State Employees' Credit Union Dobson NC: Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to State Employees' Credit Union, where your financial journey is our priority! Located at 826 E Atkins St, Dobson, NC 27017, we have been proudly serving our community since 1937. With a strong commitment to our members, we have grown to support over 2.8 million individuals and families in achieving their financial goals. At State Employees', we believe that everyone deserves access to quality financial services. Our total assets exceed $57 billion, reflecting our stability and dedication to serving you better every day. With more than 825 employees on our team, we are here to provide personalized service tailored to your needs. Whether you're looking for checking accounts, auto loans, or mortgage options, we've got you covered. While members can visit us at 826 E Atkins St, official correspondence should be sent to the same address for your convenience. You can also reach us at 336-386-8844 or explore our website at ncsecu.org for more information about our services and offerings. Our CEO, Leigh Brady, and Board President, Mona Moon, lead with a vision of trust and community impact. We are proud of our financial strength, with total deposits reaching an impressive $7.87 billion and a net worth of $5.45 billion. This ensures that your money is safe with us while we work hard to grow your savings. Join us today and experience the difference of being part of a member-focused credit union that truly cares about your success! Visit us at State Employees' Credit Union in Dobson or call us now to learn how we can help you thrive financially.

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of our growing family at State Employees' Credit Union. Experience firsthand the benefits of being a member where your needs are prioritized, and your voice matters. Whether you're looking to open a new account or need assistance with a loan, our dedicated team is here to help every step of the way. Call us today at 336-386-8844 or visit our website at ncsecu.org to learn more about how we can serve you better. Together, let's build a brighter financial future!

Our Mission

At State Employees' Credit Union, our mission is simple yet powerful: to provide exceptional financial services while actively supporting the communities we serve. We believe in making banking accessible and beneficial for everyone. Our services include personal banking such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we offer business banking solutions tailored to meet the needs of local entrepreneurs. We understand that accessibility is key to serving our members effectively. That's why we provide various options for banking convenience, including an ATM available on-site and drive-thru service for quick transactions. Our operating hours are designed to fit your busy schedule; we're open Monday through Friday from 8:30 AM to 5:30 PM. Our commitment extends beyond traditional banking. We actively engage in community outreach initiatives aimed at supporting local organizations and promoting financial literacy among residents. We strive to build strong partnerships that foster economic growth within Dobson and beyond. While members can visit us at 826 E Atkins St, official correspondence should be sent to our mailing address at 826 E Atkins St, Dobson, NC 27017 if different from our branch location.

Branch Location & Accessibility

Accessibility and Features

At State Employees', we prioritize making your banking experience as smooth as possible. Our location features ample parking space, ensuring that you can park with ease during your visit. We are fully ADA compliant, providing ramps and other accessibility features to assist all members of our community.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed with your schedule in mind. You can visit us Monday through Friday from 8:30 AM to 5:30 PM. Whether you need assistance with personal banking, auto loans, or anything in between, our friendly staff is here to help!

Services Offered

In addition to our welcoming atmosphere, we offer a variety of services that cater to both personal and business needs. From checking and savings accounts to mortgage loans and credit cards with rewards, we have options to suit every financial goal. If you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals.

Visit Us Today!

While members can visit us at 826 E Atkins St Dobson Nc 27017, official correspondence should be sent to 826 E ATKINS ST, DOBSON, NC 27017. Feel free to reach out to us at (336) 386-8844 if you have any questions or need assistance before your visit. We invite you to come by and experience the exceptional service that sets us apart. Join us at State Employees' we look forward to serving you!

Member Eligibility

At State Employees', we believe that everyone deserves a chance to be part of a supportive and friendly community. Becoming a member is simple and welcoming, especially if you live, work, or worship in our service area, or if you're a family member of someone who qualifies. To learn more about the specific eligibility requirements, please visit this link, where you'll find all the details you need. Once you know you're eligible, opening an account with us is just as easy! You can start your membership journey online by visiting our account opening page or by giving us a call at (336) 386-8844. We're here to help you every step of the way at our branch located at 826 E Atkins St Dobson Nc 27017. Join us today and experience the many benefits that come with being a member of State Employees'!

Business Banking & Commercial Services

At State Employees', we understand that every business has unique needs. Whether you're a startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having the financial support to purchase new equipment, expand your team, or invest in marketing efforts that elevate your brand. That's where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing. Picture this: your customers can easily pay via various methods, whether through cards or mobile payments, enhancing their shopping experience and boosting your sales. Located at 826 E Atkins St Dobson Nc 27017 in Dobson, NC, we invite you to explore how State Employees' can empower your business today. For more information, give us a call at (336) 386-8844. Let's grow together!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also recognize that sometimes you just need quick access to cash or basic banking services. Our ATM & Cash Withdrawal Services provide easy access whenever you need it. Additionally, our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. If you're ever in doubt about any service or need assistance, feel free to reach out! You can contact us at 336-386-8844 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. At State Employees', we take pride in serving our community with a full suite of financial solutions tailored just for you. Come visit us today at 826 E Atkins St, Dobson NC 27017 or explore more about what we offer on our website: ncsecu.org. Let us help you achieve your financial goals!

Business Banking Services

For local businesses, we offer specialized banking solutions to support your growth. Our Business Banking services include merchant solutions that streamline transactions and business loans to help fund new projects or expansions. We understand that every business is unique, and we are committed to providing personalized service to meet your specific requirements.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at State Employees', we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With our Online & Mobile Banking platforms, you can easily check balances, pay bills, and transfer funds all from the comfort of your home or on-the-go.

Personal Banking Solutions

For individuals and families, we offer comprehensive personal banking options. You can open checking and savings accounts that fit your lifestyle. If you're planning on purchasing a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing services can get you behind the wheel quickly and affordably. For those considering home ownership, our Mortgage Loans & Refinancing options provide flexible terms tailored to your needs. If you're juggling expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation products are designed with you in mind. Plus, don't forget about our Credit Cards with Rewards, which offer great benefits for everyday purchases perfect for making the most out of your spending.

Digital & Online Banking

Key Features

Security is a top priority for us. With electronic signature authorization available, signing documents has never been easier or safer. You can also opt for e-statements, allowing you to keep track of your finances without the clutter of paper statements. This feature is not only environmentally friendly but also helps you stay organized. For those who prefer using their smartphones, our mobile application provides all the tools you need at your fingertips. You can make mobile payments with ease and enjoy quick access to your accounts while you're out and about. Need to send money to a friend? While we currently don't offer person-to-person transfers, our other features more than make up for it. At State Employees', we're committed to making banking simple and accessible for everyone. With our digital services, you'll have real-time management of your accounts right in your pocket. Join us today and experience how easy banking can be!

Financial Strength

Growing Member Base

Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. This trust fuels our ability to continue delivering excellent service while maintaining the financial strength that benefits all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 826 E Atkins St Dobson Nc 27017 or call 336-386-8844 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Focused Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Better Services

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $34,904,944,116, demonstrating our capability to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

For those considering refinancing or exploring eligibility options for our various loan products, we encourage you to reach out to us. Our team is here to assist you every step of the way. If you have any questions or need further assistance regarding our loan offerings at State Employees', feel free to contact us at 336-386-8844. You can visit us at our branch located at 826 E Atkins St Dobson NC 27017. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we provide financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We guide you through the process and help you understand your options so that you can make informed decisions for your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans available, our credit cards help members manage their finances effectively while earning rewards for their purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that every offer listed is fair and transparent, allowing consumers to make informed choices without hidden surprises.

STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans