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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union, where we prioritize your financial well-being. Located at 2223 Ne Creek Pkwy, Durham, NC 27713, our branch has been a trusted part of the community since its establishment in 1937. With a solid membership base of over 2.8 million members, we are dedicated to providing exceptional services tailored to meet your unique needs. At State Employees', we understand that managing finances can sometimes feel overwhelming. That's why our team, led by CEO Leigh Brady and Board President Mona Moon, is here to guide you every step of the way. Whether you're looking for a reliable loan option or a safe place to deposit your savings, we have you covered. Our total assets amount to an impressive $57.2 billion, ensuring that we have the resources to support our members effectively. While you can visit us at our physical location, please note that official correspondence should be sent to the same address: 2223 NE Creek Parkway, Durham, NC 27713. We invite you to explore our offerings, which include loans and deposits amounting to over $7.8 billion and a robust net worth of $5.4 billion. Our friendly staff is available to assist you during business hours from Monday to Friday, 8:30 AM to 5:30 PM. If you have any questions or need assistance, don't hesitate to call us at 919-941-9120. Join us at State Employees' Credit Union and experience the difference of being part of a community-focused organization committed to serving your financial needs with integrity and care. Visit our website at ncsecu.org today!
Branch History & Mission
Join Us
We invite you to be part of the State Employees' family! Experience firsthand the benefits of membership whether it's lower loan rates or personalized financial guidance. Together, we can build a brighter future for you and your community. For more information or to become a member today, give us a call at 919-941-9120 or visit us online at ncsecu.org.
Our Evolution
From our humble beginnings, State Employees' has evolved significantly over the decades. We started with a vision to support state employees and their families by offering accessible financial solutions. Over the years, we have expanded our offerings and embraced modern banking technologies to better serve our members. Today, with total assets reaching an impressive $57.2 billion, we continue to provide loans, savings accounts, and various services tailored to meet the needs of our diverse membership. Our branch is equipped with features designed for convenience and accessibility. While we do not offer drive-thru banking or ATM services at this location, we ensure that our members can access crucial banking functions through digital platforms like online banking and mobile applications.
Our Mission
At the heart of State Employees' mission is a commitment to empower our members financially while promoting community well-being. We strive to deliver exceptional service and support that goes beyond traditional banking. Our focus is on creating lasting relationships with each member, understanding their unique needs, and providing personalized solutions. We are also dedicated to giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us, helping them achieve their financial goals and improve their quality of life. While members can visit us at 2223 Ne Creek Pkwy in Durham for all their banking needs, official correspondence should be sent to our mailing address: 2223 NE Creek Parkway, Durham, NC 27713. As part of our ongoing commitment to accessibility and innovation, we have implemented ADA-compliant practices throughout our branch. We believe that everyone deserves equal access to financial services and work diligently to ensure that all members feel welcomed and supported.
Branch Location & Accessibility
Operating Hours and Services
Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to drop by during your day. While we do not have ATM services or drive-thru banking at this location, we offer a variety of essential services right inside the branch. Whether you need help with your accounts or have questions about loans, our friendly staff is here to assist you. Should you wish to reach out before visiting, feel free to call us at 919-941-9120. We are always happy to answer any questions you may have! While members can visit us at 2223 Ne Creek Pkwy for all their banking needs, official correspondence should be sent to our mailing address at 2223 NE Creek Parkway, Durham, NC 27713. We invite you to come by and experience the personal touch that State Employees' credit union offers. Your financial well-being is our priority!
Parking and Accessibility Features
We understand that accessibility is important for all our members. Our branch features ample parking spaces, including designated spots for those who may need extra assistance. The building is fully ADA compliant, with ramps and other accessibility features ensuring everyone can visit us without hassle.
Member Eligibility
Joining State Employees' is like becoming part of a close-knit family where your financial well-being is the top priority. If you live, work, or worship in the great state of North Carolina, you're likely already eligible to become a member! This means that whether you're a teacher, a healthcare worker, or just someone who values community support, we welcome you with open arms. To dive deeper into the specific eligibility requirements, feel free to visit our detailed page at http://www.ncsecu.org/join#eligibility. Becoming a member opens the door to a range of benefits designed to enhance your financial journey, including competitive rates on loans and savings accounts that can help you achieve your goals. Ready to get started? The account opening process is simple and straightforward; just check out our online application at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions along the way, don't hesitate to reach out to us at (919) 941-9120. We're here for you every step of the way!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine being able to accept payments seamlessly from your customers, regardless of how they prefer to pay. Our merchant services equip you with tools that make transactions smooth and efficient. From point-of-sale systems to online payment options, we make it easier for your business to thrive in today's competitive marketplace. Come visit us at 2223 Ne Creek Pkwy Durham Nc 27713 in Durham, NC, or call us at (919) 941-9120 to learn more about how we can support your business's financial journey!
Comprehensive List Of Services
Convenience at Your Fingertips
We also offer features like electronic signatures and e-statements, which streamline processes and reduce paperwork. You can easily sign documents electronically and receive your statements via email, saving both time and trees! Our goal is to make banking as simple as possible so that you can focus on what truly matters your life. As a member of State Employees', located at 2223 Ne Creek Pkwy Durham Nc 27713, you're part of a community that values personal relationships and support. If you ever have questions about our services or need assistance navigating your financial journey, don't hesitate to reach out to us at (919) 941-9120. Our friendly team is here to help!
Join Us Today
Whether you're new to banking or looking for a better way to manage your finances, State Employees' is here for you. We invite you to explore all that we offer and become a part of our growing family in Durham, NC. For more information or to get started with any of our services, please visit us online at Rtp or give us a call. We look forward to assisting you on your financial journey!
Services Tailored for You
One of the most valued features at State Employees' is our ATM Services Only. Imagine a scenario where you need cash for an unexpected outing or a last-minute purchase; our ATM services ensure you have access to your funds whenever and wherever you need them. This service is just one example of how we prioritize ease and accessibility for our members. In addition to this essential service, State Employees' offers various digital banking options that enhance your banking experience. With online banking, you can manage your account from the comfort of your home or on-the-go. This means checking balances, transferring funds, and paying bills can all be done with just a few clicks on your computer or mobile device. Plus, our mobile application allows you to bank anytime perfect for busy schedules.
Digital & Online Banking
Key Features
One of the standout features is our mobile application, which puts all your banking needs right at your fingertips. With this app, you can enjoy mobile payments, making transactions as simple as a tap on your phone. Plus, our electronic signature authorization streamlines processes, letting you sign documents securely from anywhere. We also provide e-statements for those who prefer going paperless. This not only helps in keeping your records organized but also enhances your account security by reducing the risk of lost or stolen mail. While person-to-person transfers are not available at this time, we ensure that all other features are user-friendly and accessible. Whether you're checking account activity or making payments, everything is designed to be straightforward. With our commitment to security and ease-of-use, managing your finances has never been easier. Join us at State Employees' to experience how digital banking can simplify your life!
Financial Strength
Growing Member Base
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2223 Ne Creek Pkwy Durham Nc 27713 or call (919) 941-9120 to learn more about how we can help you achieve your financial goals.
Investing in Our Future
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting members' financial goals across various sectors.
Member-Focused Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
In addition to our primary offerings, we have various refinancing options available that can help you save money on existing loans. If you're unsure about your eligibility for any of our products, please don't hesitate to reach out! You can contact us at (919) 941-9120 for more information. At State Employees', we prioritize transparency and member service. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our location at 2223 Ne Creek Pkwy Durham Nc 27713, Durham, NC or check out our website at https://www.ncsecu.org/ for more details on how we can assist you in achieving your financial objectives!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a pre-owned one, we're here to help you every step of the way.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand your options and find the best solution for your needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, allowing you to use them as a smart way to handle everyday expenses or unexpected costs.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender listed on LendMesh has been vetted for accuracy, meaning users can rely on the information they receive.