State Employees' Credit Union Elizabeth City NC: Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to State Employees' Credit Union, your trusted partner in financial well-being since 1937. Located at 105 Northside Park, Elizabeth City, NC 27909, we are proud to serve our community with a commitment to helping you achieve your financial goals. Whether you're looking for a reliable checking account, an auto loan, or business banking solutions, we have options tailored just for you. With over 2.8 million members and total assets exceeding $57 billion, our credit union stands as a pillar of strength and reliability in the Elizabeth City area. We understand that each member's journey is unique, and our dedicated team led by CEO Leigh Brady and Board President Mona Moon is here to provide personalized assistance every step of the way. While members can visit us at our branch for various services including personal banking, mortgage loans, and online banking official correspondence should be sent to the same address: 105 NORTHSIDE PARK, ELIZABETH CITY, NC 27909. At State Employees', we take pride in our substantial financial health. With total deposits reaching $7.87 billion and a net worth of $5.45 billion, we ensure that your money is safe and growing. Our strong cash position of $708 million enables us to offer competitive loans, including nearly 1.19 million loans and leases to help you finance your dreams. We believe in giving back to our community and supporting our members through every challenge they face. Our comprehensive range of services includes everything from personal loans and credit cards with rewards to basic drive-thru banking and ATM access. Feel free to reach out to us at (252) 331-2100 or visit our website at www.ncsecu.org for more information. We're excited to help you navigate your financial future!

Branch History & Mission

At State Employees' Credit Union, we take pride in our rich history and unwavering commitment to the community of Elizabeth City, NC. Founded in 1937, our branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 2.8 million individuals today. Located at 105 Northside Park, Elizabeth City, NC 27909, our branch is easily accessible for all your banking needs. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality financial resources, which is why we strive to offer a range of products tailored to fit various needs from personal banking and auto loans to mortgage refinancing and business banking. As we reflect on our journey, it's important to highlight some key milestones that have shaped who we are today. Over the years, we have expanded our services and improved our technology to ensure that banking with us is as convenient as possible. We now offer online and mobile banking, making it easier than ever for you to manage your finances on the go. Our commitment to accessibility includes ADA-compliant facilities and dedicated staff ready to assist with any inquiries. While members can visit us at 105 Northside Park for face-to-face interactions, official correspondence should be sent to our mailing address at 105 NORTHSIDE PARK, ELIZABETH CITY, NC 27909. Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, and we proudly feature drive-thru banking and ATM services for added convenience. Beyond just providing financial services, we are deeply invested in supporting the local community. Our partnerships with local organizations allow us to give back through various outreach programs aimed at improving lives in Elizabeth City and surrounding areas. We understand that by lifting up those around us, we strengthen not just individual lives but the entire community. With total assets exceeding $57 billion and a membership base of over 2.8 million people, State Employees' Credit Union stands as a pillar of support for families and businesses alike. We invite you to join us on this incredible journey experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Call us today at 252-331-2100 or visit our website at ncsecu.org to learn more about becoming a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Available Services

We offer a variety of services tailored to meet your financial needs, including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For quick transactions, our ATM is readily available for cash withdrawals and balance checks. Plus, our drive-thru banking offers a convenient way to handle deposits and withdrawals without leaving your vehicle. If you need any assistance or have questions about opening an account or applying for a loan, don't hesitate to call us at 252-331-2100.

Convenient Access and Surroundings

Nestled near local landmarks, our branch is not far from popular spots like the Elizabeth City State University and the scenic waterfront. This prime location makes it simple for you to stop by while running errands or visiting nearby attractions. We have ample parking available, making your visit hassle-free whether you're coming in for a quick transaction or to discuss your financial needs.

Join Us Today!

We invite you to visit us at State Employees' Credit Union in Elizabeth City today! Experience the friendly service and support that our team is eager to provide. Remember, while members can visit us at 105 Northside Park, official correspondence should be sent to the same address. We look forward to serving you soon!

Welcoming Environment and Services

At State Employees', we pride ourselves on creating a welcoming atmosphere. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all members of the community. Whether you prefer face-to-face interactions or need assistance at our drive-thru service, we are here to help. Our operating hours are designed to fit your busy lifestyle, with lobby hours from 8:30 AM to 5:30 PM on weekdays. You can easily drop by during your lunch break or after work!

Member Eligibility

At State Employees', we believe that becoming a member is like joining a close-knit community where everyone looks out for each other. If you're wondering how to become part of our family, the good news is that eligibility is open to many! Whether you're a state employee or connected through various community ties, you may qualify for membership. It's all about creating opportunities for individuals who share our values and commitment to supporting one another. For specific details about eligibility criteria, we invite you to visit our website at http://www.ncsecu.org/join#eligibility. Joining us is straightforward and welcoming. Once you confirm your eligibility, opening an account is just a few clicks away! You can start the process by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, and if you have any questions along the way, don't hesitate to reach out to us at (252) 331-2100. We are here to help you every step of the way as you take this exciting step toward better financial services at State Employees' located at 105 Northside Park Elizabeth City Nc 27909. Join us and experience the advantages of being part of something special!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify how you accept payments. Imagine a local café that can easily process credit card transactions while enjoying low fees and fast deposits. That's the kind of practical support we provide at State Employees'. Our services are tailored to fit your operations, making it easier for you to focus on what matters most growing your business. Located conveniently at 105 Northside Park Elizabeth City Nc 27909, Elizabeth City, NC, our team is here to help you navigate your financial journey. Reach out at (252) 331-2100 to discover how we can partner with you for success!

Comprehensive List Of Services

Accessibility and Support

At State Employees', we strive to create an inviting environment where members feel comfortable seeking assistance. Our branch features basic drive-thru banking for deposits, withdrawals, and simple transactions. This way, you can get what you need without stepping inside if you're short on time.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, are crafted to support your entrepreneurial spirit. We know running a business comes with its own set of challenges, and having a reliable financial partner can make all the difference.

Connect With Us

We're excited to be part of your financial journey! If you'd like more information about our comprehensive range of services or need assistance with any banking needs, please don't hesitate to reach out. You can contact us at 252-331-2100 or visit us at 105 Northside Park, Elizabeth City, NC 27909. Explore how we can help you achieve your financial goals today! Visit our website at ncsecu.org for more details or to get started with opening an account online.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. With these tools at your fingertips, managing your finances has never been easier. Check balances, transfer funds, pay bills, or even apply for loans all from the comfort of your home or while on the go. Our ATM and cash withdrawal services ensure that access to your money is just around the corner, whether through one of our ATMs or via basic drive-thru banking for quick transactions.

Personal Banking Solutions

We understand that managing your day-to-day finances is essential. That's why we offer various personal banking options, including checking and savings accounts tailored to suit different lifestyles. If you're considering a new car, our auto loans and vehicle financing make it easy to drive away in the vehicle you want without breaking the bank. Need a little extra cash? Our personal loans and debt consolidation services can provide the financial relief you need. For those interested in purchasing a home, our mortgage loans and refinancing options are designed with competitive rates and flexible terms. Plus, our credit cards with rewards can help you earn points on your everyday purchases, giving you more value from your spending.

Digital & Online Banking

At State Employees', we understand that banking should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our tools ensure you can manage your finances with ease. One of the key features is our user-friendly online banking platform, which allows you to check your account balances, pay bills, and transfer funds anytime day or night. You can easily access these services at https://www.ncsecu.org/. Plus, if you're interested in going paperless, we offer e-statements that provide you with a quick and environmentally friendly way to view your transactions. For those who prefer managing their finances through their smartphones, our mobile application makes it simple to bank anywhere. You can enjoy features like mobile payments, letting you make purchases directly from your phone without needing cash or cards. And if you ever need to sign documents digitally, our electronic signature authorization feature ensures a smooth process for loan applications and other paperwork. While person-to-person transfers aren't available yet, we are constantly looking to improve our services. You can feel confident knowing that all of your online activities are protected with top-notch security measures. With 24/7 online banking services at your fingertips, managing your money has never been easier. Join us at State Employees' and experience the benefits of modern banking today!

Financial Strength

A Growing Community

The trust our members place in us is evident through our total share accounts of 5,850,875. This growing member base strengthens our commitment to you as your trusted partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is here to support you every step of the way. Visit us at 105 Northside Park Elizabeth City Nc 27909 or call (252) 331-2100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have $0 in non-member deposits, ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We take pride in our operational efficiency, as seen in our $2,145,244. This ensures we can continue offering competitive loan rates and solid financial products tailored for our members. We also have a dedicated team of 7,729 full-time employees and 529 part-time employees who are always ready to assist you with knowledgeable service.

Reinvestment for Growth

Our commitment to enhancing your banking experience is reflected in our $133,577,509 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Foundations

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also provide refinancing options for existing loans. If you're interested in lowering your monthly payments or consolidating debt into one manageable loan, our team is here to guide you through the process. For business owners considering expansion or investment opportunities, our outstanding commercial loans can provide the necessary capital to grow your business though currently there are no outstanding commercial loans available through us. At State Employees', we pride ourselves on supporting our members at every step of their financial journey. For questions about eligibility or to learn more about our loan offerings, feel free to reach out at (252) 331-2100 or visit us at 105 Northside Park Elizabeth City NC 27909. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable used vehicle, our financing options can make the process smoother and more affordable.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in their finances, we offer total credit lines of $18,909,000,000. Additionally, our unsecured credit card loans amounting to $1,177,171,541 help members manage their day-to-day expenses effectively while earning rewards along the way. Our cards come with flexible terms that fit various budgets and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without the stress often associated with mortgages.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender listed on LendMesh meets strict guidelines for accuracy and reliability, giving users confidence in their choices.

STATE EMPLOYEES' CREDIT UNION - Elizabeth City, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Elizabeth City, NC (27909)