STATE EMPLOYEES' CREDIT UNION

Welcome to State Employees', your trusted credit union in the heart of Granite Falls, NC! Located at 145 N Highland Ave, we pride ourselves on being a cornerstone of financial support for our community since our establishment in 1937. With over 2.8 million members and assets totaling an impressive $57.2 billion, we are committed to providing exceptional service that meets the unique needs of each individual. At State Employees', we understand that managing finances can be daunting. That's why our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. Our branch has grown significantly over the years, now boasting a total loan portfolio of 1,194,630 loans and deposits amounting to $7.9 billion. With a robust net worth of $5.4 billion and cash on hand exceeding $708 million, we ensure that your money is safe and accessible when you need it most. While members can visit us at our Granite Falls location, official correspondence should be sent to the same address: 145 N HIGHLAND AVE, GRANITE FALLS, NC 28630. Our friendly staff is available from 8:30 AM to 5:30 PM, ready to assist you with any inquiries or services you may need. Explore more about our offerings by visiting our website at ncsecu.org or give us a call at 828-396-3939. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Welcome to the State Employees' branch located at 145 N Highland Ave in beautiful Granite Falls, NC! Our branch is nestled in a vibrant community, easily accessible for all your banking needs. Just a short drive from popular local spots, including the scenic Granite Falls Park, our location offers both convenience and comfort for our members. At State Employees', we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring everyone can easily navigate their way in and out. Plus, ample parking is available right outside our doors, making it easy for you to stop by anytime. Whether you prefer visiting during our convenient lobby hours from 8:30 AM to 5:30 PM on weekdays or utilizing our drive-thru service for quick transactions like deposits and withdrawals, we've got you covered. We also offer ATM access for those who need cash on the go because we know life can be busy! While members can visit us at 145 N Highland Ave, official correspondence should be sent to the same address. If you're ever unsure about anything or need assistance, feel free to reach out to us at 828-396-3939. Our friendly team is here to help! We invite you to come explore all that State Employees' has to offer whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages. Stop by today and see how we can assist you on your financial journey!

At State Employees', we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easier than you might think! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We also welcome family members of existing members, making it even easier for loved ones to benefit from our services. For more detailed information about eligibility criteria, feel free to visit our website at http://www.ncsecu.org/join#eligibility . Joining State Employees' opens up a world of financial opportunities tailored just for you. Our members enjoy competitive rates on loans and savings, along with personalized service from friendly staff who truly care about your financial well-being. Ready to take the first step? Opening an account is simple just visit us at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx ?role=secu or give us a call at (828) 396-3939. We can't wait to have you as part of our family at State Employees', located at 145 N Highland Ave Granite Falls Nc 28630!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is crucial for peace of mind. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $971, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares (funds available for lending and investments) stand at $574,556,810, demonstrating our readiness to assist you. With a total of 5,850,875 share accounts, our growing member base shows the trust placed in us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 145 N Highland Ave Granite Falls Nc 28630 or call (828) 396-3939 to learn more about how we can help you achieve your financial goals.