State Employees' Credit Union Greensboro NC: Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to State Employees', your trusted partner in financial growth and community support, located at 1201 New Garden Rd, Greensboro, NC 27410. Since our establishment in 1937, we have been dedicated to serving our members with personalized banking solutions that make a difference. With a vibrant membership of over 2.8 million individuals, we pride ourselves on building lasting relationships and empowering our community. At State Employees', we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgage financing. Our total assets of an impressive $57,229,286,839 demonstrate our commitment to stability and growth, while our total deposits of $7,866,265,767 reflect the trust placed in us by our members. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Leigh Brady and Board President Mona Moon, we're focused on ensuring your financial journey is smooth and successful. Our dedicated staff of 8,258 employees is always ready to assist you with any questions or needs you may have. While members can visit us at our branch address mentioned above, official correspondence should be sent to the same location for your convenience. Whether you're looking for personal loans or business banking solutions, our drive-thru service and ATM access make banking easier than ever. If you're ready to take control of your finances or need assistance with your current accounts, don't hesitate to reach out! Call us at 336-834-8080 or explore more about what we offer by visiting our website at ncsecu.org. Join us today and experience how State Employees' can help you achieve your financial goals!

Branch History & Mission

Welcome to State Employees', a cornerstone of financial support in Greensboro, NC. Since opening our doors in 1937, we have dedicated ourselves to serving the community and helping our members achieve their financial goals. Our branch is located at 1201 New Garden Rd, easily accessible for those in the heart of Greensboro and surrounding areas. Over the decades, State Employees' has grown tremendously, now boasting a total membership of over 2.8 million and assets exceeding $57 billion. This remarkable growth reflects our commitment to providing quality financial services while nurturing strong relationships within our community. We're proud to be more than just a credit union; we strive to be a trusted partner in your financial journey. Our mission is clear: to deliver exceptional financial services that empower our members while fostering community development. We believe that everyone deserves access to affordable banking options, whether it's personal banking like checking and savings accounts or loans for cars and homes. Our goal is not only to meet your banking needs but also to support local initiatives that make Greensboro a better place for all. While members can visit us at 1201 New Garden Rd, official correspondence should be sent to 1201 NEW GARDEN RD, GREENSBORO, NC 27410. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, ensuring we're available when you need us most. For added convenience, we offer ATM access and drive-thru banking for quick transactions. At State Employees', we're committed to enhancing your experience with digital advancements such as online and mobile banking. These tools provide you with the flexibility to manage your finances anytime, anywhere. We also ensure ADA compliance so that everyone can easily access our services. Our community outreach efforts include partnerships with local organizations and initiatives aimed at improving lives across Guilford County. We take pride in being involved and making a positive impact where it matters most. If you're looking for a supportive financial partner, look no further than State Employees'. Join us today and discover how we can help you thrive financially while giving back to our vibrant community. Visit us at ncsecu.org for more information on how you can become a member!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is located in a vibrant community, making it easy for members to pop in while running errands or visiting friends. With ample parking available, you won't have to worry about finding a spot. Plus, we prioritize accessibility; our facility is designed to be ADA compliant, featuring ramps and other accommodations to ensure everyone can visit comfortably.

Operating Hours and Services

We invite you to visit us during our lobby hours, which are open Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is ready to assist you with a variety of services, including personal banking options such as checking and savings accounts, auto loans, and mortgage financing. Need quick access? Our ATM is available for cash withdrawals and balance checks around the clock, while our drive-thru service allows for quick deposits and transactions without leaving your vehicle. While you can always reach out via phone at 336-834-8080, we encourage you to stop by and experience firsthand the personalized service that sets us apart. If you need to send any official correspondence, please use our mailing address: 1201 NEW GARDEN RD, GREENSBORO, NC 27410. Come visit us today and discover how State Employees' can help meet your financial needs with convenience and care!

Member Eligibility

At State Employees', we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. To qualify for membership, you need to be either an employee of the state of North Carolina, an immediate family member of a current member, or someone who lives in certain designated areas. This inclusive approach ensures that we welcome individuals from all walks of life. If you're interested in exploring the benefits of membership, such as competitive loan rates and personalized service, you can check out the detailed eligibility criteria at http://www.ncsecu.org/join#eligibility. Getting started is easy! Simply visit us at 1201 New Garden Rd Greensboro Nc 27410 or give us a call at (336) 834-8080 to learn more about how you can open an account and become part of our family. You can also find the online application process at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We're excited to help you on your journey toward financial success with us!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily, whether it's in-store or online. Our services help you keep your cash flow steady while providing your customers with convenient payment options. Whether you're just starting out or looking to expand, State Employees' is here to help you navigate the financial landscape effectively. Let's work together to turn your vision into reality! For more information, call us at (336) 834-8080 or visit us today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans tailored to help your business thrive. Whether you're just starting out or looking to expand, we're here to support your ambitions.

Easy Access Services

We also prioritize accessibility with ATM and cash withdrawal services available at our branch and beyond. If you prefer face-to-face interactions, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. At State Employees', we believe in making banking simple and convenient for everyone. Our digital banking features ensure that managing your finances fits seamlessly into your busy life. Ready to take the next step? Visit us today at 1201 New Garden Rd, Greensboro, NC 27410, or call us at 336-834-8080 to learn more about how we can help you achieve your financial dreams!

Loans and Financing

If you're considering buying a new car or refinancing your home, our auto loans and mortgage options provide flexible terms that work for you. Our personal loans are ideal for consolidating debt or covering unexpected expenses. With competitive rates on credit cards that offer rewards, you can earn while you spend!

Personal Banking

Whether you are opening your first checking account or looking for ways to save for the future, our personal banking services have you covered. We offer checking and savings accounts designed to fit various lifestyles. For those on the move, online and mobile banking makes it easy to manage your finances anytime, anywhere. Imagine checking your balance during your lunch break or transferring funds while waiting for your coffee!

Digital & Online Banking

Key Services

With our online banking platform, accessing your accounts is easy. You can check balances, transfer funds, and pay bills anytime, day or night. Plus, you can sign documents electronically with our electronic signature authorization feature, making paperwork a breeze. If you prefer to keep track of your finances on your smartphone, you'll love our mobile application. It allows for mobile payments, so you can make purchases directly from your account without hassle. Additionally, e-statements are available, allowing you to view your statements digitally instead of waiting for them in the mail.

Security and Accessibility

Your security is our top priority. We ensure that all online transactions are safe and protected. Our user-friendly interface makes it easy for anyone to navigate through their accounts without feeling overwhelmed by complicated features. Need to send money to a friend? While we don't currently offer person-to-person transfers, our 24/7 online banking services ensure you have access whenever you need it. Whether it's day or night, managing your finances has never been easier with State Employees'. In today's fast-paced world, we aim to provide an accessible and streamlined banking experience that fits into your lifestyle. Join us at State Employees' and experience the ease of digital banking!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you and ensuring your financial well-being. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending and investments stand at $574,556,810, while the total number of share accounts is a robust 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1201 New Garden Rd Greensboro Nc 27410 or call (336) 834-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the best financing option available.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We make buying or refinancing simple and straightforward, providing personalized assistance every step of the way. If you're interested in refinancing your current mortgage, we can help you explore eligibility options that may save you money over time.

Other Loan Options

Additionally, our total credit lines amount to $18,909,000,000, providing accessible funds for personal use or unexpected expenses. For business owners, while we currently do not have outstanding commercial loans available, we are committed to supporting local businesses through various other financial services. At State Employees', located at 1201 New Garden Rd Greensboro Nc 27410, Greensboro, NC, we're dedicated to offering transparent and supportive lending solutions that cater to your individual needs. If you're ready to discuss your options or have any questions, don't hesitate to reach out at (336) 834-8080. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans available, our credit cards are designed to help members manage their finances effectively while offering rewards that fit their lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that the loan offers displayed are fair and reflect current market conditions.

STATE EMPLOYEES' CREDIT UNION - Greensboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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