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Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' at our convenient location on 1000 Vandora Springs Rd, Garner, NC 27529! Since our establishment in 1937, we have proudly served our community and built a strong foundation of trust and support for over 2.8 million members. With total assets amounting to an impressive $57,229,286,839, we are committed to providing exceptional financial services that empower our members to achieve their goals. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to ensure that you receive the best banking experience possible. Whether you need personal banking solutions like checking and savings accounts or more specialized services such as auto loans and business financing, we are here for you. In addition to our extensive range of products, we boast a robust total deposit figure of $7,866,265,767 and a net worth of $5,446,832,560, reflecting our stability and reliability. With 1,194,630 loans and leases granted to members just like you, it's clear that we're not just about numbers; we're about relationships. While you can visit us at our branch address for all your financial needs, if you need to send any official correspondence, please direct it to the same location: 1000 VANDORA SPRINGS RD, GARNER, NC 27529. At State Employees', we are more than just a credit union; we are a community partner dedicated to enhancing your financial well-being. If you're looking for a trusted ally in your financial journey or have any questions about our services, don't hesitate to reach out! Call us today at 919-779-6712, or explore more about what we offer on our website here. We look forward to serving you!
Branch History & Mission
A Legacy of Trust and Community Focus
Since our inception, State Employees' has been dedicated to providing reliable financial services tailored to the needs of our members. The journey began with a small group of state employees who sought a better way to manage their finances. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. We continuously strive to meet the evolving needs of our members while maintaining a strong focus on community support. Our mission is clear: we aim to empower our members by providing accessible financial services that promote stability and growth. We believe that when our members thrive, so does our entire community. That's why we actively engage in outreach programs, partnerships with local organizations, and initiatives that strengthen the communities we serve.
Join Us Today
The legacy of State Employees' is built on trust and community engagement. We invite you to become a part of this journey. Experience firsthand how our member-focused approach makes a difference in everyday lives. Whether you're looking for financial advice or need help with your next loan application, our dedicated team is here for you. Contact us at 919-779-6712 or visit us online at ncsecu.org to learn more about how we can assist you in achieving your financial goals. Together, let's build a brighter future!
Modern Banking Meets Community Values
As times change, so do we. State Employees' embraces technology to enhance the banking experience for our members. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Moreover, we ensure that all our services are ADA compliant so that everyone can access them without barriers. For those who prefer traditional methods, we offer drive-thru banking and ATM services at our branch. Our operating hours from 8:30 AM to 5:30 PM on weekdays cater to busy schedules while ensuring personal service remains at the heart of what we do. While members can visit us at 1000 Vandora Springs Rd, official correspondence should be sent to 1000 VANDORA SPRINGS RD, GARNER, NC 27529.
Branch Location & Accessibility
Accessibility and Convenience
At State Employees', we prioritize making your banking experience as smooth as possible. Our branch features ample parking spaces and is designed with accessibility in mind, including ADA-compliant ramps and entrances. If you're in a hurry, take advantage of our drive-thru service, where you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle.
Get in Touch
We're excited to welcome you to State Employees'! If you have any questions or need assistance before visiting, feel free to give us a call at (919) 779-6712. Come see how we can help make your banking experience better!
Operating Hours
We understand that life can be busy! That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Our extended hours allow you to visit us at a time that works best for you, whether you're dropping by during lunch or after work.
Services Offered
While visiting our branch, you'll find a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash on the go? Our ATM is available for quick withdrawals and balance checks whenever you need it.
Member Eligibility
Joining the State Employees' is like becoming part of a caring family that supports your financial journey. If you're looking to become a member, you'll be pleased to know that eligibility is open to a wide range of individuals. Typically, anyone who works for or is retired from certain state agencies, as well as their family members, can join. This means you have the opportunity to access personalized banking services designed to meet your needs and goals. To learn more about specific eligibility requirements and see if you qualify, check out our detailed guidelines at http://www.ncsecu.org/join#eligibility. Opening an account with us is simple and straightforward! You can start your membership journey by visiting us at our branch located at 1000 Vandora Springs Rd Garner Nc 27529, or for added convenience, you can begin the process online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions, feel free to give us a call at (919) 779-6712. We're here to help you every step of the way!
Business Banking & Commercial Services
Merchant Services That Make Sense
In addition to loans, we offer merchant services designed for everyday transactions. Picture this: a busy Saturday morning at your store when customers are lined up and ready to buy. With our streamlined payment processing solutions, you can accept payments quickly and efficiently, allowing you to focus on what matters most serving your customers. Whether you're looking for business loans or reliable merchant services, we're here for you at State Employees'. Connect with us today at (919) 779-6712 and discover how we can support your journey!
Supporting Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, our goal remains to provide flexible financing solutions tailored to your needs. Imagine wanting to expand your operations or invest in new technology but feeling held back by financial constraints. With the right support, those dreams can become achievable goals. Our team is here to guide you through various loan options, ensuring that your business can take the next step towards success.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need cash? Our branch provides convenient access through ATM services, where you can make withdrawals or check your balance without any hassle. Additionally, our basic drive-thru banking ensures quick service for deposits, withdrawals, and simple transactions perfect for when you're on the go! At State Employees', we're here to support your financial journey with services that cater to both individuals and businesses alike. Whether you're looking for a new account or need assistance with loan applications, don't hesitate to reach out! For more information about how we can assist you or to explore our full range of services in detail, give us a call at (919) 779-6712 or visit us online at Garner - Vandora Springs Rd. Your financial well-being is our priority!
Business Banking Solutions
If you're a business owner, we have tailored solutions just for you. Our business banking services include essential tools like merchant services for easy payment processing and various options for business loans to help your enterprise thrive.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts from anywhere at any time. With features like mobile payments and e-statements, keeping track of your finances has never been simpler.
Personal Banking Services
Navigating personal finances can be challenging, but with our personal banking services, you're never alone. We offer checking and savings accounts that fit your lifestyle and help you manage your money effectively. Need a car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle you want. If homeownership is on your mind, check out our mortgage loans and refinancing opportunities that could save you money and stress. For those unexpected expenses or projects, our personal loans and debt consolidation services can provide you with the flexibility you need. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn points on your everyday purchases.
Digital & Online Banking
E-Statements and Security
Worried about paper clutter? Our E-Statements Availability means you can receive all your statements electronically, helping you stay organized while being environmentally friendly. Plus, with Electronic Signature Authorization, signing documents online has never been easier or more secure.
Easy Transfers
Need to send money to a friend? While we currently don't offer Person-to-Person Transfers, our other services still provide plenty of ways to manage your money easily. You can transfer funds between your accounts or pay bills with just a few taps. In summary, State Employees' is committed to making banking convenient and secure for you. Explore all our digital banking options today by visiting https://www.ncsecu.org/ and take control of your finances from the comfort of your home or on the go!
Mobile Banking at Your Fingertips
For those who are always on the go, our Mobile Application ensures that your bank is always in your pocket. You can manage your accounts, deposit checks, and even use our convenient Mobile Payments Feature for quick transactions without fumbling for cash or cards.
Financial Strength
Commitment to Growth
We have $133,577,509 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Member Savings and Investments
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to assist you with knowledgeable service.
Our Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial foundation is further demonstrated by our net worth ratio of $971, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Strong Member Base
With a total of 5,850,875 share accounts, it's clear that our growing member base trusts us with their finances. Our net shares available for lending and investments stand at $574,556,810, further showcasing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1000 Vandora Springs Rd Garner Nc 27529 or call (919) 779-6712 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget and lifestyle.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you've always wanted.
Other Loan Options
In addition to our auto and mortgage loans, we provide credit lines totaling $18,909,000,000, ensuring you have access to funds when you need them most. Our diverse range of financial products is aimed at meeting the various needs of our members. If you're considering refinancing any existing loans or would like to learn more about eligibility options for our loan products, please reach out to us directly at 919-779-6712. Our team is here to assist you with any questions and guide you through the application process. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take charge of your financial future today with State Employees'. We look forward to serving you!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and come with various rewards to suit your spending habits.
Loan Aggregator
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