Nc State Employee Credit Union

Located in the heart of Greensboro, the State Employees' Credit Union branch at 405 N Murrow Blvd is your trusted community partner for smart financial solutions. Whether you're ready to take advantage of some of the best auto loans with flexible vehicle financing or simplify your personal banking through convenient checking and savings accounts, this friendly branch offers expert guidance tailored to your unique goals. Open Monday through Friday from 8:30 AM to 5:30 PM, you’ll find easy access to drive-thru banking and an onsite ATM for quick deposits, withdrawals, and balance checks.
Serving nearly 2.85 million members statewide with assets exceeding $57 billion, this Greensboro location also excels in competitive mortgage loans and refinancing options designed to make homeownership more attainable. Local businesses can benefit from merchant services and business loans crafted to help their ventures thrive. With secure online and mobile banking platforms available, managing your finances has never been easier or more convenient.
Visit the State Employees’ Credit Union branch at 405 N Murrow Blvd or call 336-273-7400 today to experience welcoming service rooted in community care. Discover how our signature auto loans and personal banking solutions can help you confidently accelerate toward your financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees' at 405 N Murrow Blvd, Greensboro, NC 27401! Since our establishment in 1937, we have been dedicated to serving our community with a focus on trust, reliability, and member satisfaction. With nearly 2.85 million members, we understand the importance of fostering strong relationships and providing financial solutions that meet your needs. As part of our commitment to you, we proudly manage total assets of $57,229,286,839 and maintain a robust net worth of $5,446,832,560. This financial strength allows us to offer competitive products and services such as auto loans, personal banking options, and business financing. Currently, our loan portfolio stands at 1,194,630, showcasing our support for individuals and families in Greensboro and beyond. While you can visit us at our branch location for all your banking needs from checking accounts to mortgage loans please note that official correspondence should be sent to 405 N MURROW BLVD, GREENSBORO, NC 27401 if different from our branch address. Led by CEO Leigh Brady and Board President Mona Moon, our team of 8,258 employees is here to ensure that your experience with us is exceptional. Whether you need assistance during regular hours from 8:30 AM to 5:30 PM, Monday through Friday, or want to learn more about our services online at ncsecu.org, we're just a call away at 336-273-7400. At State Employees', we are more than just a credit union; we are your partners in achieving financial well-being. Join us today and discover how we can help you reach your financial goals!

Branch History & Mission

Join Us

With operating hours from Monday to Friday between 8:30 AM and 5:30 PM, we invite you to experience everything State Employees' has to offer. Whether you prefer using our drive-thru service or accessing an ATM conveniently located nearby, we're here for you. If you're looking for a credit union that prioritizes your needs and invests in your community's future, consider joining State Employees'. Together, we can achieve great things! For more information or to become a member today, visit us online at ncsecu.org.

Our Evolution

Since our inception, State Employees' has focused on providing accessible financial services tailored to meet the needs of our members. We started with a small group of dedicated individuals who believed in the power of community banking. As we expanded, we embraced innovation while keeping our core values intact. In Greensboro, our branch is more than just a place to conduct transactions; it's a hub for financial education and support. We have adapted to changing times by introducing digital banking options and ensuring that our services remain compliant with ADA standards. Our commitment to making banking easier and more inclusive for everyone is at the heart of what we do.

Our Mission

At State Employees', our mission is clear: to provide reliable financial services that empower individuals and strengthen communities. We believe that everyone deserves access to quality banking services, whether it's opening a checking account, applying for an auto loan, or seeking advice on mortgages and debt consolidation. We are not just about numbers; we strive to make a real difference in the lives of our members. Through partnerships with local organizations and community outreach programs, we aim to uplift those around us. Our focus is on supporting not only your financial well-being but also contributing positively to the greater Greensboro area. While members can visit us at 405 N Murrow Blvd, official correspondence should be sent to our mailing address: 405 N MURROW BLVD, GREENSBORO, NC 27401.

Branch Location & Accessibility

A Range of Services Just for You

Our branch offers a variety of personal banking services, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more! We're here to help with all your financial needs in a friendly and welcoming environment. Whether you're already a member or thinking about joining us, we invite you to stop by and experience the exceptional service at State Employees'. Visit us today at 405 N Murrow Blvd in Greensboro or check out our website for more information. We look forward to seeing you soon!

Convenient Access and Amenities

At our Greensboro branch, you'll find ample parking and accessible entrances designed to ensure everyone can easily reach us. Whether you prefer coming inside or using our drive-thru service for quick transactions like deposits and withdrawals, we've got you covered. Plus, with an ATM available on-site, you can manage your finances anytime that suits you.

Operating Hours to Fit Your Schedule

We understand that life gets busy! That's why our lobby is open Monday through Friday from 8:30 AM to 5:30 PM. This schedule allows you to visit us after work or during lunch breaks without any hassle. If you need assistance outside of these hours, feel free to give us a call at 336-273-7400.

Member Eligibility

Welcome to the community at State Employees'! Becoming a member is a simple and rewarding process that opens the door to a range of financial services designed with your needs in mind. To join us, you'll need to meet a few friendly eligibility criteria, which generally include being an employee or retiree of specific state agencies, or a family member of someone who is. This means that if you work for the state or have loved ones who do, you're likely already on your way to enjoying the benefits of membership! At State Employees', located at 405 N Murrow Blvd Greensboro Nc 27401, we pride ourselves on offering personalized services that truly support our members' financial journeys. From competitive loan rates to convenient online banking options, there's something here for everyone. If you're ready to take the next step towards becoming a member, you can find more detailed eligibility information by visiting http://www.ncsecu.org/join#eligibility. When you're all set, head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (336) 273-7400. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no outstanding commercial loans, we are eager to assist you in navigating your financing options when the time comes. Imagine launching a new product line or expanding your storefront. With the right financing, these dreams can be within reach. We offer member commercial loans designed specifically for our members, empowering them to invest in their businesses without the stress of hefty repayments.

Merchant Services That Simplify Transactions

In addition to lending, we provide comprehensive merchant services that make transactions easy for you and your customers. Picture this: a customer walks into your store, makes a purchase, and pays seamlessly through various methods credit card, mobile payments, or contactless options all thanks to our reliable merchant services. These tools not only enhance customer satisfaction but also streamline your daily operations. Whether you're just starting out or looking to grow further, State Employees' is here as your trusted partner in business banking. Visit us at 405 N Murrow Blvd Greensboro Nc 27401, Greensboro, NC, or give us a call at (336) 273-7400 to learn how we can help elevate your business today!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or business owner, we also cater to your needs with our Business Banking services. From Merchant Services that simplify transactions to tailored Business Loans designed to help your business grow, we've got you covered.

Community Focused Service

We pride ourselves on being more than just a bank; we're part of the community. Our friendly staff is always ready to assist with any questions or concerns you may have about your financial choices. Whether you're visiting us in person or using our digital tools, we strive to make your experience as smooth and straightforward as possible. If you're ready to take control of your financial future or just want more information about our services, don't hesitate to reach out! For further assistance, feel free to call us at (336) 273-7400, visit us online at https://www.ncsecu.org/, or come by our branch at 405 N Murrow Blvd Greensboro Nc 27401. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why State Employees' offers robust Online & Mobile Banking solutions. You can manage your accounts from anywhere whether it's checking your balance while waiting in line or transferring funds on-the-go. Our ATM services allow quick access to your cash whenever you need it, while basic Drive-Thru Banking provides easy options for deposits and withdrawals without leaving your vehicle.

Loans and Financing

Need a new car? Our Auto Loans & Vehicle Financing options ensure you drive off with the best rates available. If you're looking to buy a home, our Mortgage Loans & Refinancing services can guide you through the process, helping you find the right fit for your budget. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options are here to provide relief.

Personal Banking

We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking services like Checking and Savings Accounts, making it easier for you to save for that dream vacation or simply manage daily expenses. With our Credit Cards with Rewards, you can earn points on every purchase, turning everyday spending into opportunities for travel or cash back.

Digital & Online Banking

Key Features for You

With our electronic signature authorization feature, signing documents has never been easier or more secure. You can complete transactions without needing to visit a branch, saving you time and hassle. For those who prefer going paperless, we offer e-statements. Enjoy the ease of accessing your statements online while also contributing to a greener environment. Want to make payments quickly? Our mobile payments feature allows you to make purchases directly from your smartphone. Plus, with our user-friendly mobile application, managing your accounts on the go is simple and effective. While person-to-person transfers aren't available at this time, we do prioritize keeping your transactions safe and straightforward. Each service is designed with security in mind so you can bank confidently. At State Employees', we believe that banking should be accessible and user-friendly. Our commitment to providing modern solutions ensures that you have real-time account management right at your fingertips. Whether you're checking balances or paying bills, we've got you covered!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a reliable banking experience that you can trust, backed by solid financial health. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 405 N Murrow Blvd Greensboro Nc 27401 or call (336) 273-7400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

If you need additional funding options, our total credit lines amount to $18,909,000,000, giving you access to funds when you need them most. This can be particularly helpful for unexpected expenses or larger purchases. For those considering business opportunities, while we currently do not have outstanding commercial loans available, our focus remains on providing personal financing solutions that empower individual members. At State Employees', we're committed to supporting your financial journey. If you're interested in exploring refinancing options or want to find out more about eligibility requirements, please don't hesitate to reach out. You can contact us at (336) 273-7400 or visit us at our branch located at 405 N Murrow Blvd Greensboro Nc 27401, Greensboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make it easy to drive away in your dream vehicle with competitive rates and flexible terms tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer various programs designed to meet different needs, whether you're a first-time homebuyer or looking to refinance an existing loan.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, allowing you to enjoy benefits while building your credit.

Loan Aggregator

Disclaimer

Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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