State Employees' Credit Union Fayetteville NC: Affordable Auto Loans & Rewards Cards

Introduction

Welcome to State Employees', your trusted financial partner located at 4065 Sycamore Dairy Rd, Fayetteville, NC 28303. Since opening our doors in 1937, we have been dedicated to supporting our members with personalized banking solutions and community-focused services. With a total membership of over 2.8 million, we are proud to be part of the lives of so many individuals and families in North Carolina. At State Employees', we understand that financial needs can vary widely. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets stand at an impressive $57,229,286,839, which reflects our solid foundation and commitment to helping you achieve your financial goals. While you can visit us at our branch for face-to-face assistance, official correspondence should be directed to the same address: 4065 SYCAMORE DAIRY RD, FAYETTEVILLE, NC 28303. Our friendly staff is here to assist you during lobby hours from 8:30 AM to 5:30 PM on weekdays. Under the leadership of CEO Leigh Brady and Board President Mona Moon, we strive to maintain transparency and integrity in all our dealings. With a net worth of $5,446,832,560 and total deposits exceeding $7,866,265,767, we ensure that your money is secure while also providing competitive rates on loans and savings. We invite you to explore the various services available to you by visiting our website at ncsecu.org or calling us at 910-483-8900. Join us today and experience how State Employees' is not just a credit union but a community partner invested in your success!

Branch History & Mission

Community Commitment

Our impact extends beyond financial services; we actively engage in community outreach initiatives that uplift those around us. By partnering with local organizations and participating in various events, we aim to give back and contribute positively to Fayetteville and its surrounding areas. While members can visit us at 4065 Sycamore Dairy Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address: 4065 SYCAMORE DAIRY RD, FAYETTEVILLE, NC 28303. Join us at State Employees' Credit Union today! Experience firsthand how we prioritize your financial wellbeing while fostering a strong sense of community. With operating hours from 8:30 AM to 5:30 PM on weekdays and dedicated staff ready to assist you at every turn, we're here to help you achieve your financial goals. Call us at 910-483-8900 or visit our website for more information on how you can become part of our family!

Our Evolution

From our humble beginnings nearly nine decades ago, State Employees' has continuously adapted to meet the needs of our members. We have expanded our services significantly over the years while maintaining our core mission: to provide exceptional financial services and foster community growth. With total assets now exceeding $57 billion, we are proud to offer a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our location on Sycamore Dairy Rd is conveniently situated near local landmarks, making it easy for members to access our services. Whether you're visiting us for personal banking or simply stopping by for advice, our dedicated team is here to help.

Our Mission

At State Employees', we believe in empowering our members through financial education and tailored solutions that enhance their lives. Our mission is more than just banking; it's about building lasting relationships within the communities we serve. We strive to create an environment where every member feels valued and supported. We take pride in our digital advancements that make banking easier and more accessible than ever before. From online banking and mobile payments to secure ATM access, we ensure that managing your finances is straightforward and convenient. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle.

Branch Location & Accessibility

Accessibility Features

At State Employees', we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spaces to ensure all members can access our services comfortably. If you're driving by, rest assured that ample parking is available right outside our doors.

Nearby Landmarks

Located near popular spots like the Cape Fear Valley Medical Center and just a short drive from the bustling Cross Creek Mall, our branch is perfectly situated for your convenience. This central location makes it easy to fit a visit into your daily routine.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 8:30 AM to 5:30 PM. If you need assistance outside these hours, feel free to give us a call at 910-483-8900, and one of our team members will be happy to assist you.

Services Offered

Our Fayetteville branch offers a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with both ATM access and drive-thru banking available, managing your finances has never been easier. While members can visit us at 4065 Sycamore Dairy Rd, official correspondence should be sent to the same address for consistency. We invite you to come by and see how we can help you with your financial journey. Whether you're looking for advice or simply want to explore what we offer, stop in today!

Member Eligibility

Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area, you're already on the right path to membership! We welcome individuals who are part of the local community and those related to current members. This inclusive approach means that many people can enjoy the benefits we offer, from competitive loan rates to personalized service tailored just for you. To learn more about specific eligibility details, feel free to check out our guidelines at http://www.ncsecu.org/join#eligibility . Once you see that you qualify, opening an account is a breeze! Just head over to our online application page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu , or give us a call at (910) 483-8900 if you have any questions. Our friendly team at 4065 Sycamore Dairy Rd Fayetteville Nc 28303 is here to help you every step of the way. Join us today and discover how being part of State Employees' can enhance your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine being able to accept payments seamlessly from customers, whether they pay with a card or via mobile app. This convenience not only enhances customer satisfaction but also keeps your cash flow steady and reliable. Located at 4065 Sycamore Dairy Rd Fayetteville Nc 28303 in Fayetteville, NC, we're dedicated to helping local businesses thrive. Reach out today at (910) 483-8900 to discover how our business banking solutions can work for you!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our ATM services ensure that you can withdraw cash and check balances without hassle. Plus, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. At State Employees', located at 4065 Sycamore Dairy Rd Fayetteville Nc 28303, we are dedicated to making banking easy and accessible for everyone in the community. If you have questions or would like more information about any of our services, please don't hesitate to reach out at (910) 483-8900. Join us today at Fayetteville - Sycamore Dairy Rd, where we turn financial goals into reality!

Business Banking Services

For our business-minded members, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to provide the financial tools needed for success.

Credit Cards and Rewards

Looking for a credit card that rewards your spending? Check out our credit cards with rewards program that lets you earn points for every purchase. This means every dollar spent brings you closer to exciting rewards like travel or cashback!

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we offer robust online and mobile banking features. You can easily manage your accounts, pay bills, transfer money, and even deposit checks from the comfort of your home or on-the-go through our user-friendly mobile app.

Home Financing Options

When it comes to finding a place to call home, we know how important it is to have the right support. Our mortgage loans and refinancing options are crafted to help you navigate the housing market with confidence. We'll work with you to find the best solution that fits your financial situation, whether you're buying your first home or looking to refinance an existing mortgage.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates to make your dream car a reality. For those larger purchases or unexpected expenses, our personal loans and debt consolidation services can help ease financial burdens.

Digital & Online Banking

Key Features

Our online banking services at https://www.ncsecu.org/ provide you with the ability to manage your finances efficiently. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with our 24/7 online banking services, you can handle your banking needs whenever it suits you. For those who prefer the convenience of mobile banking, our mobile application is available for download. This app not only allows you to manage your accounts but also enables mobile payments, making transactions faster and easier than ever. Imagine being able to pay for purchases directly from your phone it's that simple!

Security and Accessibility

Security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are safe and secure every time you log in. You can also choose to receive e-statements, which help you stay organized while reducing paper clutter. While person-to-person transfers aren't available right now, our other features make up for it by offering you quick and easy access to all of your financial information. So whether you're at home or on the go, rest assured that you have full control over your finances. With State Employees', modern banking is not just about convenience; it's about providing peace of mind. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Growing Membership Trust

The trust of our growing membership base is evident through the 5,850,875 total share accounts we manage. This shows that more people are choosing State Employees' as their trusted partner for financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 4065 Sycamore Dairy Rd Fayetteville Nc 28303 or call (910) 483-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Secured

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $0, which speaks to our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those considering refinancing, we provide options tailored to your needs. You can explore eligibility criteria and find out more about our offerings by visiting our website or contacting us directly at (910) 483-8900. Your financial success is our priority at State Employees', located at 4065 Sycamore Dairy Rd Fayetteville Nc 28303, Fayetteville, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply for a loan or just have questions about what we offer, we're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can help you get behind the wheel without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and various terms to ensure that you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to give you more value for your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable source for accurate information is essential. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers. Each loan offer listed on LendMesh comes from legitimate financial institutions, ensuring transparency in the rates and terms provided. One of the key benefits of using LendMesh is its commitment to providing verified data. Users can trust that all loan offers are sourced from credible lenders without any hidden agendas. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach allows users to access unbiased results and make informed decisions about their borrowing needs. Another significant advantage is LendMesh's real-time rate comparisons. The platform updates loan rates frequently, ensuring that users have access to the most current information available. This timely data helps individuals choose the best financial options for their situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the tool can be in helping borrowers find the best rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans