State Employees' Credit Union Fuquay Varina NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees' at Fuquay-varina Fayetteville Rd, your trusted partner in financial wellness since 1937. Located at 9900 Fayetteville Rd, Fuquay Varina, NC 27526, we are dedicated to serving our members with a strong commitment to community and personalized service. With a total membership of over 2.8 million, we take pride in being one of the largest credit unions in the region, offering a wide range of financial products tailored to meet your needs. At State Employees', we manage assets totaling an impressive $57.2 billion, ensuring that your deposits, currently amounting to $7.9 billion, are secure and working for you. Our net worth stands strong at $5.4 billion, reflecting our stability and reliability as your financial institution. We have also granted more than 1,194,630 loans and leases to help our members achieve their dreams from buying a new car to financing a home. While members can visit us at our branch location, official correspondence should be sent to the same address: 9900 Fayetteville Rd, Fuquay Varina, NC 27526. If you have questions or need assistance, feel free to reach out at (919) 762-3773 or explore our website at ncsecu.org for more information about our services. Under the leadership of CEO Leigh Brady and Board President Mona Moon, we strive to create a welcoming environment where every member feels valued and understood. Whether you're looking for personal banking options like checking and savings accounts or business services such as merchant accounts and loans, we're here for you. Join us today and discover how State Employees' can support your financial journey!

Branch History & Mission

Join Us

If you're looking for a credit union that truly cares about its members, look no further than State Employees'. We invite you to join us on this journey toward financial success and community betterment. Whether you're opening your first account or seeking guidance on loans, our friendly team is here for you every step of the way. Explore more about what we offer and see how we can help you achieve your financial goals today! Reach out at (919) 762-3773 or visit us online at https://www.ncsecu.org/. Your future starts here with State Employees'!

Our Mission

At State Employees', our mission goes beyond just providing financial products. We aim to empower our members by offering personalized support and resources that promote financial well-being. We believe that when our members thrive, so does our community. That's why we actively engage in outreach efforts, partnering with local organizations to support education, health initiatives, and economic development. While you can visit us at 9900 Fayetteville Rd Fuquay Varina Nc 27526, official correspondence should be sent to 9900 Fayetteville Rd, FUQUAY VARINA, NC 27526 if it differs from our physical location. We invite you to experience our welcoming environment during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM.

Our Story

Founded with a mission to serve the needs of state employees and their families, State Employees' has evolved significantly over the decades. From humble beginnings, we have consistently adapted to meet the changing needs of our members. Our journey is marked by key milestones, including the expansion of services that now encompass everything from personal banking and auto loans to business banking and online services. As we grew, so did our dedication to enhancing your banking experience. We are proud to offer features such as drive-thru banking for your convenience and ATMs available at our branch, ensuring that you can access your finances with ease.

Branch Location & Accessibility

Getting in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 919-762-3773. While members can visit us at 9900 Fayetteville Rd, official correspondence should be sent to the same address for consistency. We invite you to come by and discover how we can help meet your financial needs. The team at State Employees' looks forward to welcoming you!

Nearby Landmarks and Accessibility

Our branch is situated near well-known landmarks, making it easy to find. Just a short drive from downtown Fuquay Varina, we are accessible for both local residents and those commuting through the area. If you're driving, rest assured that we have ample parking available to make your visit hassle-free. We are also committed to accessibility, featuring ADA-compliant ramps and facilities so everyone can comfortably access our services.

Operating Hours and Services

You can visit us Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is always ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and more. Plus, we offer a drive-thru service for quick transactions like deposits and withdrawals without leaving your car. For those who prefer self-service options, our ATM is available on-site for your convenience. You can easily check balances or withdraw cash anytime during operating hours.

Member Eligibility

At State Employees', we believe in creating a community where everyone feels welcome and valued. Becoming a member is an easy and inclusive process! If you live, work, or worship in our local area, or if you are an immediate family member of someone who does, you can join us. We're dedicated to supporting our members with personalized financial services that cater to your needs. Plus, as a member of State Employees', you'll enjoy various benefits like competitive loan rates and exceptional customer service. Ready to take the next step? Opening an account is simple! You can start by visiting our eligibility page at http://www.ncsecu.org/join#eligibility for detailed information about becoming a member. If you have any questions or need assistance, feel free to call us at (919) 762-3773. We're here to help you every step of the way! For more on how to open an account, check out this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. Join us today at 9900 Fayetteville Rd Fuquay Varina Nc 27526 and experience the difference of being part of our supportive community!

Business Banking & Commercial Services

At State Employees', we understand that every business has its unique journey, filled with dreams, challenges, and opportunities. Our goal is to support you every step of the way. Imagine having the financial backing to expand your operations, purchase new equipment, or even hire additional staff. That's where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that can simplify your payment processing. Whether you're a small shop on Main Street or a larger enterprise in Fuquay Varina, our solutions ensure you can accept payments easily and efficiently. This means more time focusing on what you do best growing your business. If you're located in Fuquay Varina, NC, visit us at 9900 Fayetteville Rd Fuquay Varina Nc 27526 or give us a call at (919) 762-3773 to learn how we can help fuel your business ambitions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services ensure that you have access to your funds whenever needed. You can easily withdraw cash or check balances at any time with our reliable ATM network. We also offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. At State Employees', we're committed to making your financial journey as smooth as possible. If you're ready to explore our full range of services or have questions about how we can assist you further, please don't hesitate to reach out! Give us a call at (919) 762-3773, visit us at our branch in Fuquay Varina, or check out our website at Fuquay-varina Fayetteville Rd. We look forward to serving you!

Business Banking Services

If you own a business, you'll appreciate our comprehensive business banking services. We offer tailored solutions including merchant services to help you manage transactions efficiently and business loans to support your growth ambitions. At State Employees', we understand that every business is unique, so we're here to provide personalized service that meets your specific needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances on the go. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, pay bills, and more all from the comfort of your home or while out and about.

Personal Banking Solutions

Our personal banking offerings include various checking and savings accounts that cater to different lifestyles and financial goals. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Additionally, we provide mortgage loans and refinancing services, ensuring you find the right home loan that fits your budget. For those looking to consolidate debt or make a big purchase, our personal loans offer flexibility and competitive rates. Plus, enjoy the benefits of our credit cards with rewards, which can help you earn points for everyday spending.

Digital & Online Banking

Key Features

Our online banking system allows you to view e-statements whenever you need them, making it simple to keep track of your transactions without the hassle of paper clutter. Plus, with electronic signature authorization available, signing documents online is quick and secure no need for in-person visits. If you're always on the move, our mobile application offers all these features right at your fingertips. You can even make mobile payments directly from your phone! This means you can pay bills or make purchases without reaching for your wallet. Need to send money to a friend? While person-to-person transfers aren't currently offered, our other features ensure that managing your finances is still easy and efficient. With real-time account management and user-friendly tools, you'll always stay on top of your financial game. In summary, State Employees' makes digital banking not just convenient but secure as well. Join us today and experience the ease of online banking like never before!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, having a trustworthy financial partner is essential. That's why we are proud to share the strength of our financial position with you. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is also evident in our $133,577,509 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We take pride in our operational efficiency reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 7,729 full-time employees and 529 part-time employees who are always ready to assist you with expert advice and personalized service. As a testament to our growing member base, we proudly serve 5,850,875 total share accounts. This shows the trust our community places in us as their preferred financial institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 9900 Fayetteville Rd Fuquay Varina Nc 27526 or call (919) 762-3773 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to auto and mortgage loans, we offer personal loans for debt consolidation and other needs. If you're interested in refinancing options or eligibility requirements for any of our products, don't hesitate to reach out. You can contact us at (919) 762-3773 for more information or visit us at 9900 Fayetteville Rd Fuquay Varina Nc 27526 in Fuquay Varina, NC. Our team is dedicated to providing transparent and reliable services tailored to meet your financial goals. Explore how our loan offerings can work for you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have options that make financing simple and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing straightforward. We provide personalized service to guide you through the process, ensuring you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help enhance your purchasing power.

Loan Aggregator

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State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans