Nc State Employee Credit Union

Nestled in the welcoming community of Eden, the State Employees' Credit Union branch at 1004 S Van Buren Rd is your local partner for trusted financial solutions. Whether you’re looking to secure some of the best auto loans with flexible vehicle financing or simplify your personal banking with convenient checking and savings accounts, this friendly branch offers expert service designed around your unique needs. Open Monday through Friday from 8:30 AM to 5:30 PM, it’s easy to stop by for personalized support that fits your schedule.
Serving a strong membership base with assets totaling over $57 billion, this Eden location also shines with competitive mortgage loans and refinancing options tailored to make homeownership more attainable. Local businesses can take advantage of merchant services and business loans crafted to fuel growth. With convenient drive-thru banking and onsite ATM access for quick deposits, withdrawals, and balance checks—plus secure online and mobile banking platforms—you have multiple ways to manage your finances anytime.
Visit the State Employees’ Credit Union branch at 1004 S Van Buren Rd or call 336-623-4701 today to experience friendly service rooted in community care. Discover how our signature auto loans and mortgage programs can help you confidently accelerate toward your financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

At State Employees' Credit Union, we pride ourselves on being more than just a financial institution; we are a trusted partner in the community. Located at 1004 S Van Buren Rd, Eden, NC 27288, our branch has been serving members since 1937. With a strong commitment to helping individuals and families achieve their financial goals, we have grown into a robust community resource, currently boasting over 2.8 million members. Our assets total an impressive $57.2 billion, reflecting our strength and stability in the financial landscape. We manage $7.9 billion in deposits, ensuring that your hard-earned money is safe and accessible when you need it. Our dedicated team of 8,258 employees works tirelessly to provide personalized service and innovative financial solutions tailored to your needs. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, we continually strive to enhance our offerings. From competitive auto loans to rewarding credit cards and comprehensive business banking services, our goal is to empower every member with the tools they need for success. While you can visit us at our Eden branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 1004 S VAN BUREN RD, EDEN, NC 27288. We invite you to explore how we can support your journey towards financial well-being. Whether you're looking to open an account or need assistance with loans, our friendly staff is here to help. Feel free to reach out at 336-623-4701 or visit us online at www.ncsecu.org. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services. We actively engage with local initiatives and partnerships that uplift our community. Whether through educational programs or charitable contributions, we aim to make a meaningful impact on the lives of those around us. We understand that accessibility matters too. That's why our Eden branch features both ATM availability and drive-thru banking options, ensuring that you can manage your finances conveniently while adhering to ADA compliance standards. While members can visit us at 1004 S Van Buren Rd, official correspondence should be sent to our mailing address: 1004 S VAN BUREN RD, EDEN, NC 27288.

Join Us Today

As we look ahead, State Employees' continues to embrace innovation while remaining grounded in our mission to serve you better. We invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and community. For more information about how you can become a member or explore our offerings further, please reach out at 336-623-4701 or visit us online at ncsecu.org. Together, let's build a brighter financial future!

Our Mission

At the core of our mission is a simple yet powerful promise: to provide exceptional financial services while supporting our community's needs. We believe that banking should be more than just transactions; it should empower individuals and foster a sense of belonging. Our goal is to create an environment where everyone feels valued and supported in their financial journey. We are dedicated to offering a wide range of services tailored to meet our members' diverse needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to ensure that all members have access to the resources they need for success. Additionally, we prioritize digital advancements to make banking easier and more convenient for everyone.

Branch Location & Accessibility

Welcome to the State Employees' branch located at 1004 S Van Buren Rd in Eden, North Carolina! We're proud to be part of this vibrant community in Rockingham County, conveniently situated near local landmarks that make us easy to find. Whether you're stopping by for a quick transaction or seeking more information about our services, we're here to help. At our Eden branch, accessibility is a priority. We offer ample parking and have ADA-compliant features to ensure that everyone can access our facilities without hassle. Our friendly staff is always ready to assist you with any banking needs you may have. If you need to reach us by phone, don't hesitate to call at 336-623-4701. Our operating hours are designed for your convenience; we're open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to visit before or after work. We're also equipped with an ATM and drive-thru service, allowing you to manage your finances quickly and efficiently without having to step inside. Whether you're making deposits, withdrawals, or checking your balance, we've got you covered! While members can visit us at 1004 S Van Buren Rd, official correspondence should be sent to the same address. We invite you to stop by and discover how State Employees' Credit Union can support your financial journey. We look forward to seeing you soon!

Member Eligibility

Joining the State Employees' community means becoming part of a supportive network that truly cares about its members. To become a member, you need to meet some simple eligibility criteria, which primarily focus on your connection to North Carolina or your employment with state agencies. If you live, work, or worship in the area, you're likely eligible! We believe that everyone deserves access to quality financial services and support, and at State Employees', we're dedicated to making that possible for you. For more detailed information on eligibility requirements, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can start your journey by visiting our account opening page or simply give us a call at (336) 623-4701. Our friendly team is here to help guide you through the process and answer any questions you might have. We can't wait to welcome you into our family at State Employees', located at 1004 S Van Buren Rd Eden Nc 27288!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, having efficient payment processing is crucial. Our merchant services allow you to accept payments seamlessly whether it's via card, mobile app, or online transactions making it easier for you to focus on running your business while we handle the payments. Located at 1004 S Van Buren Rd Eden Nc 27288, Eden, NC, we are here to help you achieve your business goals. For more information about how our business banking and commercial services can benefit you, give us a call at (336) 623-4701 or visit our website at https://www.ncsecu.org/. Let's grow together!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Take advantage of our ATM services, which allow for easy withdrawals and balance checks. Plus, our drive-thru banking provides a convenient way to handle deposits, withdrawals, and simple transactions without leaving your car. At State Employees', we believe that banking should be straightforward and supportive of your needs. If you're ready to experience comprehensive financial services tailored just for you, give us a call at (336) 623-4701 or visit us at Eden today! Let us partner with you on your financial journey!

Business Banking Solutions

Running a business comes with its own set of challenges, and at State Employees', we strive to make banking easier for entrepreneurs. Our business banking services, including merchant services and business loans, are crafted to help your business thrive.

Credit Cards and Rewards

For those who want to maximize their spending power, we offer credit cards with rewards that allow you to earn points on your purchases. Imagine going on that dream vacation just by using your card for everyday expenses!

Digital Banking Convenience

In today's fast-paced world, managing finances should be simple and accessible. That's why we've invested in top-notch online and mobile banking features. With these tools, you can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere.

Personal Banking Services

Whether you're looking to open a checking account or start saving for the future, our personal banking services have got you covered. We offer various checking and savings accounts tailored to fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you hit the road in no time, all while keeping payments manageable. Thinking about buying a home? Our mortgage loans and refinancing services provide flexible solutions that can accommodate your budget and goals. And if you need some extra cash for unexpected expenses or debt consolidation, our personal loans are here to assist you without the stress.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. With the option for electronic signature authorization, signing important documents is easier than ever, giving you peace of mind without the hassle of paperwork. Plus, e-statements are available, so you can keep track of your transactions while helping the environment by reducing paper waste. For those who prefer banking on their mobile devices, our user-friendly mobile application is ready to assist you. You can easily make mobile payments right from your phone, which means no more fumbling for cash or cards during checkout. And while we currently don't offer person-to-person transfers, our other features ensure that sending money and managing your finances remains straightforward and efficient.

Security You Can Trust

Your security is our top priority. Our online banking services use advanced encryption technology to protect your information and transactions. This way, you can manage your accounts confidently knowing that you're safe from unauthorized access. With all these digital tools at your fingertips, managing your finances has never been easier or more accessible. Visit us today at https://www.ncsecu.org/ to learn more about how our digital and online banking services can empower you in achieving your financial goals!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential, which is why we are committed to maintaining strong financial health. With a net worth of $5,446,832,560, we are positioned to offer better rates, lower fees, and enhanced member services. This solid foundation allows us to support our members' needs with confidence. Our net worth ratio of $971 further demonstrates our capital strength, ensuring that we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members first. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to service goes beyond just numbers. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable assistance. In summary, the net shares available for lending stand at $574,556,810, supporting your financial aspirations with trust and reliability. The total share accounts number 5,850,875, showcasing a strong and growing member base that believes in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1004 S Van Buren Rd Eden Nc 27288 or call (336) 623-4701 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our team is here to help you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer personalized service to help you navigate the process and find a mortgage solution that fits your budget.

Other Loan Products

In addition to auto and mortgage loans, we provide personal loans for debt consolidation and other financial needs. If you're interested in business financing, our commercial loan options are tailored for entrepreneurs looking to grow their operations. If you're considering refinancing or exploring eligibility options for any of these products, please reach out to us at (336) 623-4701 or visit us at our location: 1004 S Van Buren Rd Eden Nc 27288, Eden, NC. We're here to answer your questions and assist you in finding the best financing solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your financial journey today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit card products come with various features and rewards, allowing you to choose what best suits your lifestyle.

Loan Aggregator

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