Nc State Employee Credit Union

In the heart of Greenville, the State Employees' Credit Union branch at 2296 Charles Blvd is your trusted local partner for smart financial solutions. Whether you’re ready to take advantage of some of the best auto loans with flexible vehicle financing or streamline your personal banking through convenient checking and savings accounts, this welcoming branch offers personalized support tailored to your unique goals. Open Monday through Friday from 8:30 AM to 5:30 PM, you’ll also appreciate the convenience of drive-thru banking and an onsite ATM for quick deposits, withdrawals, and balance checks.
Serving a strong community of over 2.8 million members statewide with assets surpassing $57 billion, this Greenville location stands out with competitive mortgage loans and refinancing options designed to make homeownership more accessible. Small businesses can thrive here too, benefiting from merchant services and business loans crafted to fuel growth. With secure online and mobile banking platforms, managing your finances anytime, anywhere has never been easier.
Visit the State Employees’ Credit Union branch at 2296 Charles Blvd or call 252-353-1177 today to experience friendly, community-driven service. Discover how our signature auto loans and comprehensive personal banking solutions can help you confidently accelerate toward your financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 2296 Charles Blvd, Greenville, NC 27858. Since our establishment in 1937, we've been dedicated to serving our community with a commitment to excellence and member satisfaction. With a robust membership base of over 2.8 million, we strive to create a welcoming environment where you can achieve your financial goals. At State Employees', we understand that every member's journey is unique. That's why we offer a wide range of services tailored just for you, including personal banking options, auto loans, mortgage loans, and business banking solutions. Our total assets exceed an impressive $57 billion, ensuring that we have the resources to support you in every step of your financial journey. While members can visit us at 2296 Charles Blvd, official correspondence should be sent to the same address for convenience. Our friendly team, led by CEO Leigh Brady and Board President Mona Moon, is here to help you navigate your financial needs with personalized service and expert guidance. With total deposits amounting to $7.87 billion and a net worth of $5.45 billion, we are well-positioned to provide stability and trust. Our dedication goes beyond numbers; it's about building lasting relationships within our community. Whether you're looking to open an account, apply for a loan, or simply inquire about our services, we invite you to reach out to us at (252) 353-1177 or visit our website at ncsecu.org. Join us today and experience the difference that comes with being part of the State Employees' family!

Branch History & Mission

Welcome to the heart of our community at State Employees' in Greenville, NC. Since opening our doors in 1937, we have been committed to serving our members with integrity and dedication. Over the years, we have grown from a small credit union to a robust financial institution, now proudly supporting over 2.8 million members with assets totaling over $57 billion. Our branch is conveniently located at 2296 Charles Blvd, Greenville, NC 27858, a central spot for many locals. You can easily find us near significant landmarks that make our community vibrant and welcoming. For your convenience, we offer drive-thru banking and ATM services, making it easy for you to access your funds whenever you need them. At State Employees', our mission is simple yet impactful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options, which is why we offer a range of services from personal checking and savings accounts to auto loans and mortgages. Our commitment extends beyond banking; we actively participate in community outreach initiatives that aim to uplift and support those around us. While you can visit us at our branch for all your banking needs during our operating hours from 8:30 AM to 5:30 PM, official correspondence should be sent to our mailing address at 2296 CHARLES BLVD, GREENVILLE, NC 27858, if different from the branch address. As technology advances, we strive to keep up by offering online banking services and mobile applications designed for your convenience. Whether you prefer managing your finances on-the-go or visiting us in person, we are here for you every step of the way. Join us at State Employees' and experience firsthand the benefits of being part of a community-focused credit union. Together, we can help you achieve your financial goals while building a brighter future for Greenville and beyond! If you're ready to take the next step, visit us or check out our website at ncsecu.org today!

Branch Location & Accessibility

Easy Access and Amenities

Our branch features ample parking space for your convenience, ensuring that you can visit us without any hassle. We take pride in being ADA compliant, with ramps and accessible entrances to cater to everyone. If you're in a rush, you'll be pleased to know that we offer drive-thru banking services for quick deposits and withdrawals. Plus, our ATM is available on-site for when you need cash on the go.

Operating Hours

We understand that life can get busy, so we aim to accommodate your schedule. Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to stop by after work or during lunch breaks. Whether you're looking to open an account or discuss loan options, our friendly staff is here to help.

Services Offered

At State Employees', we provide a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our dedicated team is ready to assist with any inquiries or transactions you may have. While members can visit us at 2296 Charles Blvd Greenville Nc 27858, official correspondence should be sent to 2296 CHARLES BLVD, GREENVILLE, NC 27858. For any questions or assistance, don't hesitate to reach out at (252) 353-1177.

Visit Us Today!

We invite you to come experience the friendly service and dedication that State Employees' credit union offers. Stop by our Greenville branch today or give us a call; we're here to support your financial journey every step of the way!

Member Eligibility

Becoming a member of State Employees' is like stepping into a welcoming community that's all about supporting your financial journey. If you live or work in North Carolina, or if you're a family member of someone who does, you're likely eligible to join us! We believe in making banking accessible and beneficial for everyone, which is why our membership criteria are designed to be inclusive and straightforward. Joining State Employees' opens the door to a range of advantages, from personalized service to competitive loan rates that can help you achieve your goals. To get started on your membership journey, simply visit us at our branch located at 2296 Charles Blvd Greenville Nc 27858, or give us a call at (252) 353-1177. For detailed eligibility information, check out our resource at http://www.ncsecu.org/join#eligibility. When you're ready, you can easily open an account online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that help streamline your payment processes. Imagine being able to accept payments quickly and easily, making transactions smoother for both you and your customers. Our tools are designed to enhance your business operations, allowing you to focus on what truly matters growing your business. Discover how State Employees' can be a partner in your success story. For more information, visit us at 2296 Charles Blvd Greenville Nc 27858 or call us at (252) 353-1177. Let's take your business to new heights together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we're dedicated to providing flexible financing solutions that cater to the diverse needs of our community.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer robust banking solutions including merchant services and business loans that support growth and development. Whether you're starting a new venture or expanding an existing one, we're here to help.

Digital Access and Convenience

In today's fast-paced world, convenience is key. That's why we prioritize our online and mobile banking services. You can easily access your accounts, make payments, and transfer funds right from your smartphone or computer. Our ATM & cash withdrawal services ensure that you have access to your funds when you need them most.

Drive-Thru and ATM Services

We understand that sometimes quick transactions are essential. Our branch features basic drive-thru banking for deposits, withdrawals, and simple transactions. Plus, our ATMs are always available for cash withdrawals and balance checks making banking straightforward and accessible. At State Employees', we believe in being more than just a bank; we're a community partner committed to helping you achieve your financial goals. If you have any questions or want to learn more about how we can assist you further, please don't hesitate to reach out at (252) 353-1177. We look forward to serving you!

Home Financing Made Easy

If you're considering buying a home or refinancing your existing mortgage, our team is ready to assist. Our mortgage loans and refinancing options are structured to provide competitive rates that fit your budget. You can trust us to guide you through the process, ensuring it's as smooth as possible.

Loans Tailored for You

When unexpected expenses arise, our personal loans and debt consolidation solutions can provide the financial relief you need. Picture consolidating multiple debts into one manageable payment it's an effective way to regain control over your finances. And if you're looking for a credit card that rewards your spending, our credit cards with rewards can help you earn points on every purchase.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you save and manage your money effortlessly. Imagine having the convenience of online banking at your fingertips, allowing you to monitor your accounts anytime, anywhere. We also offer auto loans and vehicle financing, making it easier for you to drive away in your dream car without breaking the bank.

Digital & Online Banking

At State Employees', we understand that modern banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home, at work, or on the go, managing your finances has never been easier. With our online banking platform available at https://www.ncsecu.org/, you can access your accounts 24/7. Check your balance, pay bills, and transfer funds with just a few clicks. Plus, we provide e-statements for easy tracking of your financial activity, eliminating the hassle of paper clutter and ensuring you always have your records at hand. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. Enjoy features like mobile payments, which let you make purchases quickly and securely without needing to carry cash or cards. And if you need to sign documents electronically, our electronic signature authorization makes it simple and efficient. While person-to-person transfers aren't currently available, our other digital offerings ensure that you can still manage your finances effectively. With 24/7 online banking services, you have complete control over your money whenever you need it. Experience the ease of banking with us today! Visit https://www.ncsecu.org/ to learn more about how our digital and online banking services can enhance your financial management.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $193,516 in used auto loans and $34,904,944,116 in total loans and leases supporting your financial goals across various sectors.

Member Trust

We have achieved a total of 5,850,875 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $574,556,810, highlighting our ability to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2296 Charles Blvd Greenville Nc 27858 or call (252) 353-1177 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to assist you with their knowledge and dedication.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those interested in business growth, we have outstanding commercial loan options tailored for small businesses. While there are currently no outstanding commercial loans available at this branch, we encourage business owners to explore financing opportunities as they arise. If you're considering refinancing any existing loans or need assistance determining eligibility for any of our loan products, our dedicated team is here to help. You can reach us at (252) 353-1177 for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we're committed to being your partner in achieving financial success no matter where you are in your journey. Visit us today at 2296 Charles Blvd Greenville Nc 27858, Greenville, NC, or check out our website for more information on how we can assist you further.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals, making it easier than ever to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer guidance through the entire process and ensure that you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with benefits that can make everyday spending easier.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can trust the information presented. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly compare options and choose what works best for them. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.