State Employees' Credit Union Edenton NC: Low Mortgage Rates & Top Checking

Introduction

Welcome to State Employees' Credit Union in beautiful Edenton, NC! Located at 101 Mexico Rd, our branch has been serving the community since 1937, and we take pride in being a trusted partner for your financial needs. With a robust membership of over 2.8 million individuals, we are dedicated to providing personalized service and innovative banking solutions. Our credit union boasts impressive financial stability, with total assets exceeding $57 billion and total deposits amounting to $7.87 billion. We believe in empowering our members through competitive loan options, currently totaling around 1,194,630 loans and leases, ensuring you have access to the resources you need for your personal and business aspirations. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, we continue to focus on community impact and member satisfaction. Our team of 8,258 employees is here to assist you every step of the way. While members can visit us at our branch address, any official correspondence should be sent to: 101 MEXICO RD, EDENTON, NC 27932. We invite you to explore our range of services including checking and savings accounts, auto loans, mortgages, personal loans, and more all designed with your needs in mind. For any questions or assistance, feel free to reach out at (252) 482-5317 or visit us online at www.ncsecu.org. Come experience the difference with State Employees' Credit Union your community-focused financial partner!

Branch History & Mission

At State Employees' Credit Union, we take pride in our long-standing history and commitment to serving the community of Edenton, NC. Established in 1937, our branch has evolved significantly over the years while maintaining a strong focus on member satisfaction and community support. With a total membership of over 2.8 million and total assets reaching an impressive $57,229,286,839, we have become a trusted financial partner for countless individuals and families. Located at 101 Mexico Rd, Edenton, NC 27932, our branch is easily accessible to members. We invite you to visit us during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. For those on the go, we offer convenient ATM services and drive-thru banking options for quick transactions. Our mission at State Employees' is simple yet powerful: to provide affordable financial services while uplifting our community. We believe that by helping our members achieve their financial goals whether it's securing an auto loan, refinancing a mortgage, or offering credit card rewards we can contribute positively to their lives. Our commitment extends beyond just banking; we actively engage in community outreach efforts that foster growth and support local initiatives. While members can visit us at 101 Mexico Rd, official correspondence should be sent to 101 MEXICO RD, EDENTON, NC 27932 if needed. We are also proud to be ADA compliant, ensuring that all individuals have equal access to our services. In addition to traditional banking services like checking accounts and personal loans, we have embraced digital advancements by providing online and mobile banking options for added convenience. Our goal is to make banking as accessible as possible for everyone. Join us at State Employees' Credit Union today! Experience firsthand how we can help you navigate your financial journey with confidence and ease. Whether you're looking for personal or business banking solutions, we're here for you every step of the way.

Branch Location & Accessibility

Get in Touch

For any questions or assistance, feel free to reach out at 252-482-5317. While members can visit us at our branch address, official correspondence should be sent to 101 MEXICO RD, EDENTON, NC 27932 if it's different from where you bank. We invite you to come by and discover how we can support your financial goals today!

Nearby Landmarks and Accessibility

Nestled in the heart of Chowan County, our branch is close to local landmarks that make it a familiar stop for many. Just a stone's throw from the scenic Edenton Bay, you can enjoy the beautiful views while taking care of your banking tasks. We prioritize accessibility for all members; our location is ADA compliant, featuring ramps and designated parking spots for those who need them.

Operating Hours and Services

At State Employees', we understand that convenience is key. That's why we offer lobby hours from 8:30 AM to 5:30 PM on weekdays, so you can visit us before or after work. Need a quick transaction? Our drive-thru service allows you to complete deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, accessing cash has never been easier!

Member Eligibility

Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of our supportive community, eligibility is simple and welcoming. Generally, anyone who lives or works in the area can join us. We value our members and strive to offer services that meet their unique needs, whether it's personal banking, auto loans, or home mortgages. To get all the specific details on eligibility, feel free to check out our resource at http://www.ncsecu.org/join#eligibility. Opening an account with us is just as easy! You can start your journey by visiting us in person at 101 Mexico Rd Edenton Nc 27932 or you can conveniently apply online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance along the way, don't hesitate to call us at (252) 482-5317. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that allow your business to expand its operations, hire more staff, or invest in new technology. At State Employees', our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Running a business involves more than just managing finances; it's about creating a seamless experience for your customers. Our merchant services offer practical solutions that make transactions easier and more efficient. With tools designed to simplify payments and enhance customer satisfaction, you can focus on what you do best growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Connect with us today at (252) 482-5317 to explore how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have access to your money whenever you need it. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days when time is of the essence. At State Employees', located at 101 Mexico Rd Edenton Nc 27932, we strive to be more than just a financial institution; we want to be a partner in your financial journey. If you have questions about any of our services or want personalized advice, don't hesitate to reach out! You can contact us at (252) 482-5317, and one of our friendly team members will be ready to assist you. We invite you to explore all that we have to offer and discover how Edenton can help simplify your financial life today!

Business Services

For entrepreneurs in our community, we offer robust solutions through our Business Banking services. This includes merchant services and business loans that can help you grow your enterprise. We understand that running a business comes with its own set of challenges, and we're here to assist you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in Online & Mobile Banking services. With these tools at your fingertips, managing your accounts has never been easier. You can check balances, transfer funds, and even deposit checks right from your smartphone or computer without needing to visit our branch.

Loans and Financing

If you're considering buying a car or refinancing your home, Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are available to help you secure the best rates. For those unexpected expenses or plans for improvement, our Personal Loans & Debt Consolidation options can provide the support you need. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, making it easier to enjoy the little things in life.

Personal Banking

We know that everyone's financial journey is unique. That's why we offer Personal Banking options that include checking and savings accounts tailored to fit various lifestyles. Whether you're just starting out or planning for retirement, our accounts come with features that make managing your money easy and accessible.

Digital & Online Banking

At State Employees', we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to provide you with convenient access to your accounts anytime, anywhere. With our secure online platform, you can take control of your financial journey from the comfort of your home or on the go. Our online banking services are available 24/7, allowing you to check your balance, transfer funds, and pay bills at your convenience. You can explore all these features by visiting us at https://www.ncsecu.org/. Plus, if you're looking to go paperless, we offer e-statements for those who prefer a more eco-friendly way to manage their accounts. For added convenience, our mobile application makes banking even easier. You can make mobile payments effortlessly and keep track of your transactions right from your smartphone. Whether you're grabbing coffee or shopping for groceries, you'll have access to your accounts wherever you are. Security is also a top priority for us at State Employees'. We provide electronic signature authorization so you can complete transactions confidently without worrying about paperwork. Your information is protected with the latest security measures, giving you peace of mind while you manage your finances online. While person-to-person transfers aren't currently offered, our other digital features ensure that managing your money is straightforward and hassle-free. At State Employees', we're committed to making sure you have the tools needed for real-time account management and financial empowerment. Explore our services today and experience the future of banking!

Financial Strength

A Growing Member Base

With total share accounts numbering 5,850,875, our strong and growing member base trusts us with their finances. Net Shares available for lending and investments stand at $574,556,810, reinforcing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 101 Mexico Rd Edenton Nc 27932 or call (252) 482-5317 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we support members' financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We offer competitive financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized service to help guide you through the mortgage process, making it easier than ever to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, giving you peace of mind as you spend. For those considering refinancing options or checking eligibility for any of our products, we encourage you to reach out. You can contact us at (252) 482-5317 during our operating hours from 8:30 AM to 5:30 PM. At State Employees', we're committed to providing comprehensive support for all your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can work for you!

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STATE EMPLOYEES' CREDIT UNION - Edenton, NC

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