State Employees' Credit Union Greensboro NC: Quick Personal Loans & Business Banking

Introduction

Welcome to State Employees', your trusted financial partner located at 1030 W Market St, Greensboro, NC 27401. Since opening our doors in 1937, we have proudly served our community with dedication and a commitment to excellence. As a member-focused credit union, we have grown to support over 2.8 million members with a robust asset base of $57,229,286,839. At State Employees', we understand the importance of providing reliable financial services tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to help. With total deposits reaching $7,866,265,767 and an impressive net worth of $5,446,832,560, we are well-equipped to offer competitive rates and secure financial products. Our leadership team, led by CEO Leigh Brady and Board President Mona Moon, is passionate about fostering a welcoming environment where members feel valued. We believe in building lasting relationships within our community while ensuring that your financial journey is smooth and rewarding. While you can visit us directly at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1030 W MARKET ST, GREENSBORO, NC 27401. If you have any questions or need assistance, feel free to reach out to us at 336-379-8602. Join us today and discover how State Employees' can make a positive impact on your financial future! For more information about our services or to open an account online, visit us at www.ncsecu.org.

Branch History & Mission

Community Partnerships

Our commitment extends beyond traditional banking. We engage in various outreach initiatives designed to strengthen community ties. By partnering with local organizations and supporting educational programs, we strive to uplift those around us and create a brighter future together. Join us at State Employees' and discover how we can help you achieve your financial goals while making a difference in your community. Experience the benefits of being part of an organization that truly cares about its members and their aspirations. For more information or assistance, feel free to call us at 336-379-8602 during our operating hours from 8:30 AM to 5:30 PM on weekdays. Together, let's build a stronger tomorrow!

Our Evolution

Since opening our doors, we've consistently prioritized the needs of our members. With total assets exceeding $57 billion, we have built a solid foundation that allows us to provide a wide range of financial products and services. Our achievements are not just measured in numbers; they reflect our dedication to fostering financial well-being in the communities we serve. As technology advanced, so did we. Today, we offer online and mobile banking options, allowing our members to manage their finances with ease and convenience. We are committed to maintaining an inclusive environment for all individuals by ensuring ADA compliance across our facilities.

Our Mission

Our mission is simple yet profound: to empower our members through quality financial services while actively supporting community development. We understand that financial stability goes beyond just numbers; it's about creating opportunities for individuals and families to thrive. Whether it's through competitive loan rates or personalized customer service, we aim to make a positive impact in every interaction. While members can visit us at 1030 W Market St for all their banking needs, official correspondence should be directed to the same address for consistency. We also offer essential services like ATM access and drive-thru banking for added convenience.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 336-379-8602. Our friendly team is ready to assist you! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address as well. We look forward to welcoming you soon at the State Employees' branch in Greensboro!

Convenient Access and Nearby Landmarks

Whether you're coming from downtown or nearby neighborhoods, finding us is a breeze. We are close to several well-known landmarks, making it easy for you to stop by while running errands or after visiting the local parks. Our location offers ample parking, so you won't have to worry about finding a spot when you visit.

Operating Hours & Services Offered

We're here for you during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. At State Employees', we offer a range of services tailored to meet your financial needs whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions. Plus, with our drive-thru service available for quick transactions, we make it easier than ever to bank on your schedule.

Welcoming Environment

Inside our branch, you'll find an inviting atmosphere designed to make your banking experience enjoyable. We take pride in being fully accessible, with features like ramps and ADA-compliant facilities that ensure everyone can comfortably use our services.

Member Eligibility

At State Employees', we're excited to welcome new members into our community, where everyone is valued and supported. Becoming a member is straightforward and open to those who meet our friendly eligibility criteria. If you live, work, or worship in the area, or are affiliated with certain organizations, you might qualify! This means that whether you're a local resident or part of the vibrant community around us, there's a good chance you can join. To learn more about the specific requirements for membership, feel free to check out our detailed eligibility information at http://www.ncsecu.org/join#eligibility. Once you've determined your eligibility, opening an account is a breeze! You can start your journey toward financial empowerment by visiting us in person or checking out our online account opening process at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (336) 379-8602. We can't wait for you to become part of the State Employees' family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services designed to simplify daily operations for business owners. Imagine processing payments effortlessly at your retail location or online store. Our merchant services can help you accept various payment methods securely and efficiently, allowing you to focus more on what matters most growing your business. Located at 1030 W Market St Greensboro Nc 27401, Greensboro, NC, our team is here to provide personalized support and guidance. Reach out today at (336) 379-8602 and discover how we can partner together for your success!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services include merchant services and business loans tailored specifically for your needs. We want to help you grow your business by offering the financial tools necessary for success.

Credit Options

Managing expenses can be challenging, which is why we provide credit cards with rewards that allow you to earn while you spend. Whether it's for everyday purchases or special occasions, having the right credit card can make all the difference.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. At State Employees', we offer robust online and mobile banking features that let you manage your finances on the go. With options like ATM access for withdrawals and balance checks, as well as cash withdrawal services through our drive-thru banking, convenience is just a few clicks away.

Member-Centric Approach

Our commitment extends beyond mere transactions; we aim to build lasting relationships with our members. Whether you're conducting basic transactions at our drive-thru or utilizing more complex services online, we prioritize making banking as effortless as possible. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Give us a call at (336) 379-8602, visit us at Greensboro - West Market Street, or check out our website for more information: https://www.ncsecu.org/. We look forward to serving you!

Mortgage Solutions

For those dreaming of homeownership or seeking better rates on their existing mortgage, we offer tailored mortgage loans and refinancing solutions. Our mortgage specialists are ready to guide you through the process, ensuring that you find a plan that fits your budget and lifestyle.

Personal Banking Services

Whether you're looking to open a new checking or savings account, or if you're considering options for personal loans and debt consolidation, we've got you covered. Our personal banking services include checking and savings accounts that make managing your money straightforward. If you're thinking about buying a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform is not just user-friendly; it's also packed with features that prioritize your security. You can enjoy the peace of mind that comes with electronic signature authorization for important documents, allowing you to complete transactions without stepping foot in a branch. Plus, e-statements are available for those who prefer going paperless keeping your financial information organized and easily accessible. If you're always on the move, our mobile application is here to help. It offers all the functionality of our online banking site right at your fingertips. Make mobile payments effortlessly or manage your account while you're out and about. Staying connected to your finances has never been easier!

Real-Time Management

For members who need to send money quickly, we provide person-to-person transfers perfect for splitting bills or sending gifts directly from your account. This feature allows you to handle transactions instantly, making it simpler than ever to stay in touch with family and friends financially. With everything available at your convenience through State Employees', managing your money is straightforward and secure. Embrace the ease of digital banking today!

Financial Strength

Commitment to Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinventing Member Services

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1030 W Market St Greensboro Nc 27401 or call (336) 379-8602 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have options that fit your budget and lifestyle.

Credit Lines

Additionally, our total credit lines amounting to $18,909,000,000 allow you to access funds when you need them most, providing peace of mind for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or checking your eligibility for any of our products, feel free to reach out. Our team is here to assist you every step of the way. You can contact us at (336) 379-8602 or visit us at our branch located at 1030 W Market St Greensboro Nc 27401, Greensboro, NC. For more information about our loan offerings and services, please visit our website at https://www.ncsecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We strive to provide competitive rates and flexible terms, making it easier for you to invest in your future.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but with our flexible unsecured credit card loans totaling $1,177,171,541, you can gain better control over your finances. We offer competitive interest rates and user-friendly features designed to meet your spending needs without the stress.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Greensboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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