State Employees' Credit Union Fuquay Varina NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees', your trusted financial partner located at 404 Old Honeycutt Rd, Fuquay Varina, NC 27526. Since our establishment in 1937, we have been dedicated to serving our community and enhancing the financial well-being of our members. With a proud membership base of over 2.8 million, we understand the unique needs of individuals and families in our area. At State Employees', we believe in providing more than just banking services; we strive to build lasting relationships with our members. Our total assets stand at an impressive $57,229,286,839, showcasing our stability and commitment to safeguarding your finances. With $7,866,265,767 in total deposits, you can trust that your savings are secure with us. Our leadership team is here to support you every step of the way. Under the guidance of CEO Leigh Brady and Board President Mona Moon, we have cultivated a culture of excellence and member-first service. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we are committed to helping you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 404 OLD HONEYCUTT RD, FUQUAY VARINA, NC 27526. With a total cash reserve of $708,661,969 and a net worth of $5,446,832,560, we are financially equipped to provide robust services tailored just for you. We invite you to explore what makes us different our dedication to community impact and personalized service truly sets us apart. Don't hesitate to reach out! For inquiries or assistance, give us a call at 919-552-1776 or visit our website at www.ncsecu.org. We look forward to welcoming you into the State Employees' family!

Branch History & Mission

Community Commitment

At State Employees' Credit Union, we believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we actively participate in initiatives that uplift and support residents in Fuquay Varina and beyond. We embrace digital advancements to enhance your experience while ensuring ADA compliance for all our facilities. Our focus remains on customer-centric initiatives that make banking easier and more inclusive for everyone. If you're looking for a credit union that prioritizes its members and community, consider joining us today! Experience firsthand how being part of State Employees' Credit Union can benefit you financially while contributing positively to your community. Visit our website here or call us at 919-552-1776 to learn more about membership opportunities. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: to empower our members through exceptional financial services while fostering a sense of community. We strive to create lasting relationships by offering tailored solutions that help individuals achieve their financial goals. Whether it's through our convenient online banking services or face-to-face interactions at the branch, we aim to make every member feel valued and supported. We understand that accessibility is crucial, which is why we offer an array of services including ATM availability and drive-thru banking for those on the go. Our operating hours from 8:30 AM to 5:30 PM Monday through Friday ensure that you can find time to visit us without disrupting your busy schedule. While you can reach us at 404 Old Honeycutt Rd, please note that official correspondence should be directed to our mailing address at 404 OLD HONEYCUTT RD, FUQUAY VARINA, NC 27526 if it differs from your visit.

Branch Location & Accessibility

Operating Hours

We are open Monday through Friday from 8:30 AM to 5:30 PM. These hours provide plenty of time for you to drop by after work or during your lunch break. If you're in need of quick transactions outside of regular hours, we also have a drive-thru service available for deposits and withdrawals.

Services Offered

At the State Employees' branch, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, we provide online and mobile banking services so you can manage your finances from anywhere. For those who prefer cash transactions, our ATM is conveniently located on-site for quick withdrawals and balance checks. If you have any questions or would like more information about what we offer, feel free to give us a call at 919-552-1776. We're excited to help you achieve your financial goals! So why wait? Visit us today at 404 Old Honeycutt Rd in Fuquay Varina, NC! We look forward to welcoming you into our credit union family.

Member Eligibility

At State Employees', we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely already eligible to join us. We also welcome family members of existing members, making it simple for your loved ones to benefit from our services too. By joining State Employees', you'll gain access to a variety of financial products and services designed to help you achieve your goals while enjoying competitive rates and personalized service. To get started on your membership journey, visit us at 404 Old Honeycutt Rd Fuquay Varina Nc 27526 or give us a call at (919) 552-1776. For more detailed information about eligibility criteria, feel free to check out our resource at http://www.ncsecu.org/join#eligibility . When you're ready to open an account, just follow the steps outlined at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . We can't wait for you to join our family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine launching your dream project or expanding your storefront. Our commercial loan options can make that a reality. We offer flexible financing to help you invest in new equipment, hire additional staff, or even purchase property. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

To complement our loan offerings, we provide robust merchant services tailored for everyday operations. Whether you're accepting payments in-store or online, our solutions simplify transactions so you can focus on what matters most: growing your business. From point-of-sale systems to mobile payment options, we have the tools you need to serve your customers better. If you're ready to take your business to the next level, visit us at 404 Old Honeycutt Rd Fuquay Varina Nc 27526 in Fuquay Varina, NC, or give us a call at (919) 552-1776. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessible Transactions

At our branch located at 404 Old Honeycutt Rd Fuquay Varina NC 27526, we also provide basic drive-thru banking services. You can easily make deposits, withdrawals, or handle simple transactions without leaving your car. For those who prefer cash access via machines, our ATMs allow for quick withdrawals and balance checks. We understand that life is busy; that's why we've made banking as easy as possible for you at State Employees'. If you're ready to take the next step towards achieving your financial goals or simply want more information about our services, don't hesitate to reach out! Call us at 919-552-1776 today or visit our website here for more details. Your journey towards financial wellness starts with us!

Credit Cards and Business Banking

Looking to earn rewards while you spend? Our Credit Cards with Rewards offer cash back and points for every purchase. It's a simple way to make everyday expenses work in your favor. For small business owners, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. This means whether you're just starting out or expanding an existing venture, we can help facilitate the growth of your business.

Digital Solutions

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime, anywhere. Our ATM & Cash Withdrawal Services ensure that you always have access to your cash when you need it.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts designed to help you manage your money effectively. Imagine effortlessly accessing your funds while enjoying competitive interest rates that help your savings grow. Our Auto Loans & Vehicle Financing make purchasing a new car easy and affordable, allowing you to hit the road with confidence. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options provide flexible terms that can fit any budget. We also support those who need extra funds through our Personal Loans & Debt Consolidation services, which can help streamline your finances and reduce stress.

Digital & Online Banking

Key Features

Our online banking system allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can access your accounts anytime with just a few clicks or taps on our user-friendly mobile application. Whether you're at work, running errands, or relaxing at home, everything you need is right at your fingertips. Security is a top priority for us. We use advanced encryption technology to protect your personal information and transactions. Plus, with electronic signature authorization available, you can easily sign documents securely without needing to visit the branch in person. In addition to basic banking functions, we also provide e-statements to help you keep track of your finances without the clutter of paper statements. And if you're looking for a quick way to make payments, our mobile payments feature allows you to send money effortlessly using your smartphone.

Real-Time Management

For those moments when you want to send money directly to friends or family, our person-to-person transfer option makes it easy though it's currently not available at State Employees'. But rest assured that as technology evolves, we're always looking for new ways to enhance your banking experience. With our digital banking tools, managing your finances has never been simpler. Join us today at https://www.ncsecu.org/ and discover how easy it is to bank on your terms!

Financial Strength

A Solid Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $574,556,810, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 404 Old Honeycutt Rd Fuquay Varina Nc 27526 or call (919) 552-1776 to learn more about how we can help you achieve your financial goals.

Investing in You

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We have flexible terms and refinancing options available to help make your car purchase easier.

Credit Lines and Other Financing Options

For those who need extra flexibility in managing expenses or unexpected costs, we provide access to total credit lines amounting to $18,909,000,000. This can be an excellent option for both personal and business financing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan offerings or checking eligibility requirements for any of these products, please visit our website or contact us directly. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are here to guide you through the process and ensure that you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, you can enjoy convenience and control over your spending without worrying about collateral.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans