State Employees' Credit Union Greensboro NC: Quick Personal Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union, your trusted partner in financial growth and stability located at 4014 Battleground Ave, Greensboro, NC 27410. Since our establishment in 1937, we've proudly served over 2.8 million members, fostering a strong sense of community and commitment to your financial well-being. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to provide personalized service tailored to meet your unique needs. At State Employees', we understand that managing finances can sometimes feel overwhelming. That's why we offer a range of services designed to help you thrive, from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. As of now, our total assets stand at an impressive $57,229,286,839, with total deposits reaching $7,866,265,767. This solid foundation allows us to lend confidently currently holding 1,194,630 loans and leases for our members. While members can visit us at our branch for all their banking needs including drive-thru services and ATM access official correspondence should be sent to the same address: 4014 Battleground Ave, Greensboro, NC 27410. If you're ready to experience the difference of being part of a credit union that prioritizes its members' success, reach out! You can call us at 336-288-4130 during our lobby hours from Monday through Friday, 8:30 AM to 5:30 PM. Join us today and discover how State Employees' Credit Union can empower you on your financial journey. Visit our website at ncsecu.org or stop by we're excited to serve you!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of staying current with technology while maintaining accessibility for all members. Our branch features ADA compliance and offers convenient online and mobile banking options. Additionally, we are proud to provide ATM availability and drive-thru banking services for ease of access. State Employees' is not just about transactions; it's about building relationships and fostering trust within our community. With a dedicated team of professionals ready to assist you during operating hours from Monday through Friday between 8:30 AM and 5:30 PM, we invite you to discover how we can help you achieve your financial goals. Join us at State Employees' today! Experience firsthand the benefits of being part of a community-focused credit union that puts its members first. Whether you're looking for personal banking services or seeking guidance on your financial journey, we're here for you every step of the way.

Our Mission

At State Employees', our mission is simple yet powerful: we strive to empower individuals and families by providing them with the financial tools they need to succeed. We believe that everyone deserves access to quality financial resources and support. This belief drives us to create innovative solutions tailored to meet the diverse needs of our members. Our commitment extends beyond just banking; it encompasses a strong focus on community support. We actively engage in outreach efforts that promote financial literacy and provide assistance to those in need. By partnering with local organizations and initiatives, we work diligently to uplift our community. While members can visit us at 4014 Battleground Ave for all their banking needs, official correspondence should be sent to 4014 BATTLEGROUND AVE, GREENSBORO, NC 27410 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed with features like ramps and ADA compliance to ensure that everyone can comfortably access our services. Plus, ample parking is available right outside the entrance, making it easy for you to stop by.

Operating Hours & Services

We are open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with all your banking needs. From personal banking services like checking and savings accounts to auto loans and mortgage refinancing, we offer a variety of options tailored just for you. If you're in need of a quick transaction, our drive-thru service is available for simple deposits and withdrawals without leaving your vehicle. For those who prefer using ATMs, we provide convenient ATM access for withdrawals and balance checks.

Visit Us Today!

Our team is excited to welcome you! Feel free to give us a call at 336-288-4130 if you have any questions or need assistance before your visit. We look forward to serving you at State Employees' branch your community credit union!

Member Eligibility

At State Employees', we believe that joining our community is about more than just banking; it's about becoming part of a supportive family that cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you're a state employee or an immediate family member of one, you're already on the right path! We also welcome certain other groups, so it's worth checking the full details to see if you qualify. You can find all the specific eligibility requirements by visiting http://www.ncsecu.org/join#eligibility. Once you're ready to take the next step, opening an account with us is a breeze! You can begin your journey towards financial empowerment online through our easy account opening process at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance along the way, feel free to give us a call at (336) 288-4130. We're here to help you every step of the way as you join us at our branch located at 4014 Battleground Ave Greensboro Nc 27410. Welcome to State Employees', where you're not just a number but a valued member of our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you run a retail store or provide services, our solutions make it easy for your customers to pay how they prefer be it through credit cards, debit cards, or mobile payments. Imagine the convenience of seamless transactions that keep your cash flow steady and your customers happy. Join us at State Employees', located at 4014 Battleground Ave Greensboro Nc 27410, Greensboro, NC, and let us help you take your business to the next level! For more information or assistance, call us at (336) 288-4130 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Understanding that every member's situation is unique, we strive to make our services accessible. Whether you prefer visiting us in person at our branch or utilizing digital features from the comfort of your home, we cater to all preferences. Our friendly staff is always available at the phone number (336) 288-4130 during our operating hours (Monday through Friday from 8:30 AM to 5:30 PM) to assist you with any inquiries. At State Employees', we believe in building lasting relationships with our members through comprehensive service offerings designed for real-world needs. We invite you to explore all that we have available your financial journey starts here! Visit us today or check out our website at https://www.ncsecu.org/ for more information on how we can serve you better.

Business Banking

For our business members, we provide essential services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your goals with financial products that align with your business needs.

Credit Cards

Our credit cards with rewards not only allow you to make purchases easily but also earn you benefits along the way. Imagine using your card for everyday expenses and getting cashback or points towards future travel all while managing your budget effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why State Employees' offers robust online and mobile banking options. You can access your accounts anytime, anywhere, allowing you to check balances, transfer funds, and pay bills with just a few taps on your smartphone. Our ATM services ensure that cash withdrawal is hassle-free, while our drive-thru facility allows for quick deposits and simple transactions without leaving your car.

Personal Banking

We offer a variety of personal banking solutions designed to help you manage your finances effectively. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing that make purchasing your dream car achievable, we have you covered. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. For those unexpected expenses or debt consolidation needs, our personal loans are here to help.

Digital & Online Banking

Easy Access Anytime

At State Employees', we believe that banking should be as simple as possible. From setting up an account to accessing services online or through our app, everything is designed with you in mind. Our team is dedicated to ensuring you have a smooth experience every step of the way. Experience the convenience of digital banking with us today! Visit our website for more information and start managing your finances with confidence.

Key Services

With our online banking platform, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it fits into your schedule. Whether you're at home or out running errands, you'll always have real-time access to your financial information. We also prioritize security in every transaction. Our electronic signature authorization feature ensures that your agreements are handled safely and efficiently. Plus, with e-statements available, you can say goodbye to paper clutter and keep track of your financial history with ease.

Mobile Convenience

Our mobile application brings banking right to your fingertips. With the ability to make mobile payments, you can pay for purchases quickly and securely without needing cash or cards. Although person-to-person transfers aren't available at this time, our app still offers plenty of features to simplify how you manage money.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our focus on providing a strong foundation for your financial needs, we are proud to share our financial strength, which reflects our commitment to serving you. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust earning capacity is reflected in our $133,577,509 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our operational efficiency is highlighted by our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees dedicated to serving you with knowledgeable support. Net Shares available for lending and investments stand at $574,556,810, showcasing the resources we have to enhance your banking experience. We currently serve 5,850,875 share accounts proof of the trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 4014 Battleground Ave Greensboro Nc 27410 or call (336) 288-4130 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans come with some of the lowest rates in the industry. We have provided over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping our members get on the road with confidence. Whether you're looking for a sleek sedan or a reliable SUV, we've got financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making it easier to buy or refinance your home. We provide straightforward application processes and competitive rates to ensure you feel secure in your investment.

Other Loan Options

In addition to auto and mortgage loans, we also provide other financing options tailored for personal needs. Whether you're considering debt consolidation or personal loans for various purposes, we've got solutions that can assist you every step of the way. If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our team is here to guide you through the process and help you find the best fit for your financial situation. For more information about our loan offerings or to speak with one of our representatives directly, please contact us at 336-288-4130 or visit us at 4014 Battleground Ave, Greensboro, NC 27410. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goal may be, State Employees' is committed to providing you with the resources and support needed to succeed.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. That's why we offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans available to our members, you can handle unexpected costs while enjoying the benefits of rewards and convenience.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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STATE EMPLOYEES' CREDIT UNION - Greensboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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