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Mortgage Loans
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Personal Loans
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Introduction
At State Employees' Credit Union, we believe that banking should be simple, trustworthy, and focused on you. Established in 1937, our Greensboro branch at 2600 S Holden Rd, Greensboro, NC 27407 has been a cornerstone for the local community for decades. With a commitment to serving our members, we proudly support over 2.8 million members and manage assets totaling an impressive $57.2 billion. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we're here to help. Our total deposits stand at $7.9 billion, reflecting the trust our members place in us. Plus, with a robust net worth of $5.4 billion and cash reserves of $708 million, we ensure your finances are secure and well-managed. Led by our dedicated CEO, Leigh Brady, and Board President, Mona Moon, we pride ourselves on providing exceptional service through our friendly team of 8,258 employees. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 2600 S HOLDEN RD, GREENSBORO, NC 27407. At State Employees', we're more than just a credit union; we're part of your community. We understand your financial needs because we live here too. Join us today and discover how we can help you achieve your financial goals with personalized services tailored just for you. For inquiries or to learn more about our offerings, please call us at 336-315-2113 or visit our website at ncsecu.org. Your journey toward better financial health starts here!
Branch History & Mission
Join Us
While members can visit us at 2600 S Holden Rd, official correspondence should be sent to 2600 S HOLDEN RD, GREENSBORO, NC 27407 if it differs from the branch address. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to find a time that works for you. We invite you to join the State Employees' family today! Experience firsthand how our commitment to exceptional service can help you navigate your financial journey. Contact us at 336-315-2113 or visit our website for more information on how you can become part of something special. Together, let's build a brighter future!
Our Commitment to Community
At State Employees', our mission extends beyond just banking. We are deeply committed to serving our community by offering programs that promote financial literacy and outreach initiatives designed to uplift those around us. Whether it's through partnerships with local organizations or hosting workshops on budgeting and saving, we strive to make a positive impact. We understand that modern banking needs to be convenient, which is why we offer services like online banking, mobile payments, and ATMs available for your convenience. Plus, our drive-thru service allows you to complete simple transactions without leaving your car.
Branch Location & Accessibility
Convenient Access and Features
At our Greensboro location, you'll find ample parking, including ADA-compliant spaces for easy access. Our drive-thru service allows you to handle quick transactions without leaving your vehicle, ensuring your experience is as efficient as possible. If you prefer digital options, we offer ATM services for cash withdrawals and balance checks right at the branch. While visiting us at 2600 S Holden Rd, feel free to send any official correspondence to our mailing address at 2600 S HOLDEN RD, GREENSBORO, NC 27407 if it's different from your visit.
Explore Our Services
State Employees' offers a wide range of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our friendly team is here to assist you with any inquiries or transactions you may have.
Friendly Hours to Serve You
We understand that life can be busy, which is why our lobby is open Monday through Friday from 8:30 AM to 5:30 PM. This schedule provides you with plenty of opportunities to stop by before or after work or even during lunch breaks.
Join Us Today!
We invite you to visit us soon at State Employees' Credit Union on S Holden Rd! For any questions or assistance, please don't hesitate to call us at 336-315-2113. Your financial journey starts here let's take the next step together!
Member Eligibility
Welcome to State Employees', where becoming a member means joining a caring community that supports your financial journey. We're excited to invite you to explore membership opportunities! If you're a resident of North Carolina, an employee or retiree of the state government, or a family member of an existing member, you're already eligible to join us. Our goal is to provide you with personalized services and resources that cater to your unique needs. Opening an account is simple and straightforward! Just visit us at 2600 S Holden Rd Greensboro Nc 27407 or give us a call at (336) 315-2113 for more information. You can also check out the detailed eligibility criteria by visiting http://www.ncsecu.org/join#eligibility. When you're ready, you can easily start the account opening process online at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We can't wait for you to become part of our vibrant community at State Employees'!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what matters most: serving your customers. By integrating easy-to-use payment solutions, we ensure that you can accept payments securely and efficiently, making it easier for your customers to shop with you. Visit us at 2600 S Holden Rd Greensboro Nc 27407 in Greensboro, NC or call us at (336) 315-2113 to learn more about how our business banking and commercial services can support your success!
Comprehensive List Of Services
Accessibility & Service Options
At State Employees', we pride ourselves on making banking accessible for everyone. With our drive-thru banking, you can quickly complete deposits and withdrawals without leaving your car. If you're in need of assistance or want to discuss account options face-to-face, visit us at our branch located at 2600 S Holden Rd Greensboro Nc 27407 or give us a call at (336) 315-2113 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. In summary, whether you're saving for retirement or managing everyday expenses, State Employees' offers comprehensive financial solutions tailored to fit your lifestyle. We invite you to explore all our services by visiting us online at Greensboro - Holden Road or stopping by our branch today!
Business Banking
For local business owners, we provide essential services such as merchant services and business loans to help you grow your enterprise. Our team understands the unique challenges of running a business and is here to support you every step of the way.
Credit Cards & Rewards
Enjoy shopping and earn rewards at the same time with our credit cards. Our credit cards with rewards allow you to accumulate points on every purchase, which can be redeemed for travel, merchandise, or cashback making your spending work for you.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts from anywhere. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone. Plus, our ATMs provide easy access for cash withdrawals and balance checks whenever you need them.
Personal Banking
Navigating personal finances can be overwhelming, but with our checking and savings accounts, you can easily manage your money while earning interest. For those considering a major purchase, like a car, our auto loans and vehicle financing options provide flexible terms that fit your budget. If you're dreaming of owning a home, our mortgage loans and refinancing services help make that dream a reality. We also offer personal loans and debt consolidation options for members looking to streamline their finances or tackle unexpected expenses.
Digital & Online Banking
Key Features
Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. You can also sign documents securely through our electronic signature authorization feature, providing a hassle-free way to manage your paperwork without needing to visit a branch. If you prefer going paperless, you'll love our e-statements. They're not only eco-friendly but also give you instant access to your financial history right from your device. Plus, with mobile payments enabled, you can make purchases directly from your phone no need for cash or cards! For those on the go, our mobile application ensures that all these services are at your fingertips. Whether you're checking your balance while waiting in line or transferring funds during your lunch break, it's all just a tap away. And while person-to-person transfers aren't currently offered, rest assured that our other features provide ample ways to handle your financial needs.
Security and Accessibility
Your security is our top priority. Our online banking services incorporate advanced measures to keep your information safe while ensuring that accessing your accounts remains straightforward. We believe that managing your money should be as easy as possible. In summary, at State Employees', we combine accessibility with robust features to help you take control of your finances with confidence. Explore all our digital offerings today at https://www.ncsecu.org/ and experience the freedom of online banking!
Financial Strength
Building Trust Together
With net shares amounting to $574,556,810, these funds are available for lending and investments that directly benefit you. Our total share accounts stand at 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2600 S Holden Rd Greensboro Nc 27407 or call (336) 315-2113 to learn more about how we can help you achieve your financial goals.
Committed Team for Exceptional Service
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable and committed team.
Member-Centric Savings Options
Your savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; our focus is on benefiting you. With non-member deposits at $0, we ensure that our resources are dedicated to enhancing your experience through better loan rates, lower fees, and exclusive perks.
Reinvesting in Your Future
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support our members' financial goals across various sectors.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
If you're considering refinancing your current loans or checking eligibility for any of our products, our team is ready to assist you. We prioritize transparency and are committed to helping you understand all available options to make informed decisions. For more information on any of our loan products or to discuss how we can assist you further, please feel free to reach out at (336) 315-2113. You can also visit us at our branch located at 2600 S Holden Rd Greensboro Nc 27407, Greensboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you succeed financially!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms to make your car-buying experience smoother.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We help you navigate the mortgage process with ease, ensuring that you find the right fit for your budget and lifestyle.
Unsecured Credit Cards
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with valuable rewards and benefits, making them an excellent choice for everyday purchases or unexpected expenses.
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