State Employees' Credit Union Greensboro NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees', your trusted credit union located at 6017 W Gate City Blvd, Greensboro, NC 27407. Since our establishment in 1937, we have been dedicated to providing exceptional financial services to our community. With a strong membership base of over 2.8 million members, we pride ourselves on being a pillar of support and trust for individuals and families across North Carolina. At State Employees', we understand that each member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $57 billion and deposits totaling $7.87 billion, our commitment to financial health is as robust as our offerings. Our net worth stands at an impressive $5.45 billion, ensuring that we are well-equipped to serve you now and in the future. Our leadership team, led by CEO Leigh Brady and Board President Mona Moon, embodies our mission of community service and dedication. Together, they guide our team of over 8,200 employees who work tirelessly to support you, whether you're accessing your funds via our ATM or utilizing our online banking services. While members can visit us at 6017 W Gate City Blvd, official correspondence should be sent to the same address for your convenience. We invite you to explore how we can assist you in achieving your financial goals. Ready to take the next step? Call us at 336-454-4201 or visit our website at ncsecu.org for more information about our services and how we can help you thrive financially!

Branch History & Mission

Welcome to the inspiring story of State Employees' Credit Union, located at 6017 W Gate City Blvd, Greensboro, NC 27407. Since opening our doors in 1937, we have proudly served our members and the community, growing into a trusted financial partner for over 2.8 million members. With total assets exceeding $57 billion, we are committed to providing exceptional financial services while supporting the people and neighborhoods we serve. Our journey began with a simple mission: to enhance the financial well-being of our members by offering accessible and affordable financial services. Over the years, we have embraced this mission wholeheartedly, evolving alongside our community's needs. Our branch in Greensboro is equipped with modern amenities, including ATM availability and a convenient drive-thru banking service, ensuring that our members can manage their finances easily and efficiently. At State Employees', we believe that our success is tied directly to the prosperity of our community. This principle guides us as we engage in various outreach efforts and partnerships aimed at uplifting those around us. We are not just here to provide loans or accounts; we aim to make a positive impact on lives through initiatives that foster growth and development in Greensboro. Our mission extends beyond traditional banking; it includes a commitment to excellent customer service. We are proud to offer personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. All these offerings are designed with you the member in mind. While you can visit us at 6017 W Gate City Blvd, please note that official correspondence should be sent to the same address as our mailing address remains unchanged. Our lobby hours are convenient for you: Monday through Friday from 8:30 AM to 5:30 PM. As part of our dedication to accessibility, we've also made strides in digital advancements such as online banking and mobile payments, making it easier than ever for you to manage your finances on the go. We invite you to join the State Employees' family today! Experience firsthand how being a member means being part of something bigger a community-focused organization dedicated to your financial success. For more information or assistance, don't hesitate to reach out at 336-454-4201 or visit us online at ncsecu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access and Convenience

At our branch, we prioritize your convenience. Parking is readily available, ensuring that you can stop by without any hassle. We also take accessibility seriously, featuring ADA-compliant entrances and ramps, so everyone can feel welcome when they visit us. Whether you prefer to walk in or use our drive-thru service, we make banking easy for you.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, providing ample opportunity for you to come in during your busy day. If you have any questions or need assistance outside of these hours, feel free to give us a call at 336-454-4201. Our friendly staff is always ready to help!

Services Tailored for You

At State Employees', we offer a range of services designed to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is here to guide you every step of the way. Plus, with ATM availability on-site, accessing cash is quick and straightforward.

Visit Us Today!

While official correspondence should be sent to our mailing address at 6017 W GATE CITY BLVD, GREENSBORO, NC 27407, we invite you to visit us at our branch for all your banking needs. Come see how we can help you manage your finances better! We look forward to welcoming you soon!

Member Eligibility

Joining the State Employees' community means becoming part of a supportive family that prioritizes your financial well-being. To become a member, you just need to meet some simple eligibility requirements. If you're a state employee, an immediate family member of one, or even someone who lives in certain areas, you're likely eligible to join us. We believe everyone deserves access to quality financial services, and being part of State Employees' gives you that chance along with various benefits like competitive rates on loans and personalized service. Getting started is easy! You can find all the detailed eligibility criteria by visiting this link. Once you're ready to open your account, just head over to our online application at this page. If you have any questions or need assistance, don't hesitate to give us a call at (336) 454-4201. We're excited to welcome you to State Employees', located at 6017 W Gate City Blvd Greensboro Nc 27407, where your financial journey can thrive!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to expand your operations or invest in new equipment. Our commercial lending programs are here to help. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But financing is just part of the picture. Our merchant services make it easier for you to accept payments and manage transactions efficiently. Whether you're a local shop owner or a service provider, our tools can streamline your payment processes, letting you focus on what you do best running your business. Located conveniently at 6017 W Gate City Blvd Greensboro Nc 27407, Greensboro, NC 27407, we're here to help you navigate your business needs with personalized service and expertise. Reach out at (336) 454-4201 or visit us today!

Comprehensive List Of Services

Business Banking

If you own a business, we have specialized services tailored just for you. Our Business Banking options include essential Merchant Services & Business Loans, helping you grow and manage your operations efficiently.

Conclusion

At State Employees', we're committed to making banking easy and accessible for all members in the community. With a comprehensive suite of services from personal banking to business solutions and digital tools designed for convenience, we are here to support you every step of the way. Ready to explore how we can assist you further? Visit us today at 6017 W Gate City Blvd Greensboro Nc 27407, or contact us at (336) 454-4201! We look forward to serving you!

Credit and Rewards

For everyday purchases, consider applying for one of our Credit Cards with Rewards. These cards not only offer competitive rates but also give back with rewards on your spending, making each purchase a little more rewarding.

Digital Banking Features

In today's fast-paced world, we understand the importance of accessibility. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to your balances, transaction history, and payment options right at your fingertips, staying on top of your finances has never been easier. For quick cash needs or simple transactions, take advantage of our ATM & Cash Withdrawal Services available around the clock. If you're on the go, our basic drive-thru service allows for convenient deposits and withdrawals without leaving your car.

Personal Banking

We offer a variety of personal banking options designed with you in mind. Whether you're opening a checking or savings account, you'll find accounts that fit your lifestyle and help you save for what matters most. For those looking to finance a vehicle, our Auto Loans & Vehicle Financing services ensure you can get behind the wheel without stress. If you're thinking about purchasing a home or refinancing an existing mortgage, our expert team is ready to guide you through the process with our Mortgage Loans & Refinancing options. Need some extra cash? Our Personal Loans & Debt Consolidation services can help manage unexpected expenses or consolidate debt into manageable payments.

Digital & Online Banking

At State Employees', we understand that managing your finances should be as easy as tapping a button. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle while keeping your information safe and secure. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.ncsecu.org/ to log in and get started. You'll find it simple to check your balances, transfer funds, and pay bills with just a few clicks. Plus, the convenience of e-statements means you can easily keep track of your financial activity without the clutter of paper statements. For those who prefer to bank on-the-go, our mobile application is here to help. This user-friendly app allows you to manage your accounts from the palm of your hand. Whether you're making deposits or utilizing our mobile payments feature, you'll enjoy quick and hassle-free transactions right from your smartphone. One of the standout features at State Employees' is our support for electronic signature authorization. This means you can sign documents securely online, eliminating the need for time-consuming trips to the branch. If you're looking to send money quickly, our person-to-person transfer service offers an easy way to share funds with friends or family directly from your account. At State Employees', we believe in making banking accessible for everyone. Our commitment to providing secure and straightforward digital solutions ensures that you have real-time control over your finances whenever you need it. Join us today and experience how our digital banking services can simplify your financial life!

Financial Strength

Dedicated Team

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work towards creating a supportive environment where your financial needs are met with expertise.

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to expand our offerings while keeping your needs at the forefront.

Solid Foundations

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to providing exceptional service tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 6017 W Gate City Blvd Greensboro Nc 27407 or call (336) 454-4201 to learn more about how we can help you achieve your financial goals.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or purchasing a reliable used one, our team is here to support you every step of the way.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer competitive personal loan options and credit lines, totaling $18,909,000,000. These products provide you with financial flexibility for various needs from consolidating debt to funding unexpected expenses. At State Employees', we are committed to providing exceptional service and comprehensive financial solutions tailored to your individual needs. If you're interested in refinancing or exploring eligibility options, please don't hesitate to reach out to us at (336) 454-4201 or visit us at our branch located at 6017 W Gate City Blvd Greensboro Nc 27407, Greensboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us, and we're here to help you navigate it successfully!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized guidance through the mortgage process to ensure you find the right solution for your needs.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards offer convenience and rewards that can fit into your lifestyle.

Loan Aggregator

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State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans