State Employees' Credit Union Durham NC: Quick Personal Loans & Rewards Cards

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner since 1937. Located at 2421 E NC Highway 54, Durham, NC 27713, we are proud to serve our vibrant community with a commitment to personal and accessible banking solutions. With a total membership of over 2.8 million, we strive to meet the diverse needs of our members while fostering a sense of belonging and trust. At State Employees', we understand that financial stability is essential for both individuals and businesses. That's why we manage a robust portfolio with total assets reaching an impressive $57,229,286,839. Our dedication to helping you achieve your financial goals is reflected in our extensive range of services, including personal banking, auto loans, mortgage options, and business financing solutions. While members can visit us at our branch location, official correspondence should be directed to 2421 E NC HIGHWAY 54, DURHAM, NC 27713 if needed. Under the leadership of our CEO Leigh Brady and Board President Mona Moon, we continue to prioritize member satisfaction and community impact. Our financial strength is evident in our substantial total deposits of $7,866,265,767 and net worth of $5,446,832,560. With a dedicated team of 8,258 employees, we are here to provide personalized service tailored just for you. Whether you're looking to open a new account or explore loan options, feel free to reach out via phone at 919-806-0903 or visit us online at ncsecu.org. We invite you to experience the difference that comes from being part of a credit union that truly values its members!

Branch History & Mission

Embracing Innovation

As we look towards the future, we remain dedicated to enhancing our services through digital advancements. With features such as online banking, mobile payments, and e-statements, managing your finances has never been easier or more convenient. We ensure that our facilities are ADA compliant so that every member can comfortably access our services. With total assets of over $57 billion, we are well-equipped to support your financial journey. Our focus on customer service means you can expect personalized assistance every step of the way. Whether you need help with setting up an account or advice on loans, our knowledgeable staff is here for you.

Join Us

We invite you to become part of the State Employees' family today! Experience firsthand how we can assist you in achieving your financial dreams while also being part of a supportive community network. Together, let's build a brighter future. For more information or to open an account, please call us at 919-806-0903 or visit us online at ncsecu.org. Your journey starts here!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on the lives of our members and the community. We believe that everyone deserves access to quality financial solutions that empower them to achieve their goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to meet the diverse needs of our members. We understand that being part of a community means supporting it as well. That's why we actively engage in outreach efforts and partnerships that strengthen our local ties. Our commitment extends beyond financial services; we aim to uplift those around us by participating in events and initiatives that foster growth and well-being.

Branch Location & Accessibility

Welcome to the State Employees' branch located at 2421 E NC Highway 54 in vibrant Durham, North Carolina! Our branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're heading home from work or running errands, we're here to serve your banking needs with a smile. At our Durham location, we prioritize accessibility for all members. You'll find ample parking available right outside the entrance, along with ADA-compliant features to ensure everyone can enjoy our services comfortably. While visiting us at this address, remember that official correspondence should be sent to the same address: 2421 E NC HIGHWAY 54, DURHAM, NC 27713. Our friendly team is available during our convenient operating hours from Monday through Friday, 8:30 AM to 5:30 PM. We understand that life can get busy, so we're here when you need us most! If you have any questions or need assistance, feel free to give us a call at 919-806-0903. In addition to personal banking services like checking and savings accounts, auto loans, and mortgage options, our branch also features an ATM for quick cash withdrawals and balance checks. Unfortunately, we do not offer drive-thru service at this location; however, our team is ready to assist you inside. We invite you to visit us at the State Employees' branch in Durham. Experience our commitment to helping you achieve your financial goals today!

Member Eligibility

At State Employees', we believe that becoming a member means joining a caring community that's focused on your financial well-being. If you live, work, or attend school in North Carolina, you're likely eligible to join us! We welcome individuals who are dedicated to supporting one another and making the most of their financial journeys. Whether you're looking for personal banking options, loans, or simply a place to save, our members enjoy a range of benefits designed with their needs in mind. To get the full scoop on eligibility criteria, feel free to check out this link for detailed information. When you're ready to take the next step toward membership at State Employees', opening an account is a breeze. You can find all the details you need to get started by visiting this page. Should you have any questions or need assistance, don't hesitate to reach out to us at (919) 806-0903. We can't wait to welcome you into our community at 2421 E Nc Highway 54 Durham Nc 27713!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a partner that simplifies your payment processes and enhances customer satisfaction. Our merchant services offer just that. Whether you need point-of-sale systems or online payment options, we help ensure you can focus on what matters most growing your business. Located at 2421 E Nc Highway 54 Durham Nc 27713 in Durham, NC, we're here to provide personalized service that fits your business needs. Contact us at (919) 806-0903 to learn how we can help your business flourish!

Comprehensive List Of Services

ATM Services

Our commitment extends beyond standard banking hours with convenient ATM & cash withdrawal services available for easy access whenever you need it. Basic ATM access allows you to perform withdrawals and balance checks quickly and securely. If you're ready to take control of your financial future, we invite you to visit us or reach out at (919) 806-0903. Join the many members who trust State Employees' for their financial needs. Experience firsthand how our comprehensive list of services can benefit you today!

Business Banking Services

For our business members, we provide essential services including merchant services and business loans designed to help your company thrive. Whether you're starting a new venture or looking to expand, we're here to support your entrepreneurial spirit.

Credit Support

Need help with unexpected expenses? Our personal loans and debt consolidation services can assist in streamlining your finances, making it easier to manage payments. Plus, our credit cards with rewards give you the chance to earn while you spend, making everyday purchases more rewarding.

Digital Banking Features

In today's busy world, convenience matters. That's why we prioritize digital banking features that allow you to manage your finances on the go. With our online and mobile banking, accessing your accounts is as simple as tapping on your phone or logging into your computer from anywhere. You can check balances, transfer funds, and pay bills without stepping foot in the branch.

Personal Banking Solutions

We offer an array of personal banking options designed to make managing your finances easier. Our checking and savings accounts provide flexible solutions whether you're saving for a special purchase or just want easy access to your funds. If you're looking to buy a new car, our auto loans and vehicle financing options make the process straightforward and affordable. We also understand that purchasing a home is a big step, which is why we offer mortgage loans and refinancing solutions tailored to your individual needs.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts anytime, anywhere. Enjoy 24/7 online banking services that allow you to check your balances, pay bills, and transfer funds with ease. Plus, our mobile application brings all these features to your smartphone, making banking even more accessible. Security is a top priority for us. We offer electronic signature authorization, allowing you to sign documents securely online without the hassle of printing and mailing. You can also opt for e-statements, which not only save paper but provide quick access to your account statements when you need them.

Mobile Features

Our mobile payments feature makes it simple to make purchases directly from your phone. No need for cash or cards just tap and go! For those times when you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy (although please note this service is currently not available). Managing your finances has never been easier or more secure. With real-time account management tools at your disposal, you can keep track of every transaction and stay on top of your financial goals. In summary, State Employees' combines user-friendly technology with robust security measures to ensure that your banking experience is as smooth and worry-free as possible. Join us today and discover how convenient banking can be!

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810 demonstrate our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2421 E Nc Highway 54 Durham Nc 27713 or call (919) 806-0903 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines

For those who need extra flexibility, our credit lines totaling $18,909,000,000 provide an excellent option for managing cash flow. Whether it's for unexpected expenses or planned purchases, having access to credit can make all the difference. At State Employees', we believe in empowering our members through financial education and support. If you're considering refinancing options or want to learn more about eligibility for any of our loan products, feel free to reach out. Our team is here to assist you every step of the way! To learn more about our loan offerings or speak with a representative, call us at (919) 806-0903 during our operating hours from Monday to Friday, 8:30 AM - 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to support your journey toward owning a home with affordable solutions tailored to meet your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that add value to your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers presented are fair and transparent. By relying on verified institutions, LendMesh makes sure you receive accurate information when comparing loans.

STATE EMPLOYEES' CREDIT UNION - Durham, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Durham, NC (27713)