State Employees' Credit Union Fayetteville NC: Low Mortgage Rates & Business Banking

Introduction

Welcome to State Employees', your trusted partner in financial services located at 651 Executive Pl, Fayetteville, NC 28305. Established in 1937, we have been proudly serving our community for over 85 years, helping nearly 2.8 million members achieve their financial goals. At State Employees', we are committed to providing exceptional service and a wide range of products tailored to meet your needs. With a total asset base of an impressive $57,229,286,839, and total deposits reaching $7,866,265,767, our strength lies in our ability to support you with robust financial solutions. Whether you're looking for personal banking options like checking and savings accounts or financing for your next vehicle through our auto loans totaling 1,194,630 loans we're here to help every step of the way. Our dedicated team of 8,258 employees is led by CEO Leigh Brady and Board President Mona Moon, who prioritize member satisfaction and community engagement above all else. We believe in building lasting relationships with our members while fostering a sense of trust and reliability in everything we do. While members can visit us at our Fayetteville branch for all their banking needs, official correspondence should be sent to the same address: 651 EXECUTIVE PL, FAYETTEVILLE, NC 28305. Ready to take the next step? Call us today at 910-483-6124 or explore our services online at ncsecu.org. Join us in making your financial dreams a reality!

Branch History & Mission

At State Employees' Credit Union, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1937, our branch has grown alongside Fayetteville, NC, becoming a trusted financial partner for over 2.8 million members. Located at 651 Executive Pl, Fayetteville, NC 28305, our welcoming space is easily accessible for all your banking needs. From our humble beginnings, we have evolved into a robust institution with total assets of over $57 billion. This growth reflects not only our dedication to providing exceptional financial services but also the strong relationships we've built within the community. Our mission is straightforward: to improve the lives of our members by offering affordable financial solutions while fostering a sense of belonging and support. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, allowing us to be available when you need us most. Whether you're visiting for personal banking services like checking accounts or auto loans, or looking for more complex solutions such as mortgages and business loans, we are here to help. We also offer convenient ATM access and drive-thru banking for quick transactions. As part of our mission, we actively engage in community outreach and partnerships that uplift those around us. We understand that supporting local initiatives strengthens not just our members but the entire Fayetteville area. With a focus on financial education and community wellness, we strive to make a positive impact wherever we can. While members can visit us at our branch location in Fayetteville, official correspondence should be sent to our mailing address: 651 EXECUTIVE PL, FAYETTEVILLE, NC 28305. If you have any questions or need assistance, feel free to reach out at 910-483-6124. Join us at State Employees' Credit Union and experience firsthand how we blend financial expertise with genuine care for our community. Together, let's build a brighter future!

Branch Location & Accessibility

Call-to-Action

We invite you to stop by our branch today or give us a call at 910-483-6124. Our friendly team is eager to help you navigate your financial journey. Come see how we can make banking easier for you!

Nearby Landmarks and Accessibility

Situated in the heart of Cumberland County, our branch is close to local landmarks such as the bustling downtown area and various parks. There's plenty of parking available right outside, making it easy for you to visit us. We also take pride in being accessible to everyone, with features like ramps and ADA-compliant entrances.

Operating Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with your banking needs. At State Employees', we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for quick transactions, take advantage of our drive-thru banking services or visit our ATM available on-site.

Member Eligibility

At State Employees', becoming a member means joining a friendly community that prioritizes your financial well-being. To qualify for membership, you typically need to be a state employee, a family member of a current member, or someone living in our service area. We believe that everyone deserves access to quality financial services, and we're here to support you every step of the way. For more detailed information about eligibility, feel free to check out our resource page at http://www.ncsecu.org/join#eligibility. Opening an account with us is simple and straightforward! You can get started by visiting our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or if you prefer, give us a call at (910) 483-6124 and we'll guide you through the process. Our welcoming team is ready to help you make the most of your membership and enjoy all the benefits we offer. Join us today at our branch located at 651 Executive Pl Fayetteville Nc 28305, and take the first step towards achieving your financial goals!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services offer easy payment solutions that fit your business model. Imagine being able to accept payments from customers seamlessly whether they pay by card or mobile app. This convenience not only enhances customer satisfaction but also helps streamline your operations. Visit us at 651 Executive Pl Fayetteville Nc 28305, Fayetteville, NC to learn more about how we can partner with you to elevate your business. Your success is our priority!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? With our ATM & Cash Withdrawal Services, you can easily withdraw money or check balances at any time. Our ATMs are strategically located for easy access whenever you need it.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options are designed with competitive rates that make car shopping stress-free. Picture yourself driving off in the car of your dreams with a loan that suits your budget whether it's a brand-new model or a reliable used vehicle.

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored specifically for small businesses. We understand the challenges entrepreneurs face and are here to support your growth with financial products designed just for you.

Credit Cards with Rewards

For those who love shopping and earning rewards, our Credit Cards with Rewards program offers points on every purchase. Imagine using your card for everyday expenses and watching those points add up toward exciting rewards like travel discounts or cash back.

Drive-Thru Banking

For those days when you're on the go but still want personal service, our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car. At State Employees', we strive to meet all your financial needs under one roof. Visit us today at 651 Executive Pl Fayetteville Nc 28305 in Fayetteville, NC, call us at (910) 483-6124, or explore more about our offerings on our website here. Let us help you take the next step towards financial success!

Mortgage Loans & Refinancing

When it comes to homeownership, we provide comprehensive Mortgage Loans & Refinancing options. Whether you're buying your first home or refinancing an existing mortgage for better terms, our experts will guide you through the process. We aim to make home financing straightforward and accessible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that let you manage your account from the palm of your hand. Pay bills, transfer funds, and check statements all at your convenience no need to visit the branch!

Personal Banking

We know how important it is for you to manage your finances conveniently. Our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation, planning for retirement, or managing daily expenses, our accounts offer flexibility and ease. Imagine having your funds readily accessible through online banking and mobile apps, allowing you to check balances or transfer money anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are here to help. Need extra cash for a home project or looking to consolidate debt? Our loans can assist in easing financial burdens while providing manageable repayment plans.

Digital & Online Banking

Key Features

When you join us at State Employees', you can take advantage of features that make managing your finances simple and secure. For example, our electronic signature authorization allows you to sign documents quickly and securely from the comfort of your home. Say goodbye to paperwork! For those who prefer going paperless, we offer e-statements that keep your financial records organized and accessible. No more cluttered files just clear, concise information at your fingertips. If you're on the go, don't worry! Our mobile application gives you all the tools you need right in your pocket. From making payments to checking your balance, everything is just a tap away. And with mobile payments enabled, you can make purchases quickly and safely using your smartphone.

Real-Time Management

Need to send money to a friend or family member? While we currently do not support person-to-person transfers at State Employees', our other features ensure that managing your finances remains hassle-free. You can still enjoy secure transactions through our other available options. At State Employees', we understand that flexibility is key. Our online banking services are designed for real-time account management so that you're always in control of your financial situation. Whether it's day or night, you'll have peace of mind knowing that we're here for you. Explore how these digital banking services can enhance your experience by visiting our website. We're committed to helping you achieve financial wellness with modern tools that fit into your busy life!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of your trust, and we're committed to maintaining a robust financial foundation to support your needs. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 651 Executive Pl Fayetteville Nc 28305 or call (910) 483-6124 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options can help make it happen.

Credit Lines and Refinancing Options

For those looking for more flexibility, we have total credit lines available amounting to $18,909,000,000. If you're considering refinancing an existing loan, our team is ready to discuss your eligibility and how we can assist you in potentially lowering your monthly payments or securing better terms. At State Employees', we're committed to helping you navigate your financial journey smoothly. Our knowledgeable staff is always ready to answer any questions and guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by our branch or visit us online today to learn more about how our loan products can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized guidance throughout the process, ensuring you understand your options and find what works best for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your everyday purchases.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers to users. Each loan comparison reflects current market conditions, allowing you to see what different lenders are offering at any given moment.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, which helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Fayetteville, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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