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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' in Greensboro, NC, where your financial well-being is our top priority! Located at 100 E Elmsley St, our branch has been serving the community since 1937 and has grown into a trusted financial partner for over 2.8 million members. With total assets of a remarkable $57,229,286,839 and total deposits reaching $7,866,265,767, we are committed to providing reliable and accessible banking services tailored to your needs. At State Employees', we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. Our dedicated team of 8,258 employees is here to guide you through every step of your financial journey. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO BOX 16616, GREENSBORO, NC 27416. Our CEO, Leigh Brady, and Board President, Mona Moon, lead our passionate team in ensuring you receive exceptional service. With a strong net worth of $5,446,832,560 and cash in hand amounting to $708,661,969, we pride ourselves on being a safe and secure choice for all your banking needs. We invite you to explore our wide range of services including online and mobile banking for your convenience. Ready to take control of your finances? Call us today at 336-378-2740 or visit our website at www.ncsecu.org to learn more about how we can help you achieve your financial goals!
Branch History & Mission
Community Engagement
Our growth has been fueled by a deep connection with the local community. From sponsoring local events to partnering with organizations for educational programs, we invest in initiatives that uplift those around us. We understand that a strong community leads to strong members, which is why we're proud to play an active role in Greensboro's development. We invite you to join us on this journey! Experience firsthand what it means to be part of a credit union that genuinely cares about its members and their financial futures. Visit us during our operating hours Monday through Friday from 8:30 AM to 5:30 PM or give us a call at 336-378-2740 for more information on how you can become part of our family at State Employees'. Together, let's build a brighter financial future!
Our Mission
At State Employees', our mission is simple yet powerful: we exist to enhance the financial well-being of our members and support the communities we serve. We believe in fostering relationships built on trust and transparency. Our range of services includes everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We aim not only to provide excellent banking options but also to contribute positively to the community through outreach initiatives and partnerships. As we continue to embrace digital advancements, we've ensured that our services are easily accessible online and via mobile platforms. Our commitment to ADA compliance guarantees that everyone can access our facilities and resources comfortably. Plus, with features like ATM availability and drive-thru banking services, we strive to make your banking experience as convenient as possible.
Branch Location & Accessibility
Branch Features and Accessibility
Parking is available right outside our branch, ensuring that you won't have to search far when you arrive. For those who need extra assistance, we are proud to be ADA compliant with features like ramps and accessible entrances, ensuring everyone can enjoy their experience at our location. Our operating hours are designed with your convenience in mind: we're open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're coming in for personal banking services or looking to discuss loan options, we're here to help.
Get in Touch!
If you have any questions or want more information about our services, feel free to give us a call at 336-378-2740. We invite you to stop by and discover how we can support your financial journey!
Services Offered
At State Employees', we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, our knowledgeable staff is ready to assist you. Plus, we have an ATM on-site for quick cash withdrawals and balance checks. If you're in a hurry, take advantage of our drive-thru service for deposits and simple transactions without leaving your vehicle. While members can visit us at 100 E Elmsley St for all their banking needs, official correspondence should be sent to PO BOX 16616, Greensboro, NC 27416 if needed.
Member Eligibility
Becoming a member of State Employees' feels like joining a family that genuinely cares about your financial well-being. If you're living, working, or attending school in North Carolina, you may already be eligible to join us! We welcome individuals from various backgrounds, making it easy for you to take advantage of our supportive community and the benefits that come with membership. At State Employees', you'll find a range of services tailored to help you achieve your financial goals whether that's saving for a home, securing an auto loan, or simply managing your day-to-day banking needs. To learn more about the specific eligibility criteria, feel free to check out our website at http://www.ncsecu.org/join#eligibility. Once you're ready to join, opening an account is a breeze! You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to reach out to us at (336) 378-2740. We look forward to welcoming you into our community at 100 E Elmsley St Greensboro Nc 27406!
Business Banking & Commercial Services
Business Loan Options
Imagine being able to seize new opportunities as they arise. With our commitment to supporting businesses, we offer tailored commercial loan options that cater to your specific needs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader community with $0 in non-member commercial loans, providing flexible financing solutions to keep your operations running smoothly.
Merchant Services
In today's fast-paced market, efficient payment solutions can set you apart from the competition. Our merchant services streamline transactions, making it easier for your customers to pay and for you to manage finances effectively. Picture this: a busy day at your shop where customers can easily pay through various methods whether it's a card swipe or a mobile payment ensuring you never miss a sale. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Greensboro, NC. Join us at State Employees', located at 100 E Elmsley St Greensboro Nc 27406, and let's work together to fuel your business success! If you have any questions or want to learn more about how we can assist you, feel free to call us at (336) 378-2740.
Comprehensive List Of Services
Accessibility and Convenience
At State Employees', we prioritize accessibility with features like ATM availability for easy cash withdrawals and basic drive-thru banking for quick transactions like deposits or balance checks. You can rest assured that whether you're at home or on the go, managing your finances is always within reach. We invite you to experience all that we have to offer at State Employees'. For more information about our services or if you have any questions, feel free to call us at 336-378-2740 or visit us online at ncsecu.org. Discover how we can support your financial journey today!
Business Banking Services
For entrepreneurs and small businesses, we offer tailored Business Banking solutions including merchant services and business loans. Running a business is no small feat; let us help simplify your banking needs so you can focus on growing your venture.
Home Financing
When it comes to buying a home, our Mortgage Loans & Refinancing services are designed with you in mind. Picture the comfort of owning your own home without the stress of complicated paperwork; our team will guide you every step of the way. From first-time homebuyers to those looking to refinance an existing mortgage, we aim to provide clear answers and support throughout your journey.
Personal Banking Solutions
For individuals seeking reliable banking options, our Personal Banking services include checking and savings accounts designed to help you manage your day-to-day finances efficiently. Imagine being able to easily access your funds through our user-friendly Online & Mobile Banking platforms. With features like mobile payments and e-statements, staying on top of your financial health is straightforward and convenient.
Personal Loans and Credit Options
If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can be a lifeline. We understand that life can throw curveballs, and having quick access to cash when needed can make all the difference. Plus, with our Credit Cards with Rewards, you can earn while you spend making everyday purchases work harder for you.
Vehicle Financing Options
Need a new car? Our Auto Loans & Vehicle Financing options make it simple to drive away in the vehicle you want. We offer competitive rates that can fit any budget. If you're considering refinancing your current auto loan to lower your monthly payments, we're here to assist you in navigating that process as well.
Digital & Online Banking
Convenient Features
We know that security is a top priority for our members. That's why we provide electronic signature authorization, allowing you to sign documents safely online without the need for paper. Plus, our e-statements are not only environmentally friendly but also help you keep track of your transactions effortlessly. For those who are always on the go, our mobile application makes banking even more accessible. You can use it to manage your accounts right from your smartphone, making payments and checking balances easier than ever. And if you're into making quick transactions, our mobile payments feature lets you send money with just a tap.
Online Banking Services
With our 24/7 online banking service, you can access your accounts around the clock. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can get started by visiting us at https://www.ncsecu.org/.
Real-Time Management
While we currently do not offer person-to-person transfers, you can still enjoy real-time account management through our robust online banking platform. This means you'll always know where your money is going and how much you have available. In summary, State Employees' is committed to providing an accessible and user-friendly banking experience. With our digital services tailored to meet your needs, managing your finances has never been simpler or more secure. Visit us today at https://www.ncsecu.org/ and take advantage of all we have to offer!
Financial Strength
Growing Member Base
Total Share Accounts: 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 100 E Elmsley St Greensboro Nc 27406 or call (336) 378-2740 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Solid Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find a loan that fits your budget.
Credit Lines
For those needing additional flexibility in their finances, our total credit lines amount to $18,909,000,000. This provides our members with the ability to access funds when they need them most without the hassle of traditional loan applications. At State Employees', we are committed to serving our community by providing accessible financing solutions tailored to your needs. For more information about eligibility for our loan products or to start your application process today, feel free to reach out at 336-378-2740 or visit us at 100 E Elmsley St Greensboro Nc 27406. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.
Loan Aggregator
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers every time they search for loans. By verifying the legitimacy of each lender, LendMesh builds a foundation of trust and reliability.
Key Benefits of Using LendMesh
- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency in the rates and terms presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see genuine loan options rather than those influenced by advertising dollars. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*