State Employees' Credit Union Elizabethtown NC: Best Auto Loans & Checking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner in Elizabethtown, NC! Located at 59 Members Circle Rd, we have been serving our community since 1937. With a rich history and a commitment to our members, we are proud to support over 2.8 million members, offering services that cater to your financial needs. At State Employees', we understand the importance of personal and community finance. Our total assets stand at an impressive $57,229,286,839, showcasing our strong financial foundation. We take pride in maintaining a robust balance sheet with total deposits amounting to $7,866,265,767 and a net worth of $5,446,832,560. Our ability to provide loans is equally commendable with over 1,194,630 loans and leases extended to our members. Led by our dedicated CEO, Leigh Brady, and Board President, Mona Moon, our team of 8,258 employees is committed to delivering exceptional service and support. We believe in building lasting relationships with our members and the community. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we have a wide array of products tailored just for you. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 59 MEMBERS CIRCLE RD, ELIZABETHTOWN, NC 28337. We invite you to discover how State Employees' Credit Union can help you achieve your financial goals. For more information or assistance, feel free to give us a call at 910-862-2100 or explore our services online at www.ncsecu.org. Your journey towards financial well-being starts here!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the State Employees' family. Experience firsthand how we prioritize your financial well-being while investing in the community we serve. Discover the benefits of membership today by calling us at 910-862-2100 or visiting our website at www.ncsecu.org. Together, let's build a brighter future!

Our Journey

From our humble beginnings, State Employees' has always focused on the needs of our members. Over the decades, we have evolved and expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our total assets now exceed $57 billion, reflecting our growth and stability in an ever-changing financial landscape. Our dedication to innovation is evident in our digital advancements. We offer online and mobile banking services that make it easy for members to manage their finances anytime and anywhere. With features like electronic signatures and mobile payments, we ensure that banking is not only accessible but also convenient.

Our Mission

At State Employees', our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We strive to empower our members by offering competitive rates and personalized service. Beyond just financial transactions, we actively engage in community outreach initiatives that support local schools, charities, and events. We believe in making a positive impact where it matters most. Whether it's through partnerships with local organizations or hosting educational workshops for financial literacy, we're dedicated to enriching the lives of those around us. While members can visit us at 59 Members Circle Rd for all their banking needs our friendly staff is available Monday through Friday from 8:30 AM to 5:30 PM we also encourage correspondence to be sent to our mailing address if different.

Branch Location & Accessibility

Call to Action

At State Employees' Credit Union, we're committed to providing exceptional service tailored to meet your financial goals. Whether you're interested in personal banking options like checking and savings accounts or loans and credit cards, we're here to help. Stop by today or give us a call at 910-862-2100; we'd love to assist you!

Convenient Access and Features

Our branch is designed with accessibility in mind. We offer ample parking right outside, along with ADA-compliant features including ramps for easy entry. Need to make a quick transaction? Take advantage of our drive-thru banking service for deposits, withdrawals, and simple transactions without leaving your car. We also have an ATM available for your convenience, so you can access cash or check your balance any time you need to.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM. This gives you plenty of time throughout the day to stop by and speak with our friendly team about your banking needs.

Member Eligibility

At State Employees', becoming a member is more than just opening an account; it's about joining a community that values your financial well-being. If you live, work, or go to school in North Carolina, or if you are a family member of someone who qualifies, you're already on the path to membership! This inclusive approach means that many individuals can take advantage of our services and benefits. For those interested in the specific eligibility requirements, we invite you to check out more details at http://www.ncsecu.org/join#eligibility. Joining State Employees' opens the door to a range of services designed to support your financial goals. From competitive loan rates to personalized banking experiences, our members enjoy access to resources that help them thrive. When you're ready to start your journey with us, the account opening process is straightforward and welcoming. You can find all the necessary information by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or giving us a call at (910) 862-2100. We look forward to having you as part of our family at State Employees', located at 59 Members Circle Rd Elizabethtown Nc 28337!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments seamlessly, allowing you to focus on what you do best running your business. Our solutions can help streamline transactions, making it easier for customers to pay and for you to manage finances. Visit us at 59 Members Circle Rd Elizabethtown Nc 28337 or call us at (910) 862-2100 to learn how we can support your business's success today!

Comprehensive List Of Services

Business Banking Support

For our entrepreneurial members, we offer business banking services that include merchant services and business loans. We're committed to supporting your business journey, helping you secure the funds needed to grow and thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With our mobile application, making deposits or checking balances is just a tap away. Additionally, our ATM services ensure you can access cash when you need it most.

Credit Options Tailored for You

Understanding that life can come with unexpected expenses, we also provide personal loans and debt consolidation options to give you the financial relief you need. Plus, our credit cards come with rewards that can help you earn while you spend. Imagine earning points on everyday purchases that can be redeemed for travel or cash back!

Drive-Thru and In-Person Services

If you prefer face-to-face interactions or need assistance with transactions, our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Our friendly staff at 59 Members Circle Rd Elizabethtown NC 28337 are ready to assist during regular hours from 8:30 AM to 5:30 PM. At State Employees' Credit Union, we're dedicated to providing comprehensive financial solutions that cater to all aspects of your life. If you have questions or want to learn more about how we can support your financial goals, don't hesitate to reach out! Call us at 910-862-2100 or visit us online at www.ncsecu.org. Your journey towards financial empowerment starts here!

Personal Banking Solutions

Our personal banking services are designed to make managing your finances easy and convenient. We offer checking and savings accounts that help you earn more while keeping your money safe. Need a reliable way to purchase a new car? Our auto loans and vehicle financing options can get you behind the wheel quickly without breaking the bank. For those planning to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which allows you to complete important transactions without the need for paperwork. This not only saves time but also enhances security by keeping your information protected. Additionally, e-statements are available, making it easy to keep track of your account activity without cluttering your inbox with paper statements. For those who love mobile payments, State Employees' offers a convenient mobile payments feature that lets you pay using your smartphone with ease. Plus, our dedicated mobile application provides all the functionalities you need at your fingertips whether it's checking account balances or depositing checks. While person-to-person transfers are not currently available, we ensure that all other features work seamlessly together to provide a comprehensive banking experience. Our digital services reflect our commitment to accessibility and real-time account management. By choosing State Employees', you can enjoy modern banking solutions that fit into your busy lifestyle while keeping your financial information secure and easily manageable. Experience the future of banking today with us!

Financial Strength

A Dedicated Team

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our community is reflected in our total share accounts: 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 59 Members Circle Rd Elizabethtown Nc 28337 or call (910) 862-2100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Innovation

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures we remain at the forefront of meeting your financial needs.

Secure Savings Opportunities

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our recent $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $1,138,258,230 in new vehicle loans and $2,955,872,351 in used vehicle loans to help our members get on the road with confidence. We also provide refinancing options if you're looking to lower your monthly payments or reduce your interest rate.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have total Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519 available for those ready to invest in their future.

Total Financial Solutions

In addition to auto and mortgage loans, we offer competitive rates on personal loans and credit lines totaling $18,909,000,000. Whether you're consolidating debt or funding a new project, we have options tailored for you. For any questions regarding eligibility or how to apply for a loan with us at State Employees', feel free to reach out at 910-862-2100. Our team is dedicated to assisting you during our operating hours from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At State Employees', we're here to empower you with the financial tools you need for success.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $1,177,171,541 in unsecured credit card loans helping members effectively manage their finances.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Elizabethtown, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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