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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union in Elkin, NC, where our commitment to your financial well-being is at the heart of everything we do. Established in 1937, we have been proudly serving our community for over eight decades. At our branch located at 426 CC Camp Rd, Elkin, NC 28621, we understand that every member's journey is unique, and we strive to offer personalized solutions tailored just for you. As a member of our credit union, you join a family of over 2.8 million members who trust us with their financial needs. With total assets reaching an impressive $57,229,286,839, we are dedicated to providing you with the resources and support necessary to achieve your financial goals. Our offerings include a range of services from personal banking and auto loans to mortgages and business banking solutions. The leadership at State Employees' Credit Union is here to serve you. Under the guidance of our CEO, Leigh Brady, and Board President Mona Moon, our team of 8,258 employees works tirelessly to ensure that you receive top-notch service every time you visit or call us at 336-835-3344. We're proud to provide access to essential services such as online banking and ATMs while maintaining a friendly atmosphere for all your banking needs. While members can visit us at our physical location in Elkin, official correspondence should be sent to the same address: 426 CC Camp Rd, Elkin, NC 28621. Join us today and experience the difference that comes from being part of a community-focused credit union. Whether you're looking for savings accounts or loans our team is here to help guide you on your financial journey. Visit us online at ncsecu.org or come see us in person! Your future starts here!
Branch History & Mission
Join Us
We invite you to experience the benefits of being part of State Employees'. With dedicated staff ready to assist you during our operating hours from 8:30 AM to 5:30 PM on weekdays, we're here to help you achieve your financial goals. While you can visit us at our physical location in Elkin, official correspondence should be directed to our mailing address at 426 CC CAMP RD, ELKIN, NC 28621 if different from your visit. Discover how State Employees' can make a difference in your life today! Call us at 336-835-3344 or explore more about joining us at our website. Together, let's build a brighter financial future!
Our Journey
Since opening our doors, State Employees' has been dedicated to providing accessible and affordable financial services. Over the years, we have achieved remarkable milestones, including managing total assets of approximately $57 billion. This growth is a testament to the trust and loyalty of our members. We are committed to maintaining this trust through transparency and by offering a wide range of financial products tailored to fit various lifestyles. Our branch is equipped with modern conveniences such as ATM availability and drive-thru banking, making it easier for you to manage your finances on the go. We understand that accessibility is key; hence, we strive to ensure that all our services are ADA compliant and user-friendly.
Our Mission
At the heart of State Employees' is our mission: to empower members through exceptional financial services while actively supporting the communities we serve. We believe in fostering strong relationships with our members, ensuring they receive personalized assistance every step of the way. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we aim to make your financial journey seamless. Our commitment extends beyond banking. We engage in numerous community outreach initiatives designed to uplift and support local residents. Through partnerships with schools, charities, and other organizations, we work hard to give back and strengthen Elkin.
Branch Location & Accessibility
Get in Touch
Ready to experience excellent service? We invite you to visit us at the Elkin branch or give us a call at 336-835-3344 if you have any questions. At State Employees' Credit Union, we're committed to making your banking experience enjoyable and straightforward!
Local Landmarks and Accessibility
Our branch is just a stone's throw away from local landmarks like the Elkin Creek Vineyard and the scenic Yadkin River. This prime location makes it easy for you to swing by while enjoying a day out in the community. We understand that accessibility matters; our facility is equipped with ADA-compliant features and ramps to ensure everyone can visit us without hassle.
Operating Hours
We want to make banking as easy as possible for you! Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM. Feel free to drop by during these times; we're always happy to help.
Parking and Services Offered
Parking is readily available right outside our branch, making your visit quick and convenient. Inside, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, our friendly staff is ready to assist you. If you're on the go, take advantage of our drive-thru banking option, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. For those who prefer cash withdrawal on demand, we also have an ATM available for your convenience.
Member Eligibility
At State Employees', we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to individuals who meet certain criteria. If you live, work, or worship in the area surrounding our branch at 426 Cc Camp Rd Elkin Nc 28621, you likely qualify! We're here to support you with a range of services designed to enhance your financial well-being, from checking accounts to loans tailored for your needs. Joining us is just a click away. To learn more about the specific eligibility requirements, please visit this page. You can also start the account opening process easily by visiting this link. If you have any questions, feel free to reach out at (336) 835-3344 we're excited to help you take this important step toward financial empowerment!
Business Banking & Commercial Services
Business Loans to Fuel Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Transactions Easy
In addition to loans, our merchant services simplify payment processing. Picture a busy retail store during the holiday season; customers expect fast and easy checkout options. Our services ensure you can meet those demands efficiently, keeping your operations smooth and your customers happy. Visit us at 426 Cc Camp Rd Elkin Nc 28621, Elkin, NC, or call us at (336) 835-3344 to learn how we can help your business flourish!
Comprehensive List Of Services
ATM and Drive-Thru Services
Need cash quickly? Our branch provides ATM access for withdrawals and balance checks without any hassle. Plus, our basic drive-thru banking services make it simple to conduct deposits and withdrawals while you're on the move. At State Employees', we strive to ensure that our members have everything they need under one roof. Whether it's personal finance assistance or business solutions, we're committed to serving you better every day. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at (336) 835-3344, visit us at 426 Cc Camp Rd Elkin Nc 28621, or explore more about what we offer on our website: Elkin. Join us today and discover how we can support your financial journey!
Business Banking
If you're a business owner, you'll find valuable resources here too. Our business banking services include merchant services and business loans tailored to help your company thrive. We understand the unique challenges faced by small businesses and are here to help you succeed.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go.
Credit Cards and Rewards
Looking for a credit card that rewards your spending? At State Employees', we offer credit cards with rewards programs that let you earn while you spend, whether it's for groceries, travel, or everyday purchases.
Personal Banking Solutions
For those just starting out or managing their everyday expenses, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you keep track of your funds effortlessly. Need financing for a new car? Our auto loans and vehicle financing solutions provide competitive rates to get you on the road without breaking the bank. If home ownership is on your radar, our mortgage loans and refinancing options can guide you through the process with ease. For unexpected expenses or debt management, consider our personal loans and debt consolidation services; they can give you the support needed to regain financial stability.
Digital & Online Banking
Accessibility and Real-Time Management
Managing your money should never be a hassle. With features like person-to-person transfers (currently unavailable) and our commitment to user-friendly design, you can manage your accounts in real time with ease. Need help? Our support is just a phone call away at (336) 835-3344, ensuring that assistance is always available when you need it. In summary, State Employees' is dedicated to providing you with accessible and secure digital banking options that simplify how you manage your finances. Explore more about these services by visiting us online at https://www.ncsecu.org/!
Key Features
With our robust online banking services, you can easily check balances, transfer funds, and pay bills all from the comfort of your own device. Plus, our mobile application makes it even simpler to manage your finances while you're out and about. You can also enjoy the benefits of electronic statements, which provide a quick and eco-friendly way to keep track of your account activity. For added security, we offer electronic signature authorization, making transactions smoother without compromising your safety. If you love using digital wallets, you'll be pleased to know that we support mobile payments, allowing you to make quick purchases directly from your phone.
Financial Strength
Growing Membership Trust
Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $574,556,810, we ensure funds are available for lending and investments tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 426 Cc Camp Rd Elkin Nc 28621 or call (336) 835-3344 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees ready to assist you with personalized service.
Reinvestment for Future Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity; we have $193,516 in used auto loans and a total of $34,904,944,116 in loans and leases available to support your financial goals across various sectors.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Financing Options
For those needing extra support for business endeavors or personal projects, our offerings extend beyond traditional loans. Although we currently do not have outstanding commercial loans available at this time, we encourage our members to explore other financing avenues with us. If you're interested in refinancing or want to know more about eligibility options for our loan products, feel free to reach out! Our team is here to help guide you through the process. You can contact us at 336-835-3344 or visit our branch located at 426 Cc Camp Rd Elkin Nc 28621. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we're committed to providing you with the tools and resources needed for financial success. Let's work together towards achieving your financial goals!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience smooth and financially sound.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work with you to find a mortgage solution that meets your needs and budget.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to spend without tying up your funds.
Loan Aggregator
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