Type of Loan Offerings
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' Credit Union, your trusted financial partner located at 117 Daniel Rd, Forest City, NC 28043. Since our establishment in 1937, we've dedicated ourselves to serving our community and providing members with the tools they need to achieve their financial goals. With a total membership of over 2.8 million, we pride ourselves on creating a supportive environment that fosters financial wellness and growth. At State Employees', we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs whether you're looking for personal banking solutions, auto loans, or business financing options. Our assets total an impressive $57,229,286,839, reflecting our commitment to stability and security. You can trust us with your savings; our total deposits stand at $7,866,265,767, ensuring that your money is in good hands. Under the leadership of CEO Leigh Brady and Board President Mona Moon, we continue to strengthen our mission of supporting our members' financial aspirations while contributing positively to the communities we serve. Our dedicated team of over 8,200 employees is here to assist you with personalized service and expert advice. While you can visit us at our Forest City branch for all your banking needs, please note that official correspondence should be sent to the same address: 117 DANIEL RD, FOREST CITY, NC 28043. Feel free to reach out at (828) 286-1360 or explore more about our offerings by visiting our website. Join us today and experience the benefits of being a member of State Employees' Credit Union where your financial success is our top priority!
Branch History & Mission
Commitment to Innovation
As we move forward into an increasingly digital world, State Employees' remains dedicated to embracing technology that enhances member experience while ensuring ADA compliance. With features like electronic signatures and mobile payments available, we strive to make banking easier and more accessible for everyone.
Join Us
We invite you to experience the benefits of being part of State Employees'. Whether you're looking for a new account or need assistance with loans or mortgages, our friendly team is ready to assist you. Come visit us during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Let us help you achieve your financial dreams together, we can build a brighter future! For any inquiries or assistance, don't hesitate to reach out at 828-286-1360. Join us today and see how State Employees' can make a difference in your life!
Our Journey
Since opening our doors, State Employees' has evolved significantly. We started with a simple mission: to provide accessible financial services to state employees and their families. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Today, with total assets exceeding $57 billion, we are proud to support our members' financial goals while contributing positively to our local economy. Our branch is not just a place for transactions; it's where relationships are built. Our dedicated team is here to help you navigate your financial journey with personalized advice and support. We are committed to providing top-notch services such as online and mobile banking for convenience, along with ATM access and drive-thru services for those on the go.
Our Mission
At the core of State Employees' is our mission: to empower our members through comprehensive financial education and resources while fostering community growth. We believe that everyone deserves access to quality financial services tailored to their needs. Our efforts extend beyond banking we actively participate in community outreach programs aimed at improving lives and building stronger neighborhoods. While members can visit us at 117 Daniel Rd, official correspondence should be sent to 117 DANIEL RD, FOREST CITY, NC 28043 if necessary.
Branch Location & Accessibility
Additional Features
At this branch, you'll find an ATM for easy cash withdrawals and balance checks whenever you need them. While visiting us at 117 Daniel Rd is ideal for all your banking needs, please note that any official correspondence should be directed to our mailing address at the same location. So why wait? Come visit us at State Employees' in Forest City or give us a call at 828-286-1360. We're excited to serve you!
Convenient Access and Services
Our branch offers easy access with ample parking available for all members. We take pride in being ADA compliant, ensuring that everyone can visit us without barriers. You can also enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your car. We understand that your time is valuable, which is why we are open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a new checking account or need assistance with loans, our knowledgeable staff is ready to help.
Member Eligibility
At State Employees', we believe that everyone deserves the opportunity to be part of a welcoming and supportive financial community. If you're looking to join us, you'll find that becoming a member is straightforward and open to many. To be eligible, you typically need to be an employee of the state or a family member of someone who is. We also welcome those who live or work in specific areas within our community. It's all about creating connections that matter! For more detailed information on eligibility requirements, feel free to check out our website at http://www.ncsecu.org/join#eligibility. Once you confirm your eligibility, opening an account with us is a breeze! You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or if you prefer, give us a call at (828) 286-1360 for personalized assistance. We're here to help you every step of the way as you take this exciting step towards better financial services at State Employees', located at 117 Daniel Rd Forest City Nc 28043. Join us today and experience the difference of being part of a credit union that truly cares!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to process payments quickly and securely, whether you're at a bustling market or running an online store. Our merchant solutions are tailored to fit your specific needs, making it easier for you to focus on what matters most growing your business. Discover how State Employees' can partner with you on your journey towards success. Visit us at 117 Daniel Rd Forest City Nc 28043 in Forest City, NC, or give us a call at (828) 286-1360 for more information!
Comprehensive List Of Services
Business Banking
For local business owners in need of support, we offer comprehensive Business Banking services that include Merchant Services & Business Loans. Whether you're starting a new venture or growing an existing one, we're here to help you navigate your financial journey.
Connect with Us
At State Employees', we strive to create a welcoming environment where every member feels valued and supported. If you have any questions about our services or want to learn more about how we can assist you in reaching your financial goals, don't hesitate to reach out! You can call us at (828) 286-1360 or visit us at our branch location. We invite you to experience all that we have to offer by visiting our website at https://www.ncsecu.org/ or stopping by today! Let's work together towards building a brighter financial future.
Convenient Access Options
Your time is valuable; that's why we provide basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle. Our drive-thru service ensures that even simple banking tasks are fast and easy.
Credit Cards with Rewards
Enjoy shopping? Our Credit Cards with Rewards let you earn points on your purchases, turning everyday spending into savings for future adventures or necessities. It's a smart way to make your money work harder for you while enjoying benefits along the way.
Loans Tailored for You
When it comes to financing your dreams, we have you covered. If you're in the market for a new car, explore our competitive rates on Auto Loans & Vehicle Financing. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options will help you find the right solution. Additionally, our Personal Loans & Debt Consolidation services provide flexibility and support when managing larger expenses or consolidating debt into manageable payments.
Personal Banking Solutions
Whether you're just starting out or looking to manage your finances better, our personal banking options are designed for you. We offer Checking & Savings Accounts that cater to various needs, ensuring you can easily save for future plans or manage everyday expenses. With the convenience of Online & Mobile Banking, you can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM & Cash Withdrawal Services make accessing your money hassle-free.
Digital & Online Banking
Accessibility and Real-Time Management
Managing your money has never been easier. Whether you're at home or out running errands, you have real-time access to your accounts. Need to send money to a friend? While person-to-person transfers aren't available right now, our other features ensure that you can still manage your finances smoothly. With our commitment to user-friendly services and robust security measures, State Employees' ensures that your banking experience is not only convenient but also secure. Join us today to take advantage of these innovative online banking solutions!
Key Features
Our online banking platform allows you to handle everyday tasks with ease. You can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go using our mobile application. Speaking of convenience, our mobile payments feature means you can make purchases quickly and securely right from your smartphone. Security is a top priority for us. We provide electronic signature authorization, ensuring that all your transactions are safe and protected. Plus, with e-statements available, you can easily keep track of your financial activity without the clutter of paper statements.
Financial Strength
A Trusted Partner
Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 117 Daniel Rd Forest City Nc 28043 or call (828) 286-1360 to learn more about how we can help you achieve your financial goals.
Commitment to Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Member-Centric Savings Options
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Loan Options
For those looking for business opportunities, while we currently do not have outstanding commercial loans available, our focus remains on providing personal loans that can help individuals consolidate debt or finance other significant purchases. At State Employees', we pride ourselves on transparency and customer service. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, please don't hesitate to reach out. You can contact us at (828) 286-1360, and our friendly staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can meet your needs today!
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that suit your budget and lifestyle.
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option allows you to make purchases and cover unexpected expenses without breaking the bank.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to support you through every step of the process, making it easier for you to settle into your new home.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the offers presented are both fair and transparent. Every loan comparison reflects current market conditions, helping users navigate their options without confusion.