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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees', your trusted financial partner located at 2211 Hemby Ln, Greenville, NC 27834. Established in 1937, we have been dedicated to serving our community for over eight decades. As part of the North Carolina State Employees Credit Union, we pride ourselves on providing personalized services and fostering strong relationships with our members. At State Employees', we believe that financial success begins with a solid foundation. With over 2.8 million members and total assets reaching an impressive $57,229,286,839, we are committed to helping you achieve your financial goals. Our diverse range of offerings includes checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our leadership team is here to support you every step of the way. Under the guidance of CEO Leigh Brady and Board President Mona Moon, we focus on transparency and reliability in all our transactions. We understand that trust is earned through consistent service, which is why we ensure our members have access to their funds whenever needed. Currently, we hold $7,086,619,69 in cash reserves demonstrating our commitment to safeguarding your finances. While you can visit us at our branch location for assistance or to take advantage of our services, official correspondence should be directed to the same address: 2211 HEMBY LN, GREENVILLE, NC 27834. You can reach us at (252) 757-3345 for any inquiries or to learn more about how we can help you manage your finances effectively. Join us today and experience firsthand how State Employees' can make a difference in your financial journey! Explore more about our services by visiting our website at ncsecu.org. We look forward to welcoming you into our community!
Branch History & Mission
Join Us!
We invite you to become part of the State Employees' family today! Experience firsthand the benefits of membership whether it's through competitive loan rates or comprehensive banking services designed with you in mind. Explore more about what we offer by visiting our website at ncsecu.org or stop by our branch to meet our friendly staff who are ready to assist you on your financial journey. Together, let's build a brighter future for all!
Our Evolution
From our humble beginnings nearly a century ago, State Employees' has evolved into a trusted financial partner for many families and businesses. We started with a simple mission: to provide accessible financial services that empower our members. Throughout the years, we have embraced changes in technology while remaining committed to our core values of integrity and service. Our branch is equipped with modern conveniences including an ATM and drive-thru banking services, ensuring that your banking experience is both easy and efficient. Whether you're visiting us for personal banking needs or seeking assistance with loans and financing options, our team is dedicated to providing personalized service tailored to your specific goals.
Our Mission
At State Employees', our mission is clear: we strive to enhance the financial well-being of every member through quality service, innovative products, and community involvement. We believe in not just being a bank but also a vital part of the Greenville community. Our commitment extends beyond transactions; we actively engage in outreach programs that support local initiatives and help improve the lives of those around us. While members can visit us at 2211 Hemby Ln, official correspondence should be sent to 2211 HEMBY LN, GREENVILLE, NC 27834 if needed. You can reach us directly at 252-757-3345 during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday.
Branch Location & Accessibility
Convenient Access and Features
Our branch features ample parking and is equipped with ADA-compliant access points, including ramps for those who may need extra assistance. We understand that accessibility matters, which is why we strive to ensure everyone can easily reach us. For your banking needs, we offer drive-thru services so you can manage your transactions without leaving your vehicle. Additionally, our ATM is available for quick withdrawals and balance checks whenever you need them.
Operating Hours and Services
We're open Monday through Friday from 8:30 AM to 5:30 PM, ready to serve you during your busy weekdays. Our friendly staff is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 2211 Hemby Ln for all their banking needs, official correspondence should be sent to the same address as our mailing address.
Visit Us Today!
We invite you to come see us at the State Employees' branch in Greenville! Whether you're looking for financial advice or just want to explore our services, we're here to help. Feel free to give us a call at 252-757-3345 if you have any questions or need assistance. We look forward to welcoming you soon!
Member Eligibility
At State Employees', we believe that everyone deserves a chance to thrive, and becoming a member is just the first step towards joining our supportive community. If you live, work, or attend school in North Carolina, you're likely eligible to join us! We welcome individuals from all walks of life, especially those who are state employees, their families, and others associated with our mission. To learn more about the specific eligibility requirements, feel free to check out this resource: http://www.ncsecu.org/join#eligibility. Joining is simple! You can open your account online by visiting our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance during the process, don't hesitate to give us a call at (252) 757-3345. We're excited to have you on board and help you achieve your financial goals right here at State Employees', located at 2211 Hemby Ln Greenville Nc 27834!
Business Banking & Commercial Services
Merchant Services that Matter
Imagine having a payment solution that fits seamlessly into your daily operations. At State Employees', our merchant services simplify transactions, allowing you to focus on what really matters: running your business. From credit card processing to mobile payments, we provide practical tools that enhance your customer experience and streamline your revenue collection. Connect with us at 2211 Hemby Ln Greenville Nc 27834 in Greenville, NC or call us at (252) 757-3345. Let's explore how we can help your business succeed today!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Accessible Banking Features
Accessibility is key at State Employees'. With ATM & cash withdrawal services, you can withdraw cash or check your balance anytime. Our basic drive-thru banking allows for quick deposits and withdrawals without needing to step inside the branch.
Business Banking Solutions
For our entrepreneurial members, we provide business banking services like merchant services and business loans. We recognize the hard work it takes to run a business, so we're here to support you with the right tools and resources.
Credit Cards
Our credit cards come with rewards that can fit into your lifestyle. Whether you're traveling or shopping locally, you'll earn benefits that enhance your spending power while helping you stay within budget.
Digital Convenience
In today's fast-paced world, we know how important it is to have access to your finances whenever you need it. That's why our online and mobile banking features allow you to manage everything from paying bills to monitoring transactions effortlessly. If you're ready to explore all the ways we can assist you financially, don't hesitate! Call us at (252) 757-3345 or visit us at 2211 Hemby Ln Greenville Nc 27834 in Greenville, NC. Let's work together towards achieving your financial dreams today!
Loans for Every Need
We understand that life comes with its own set of financial challenges. That's why we offer various loan options, including auto loans for purchasing that new car you've been eyeing, mortgage loans for buying your dream home, and personal loans for consolidating debt or funding special projects. Our competitive rates make borrowing easier and more accessible.
Personal Banking
Whether you're looking to open a checking or savings account, our personal banking options are designed for convenience and flexibility. Imagine having access to your funds anytime through our robust online and mobile banking platforms. You can easily manage your accounts, transfer money, and pay bills from the comfort of your home or on the go.
Digital & Online Banking
Key Features
One of the standout features of our digital services is electronic signature authorization. This allows you to sign documents securely without the hassle of printing or mailing them. It's quick, efficient, and perfect for those busy days when you need to get things done fast. We also offer e-statements, which not only help reduce paper clutter but also make it simple to track your transactions and manage your finances more effectively. Staying organized has never been easier! For those who prefer using their mobile devices for transactions, our mobile payments feature lets you make purchases with just a swipe or tap. This adds an extra layer of convenience for everyday shopping. While person-to-person transfers aren't currently available, our commitment to enhancing member experience means we're always looking for ways to improve our offerings in the future. In short, State Employees' provides a secure and user-friendly environment for all your banking needs. With real-time account management and easy access to essential services like online banking and mobile applications, managing your money is now simpler than ever before. Join us today and experience the ease of digital banking!
Financial Strength
Committed Workforce
We also take pride in having 7,729 full-time employees and 529 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Their dedication is key to providing you with exceptional service every day.
Growing Member Base
With a total of 5,850,875 share accounts, we show a strong and growing member base that trusts us with their finances. This trust motivates us to continually improve our offerings for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2211 Hemby Ln Greenville Nc 27834 or call (252) 757-3345 to learn more about how we can help you achieve your financial goals.
Lending Capacity
Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. We are here to help you achieve your dreams whether it's buying a car or managing other significant expenses.
Member-Centric Approach
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reflects our ongoing mission to serve our community effectively.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This profitability allows us to enhance services while maintaining low costs for you.
Reinvestment for Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy ensures that every dollar you invest with us contributes to improving your banking experience.
Secure Savings Opportunities
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member security showcases our dedication to your financial future.
Strong Net Worth and Capital Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Our streamlined application process means you can get behind the wheel faster than you think.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you find a mortgage that fits your budget.
Refinancing Options
If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to assist you every step of the way. Our dedicated team is ready to provide personalized support and guidance tailored to your needs. At State Employees', we pride ourselves on providing straightforward loan solutions backed by reliable customer service. If you're ready to take the next step or want more information about our offerings, don't hesitate to give us a call at 252-757-3345. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Whether you're looking to make everyday purchases or cover unexpected expenses, our credit cards come with various benefits that make spending easier.
Loan Aggregator
Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each lender is vetted to guarantee that you receive legitimate options for your financial needs.
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You can view up-to-date loan rates from multiple institutions, helping you make informed decisions about your borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact LendMesh has on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.