family.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying rewards and benefits that suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring complete transparency. You can trust that the information provided reflects actual market conditions. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to present unbiased results so you can choose what works best for you without influence from advertising. - Real-Time Rate Comparisons: By providing up-to-date loan rates from multiple institutions, LendMesh helps you stay informed about the most competitive offers available. This feature allows for quick decision-making when it matters most. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

STATE EMPLOYEES' CREDIT UNION - Greenville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Greenville, NC (27858)