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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees', your trusted partner in financial growth and community support. Located at 37 Briarcliff Dr, Clayton, NC 27527, we have been dedicated to serving our members since 1937. With a robust membership of over 2.8 million individuals, we pride ourselves on being more than just a credit union; we are a community of people working together for a brighter financial future. At State Employees', we understand the importance of stability and reliability in today's world. With total assets exceeding $57 billion and total deposits reaching $7.87 billion, our commitment to your financial well-being is unwavering. Our leadership team, including CEO Leigh Brady and Board President Mona Moon, work diligently to ensure that we provide services that meet your needs whether you're looking for personal banking, auto loans, mortgage options, or business banking solutions. While members can visit us at our branch location, official correspondence should be sent to 37 BRIARCLIFF DR, CLAYTON, NC 27527. We invite you to experience the friendly service and expert guidance that sets us apart. With a team of 8,258 dedicated employees ready to assist you, you can count on us for personalized support. Your financial journey is important to us. Whether you're considering taking out one of our 1,194,630 loans or simply want to explore savings options with our competitive interest rates, we're here to help every step of the way. Interested in learning more? Visit our website at ncsecu.org or give us a call at 919-763-3267 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Join the State Employees' family today where your success is our mission!
Branch History & Mission
At State Employees', we are proud of our rich legacy that began in 1937. Located at 37 Briarcliff Dr, Clayton, NC, our branch has been a cornerstone of the community for decades, growing alongside our members and adapting to their financial needs. Today, with over 2.8 million members and total assets reaching an impressive $57,229,286,839, we continue to be a trusted partner for individuals and families in Clayton and beyond. Our mission is straightforward: to empower our members through accessible financial services while actively supporting the communities we serve. We believe that when individuals thrive financially, the entire community benefits. This commitment drives us to provide a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and more. As technology evolves, so do we. Our branch offers modern conveniences such as online banking and mobile payments to ensure that our members have access to their accounts anytime and anywhere. We also prioritize accessibility; our facilities comply with ADA standards so everyone can utilize our services comfortably. Community involvement is at the heart of what we do. From sponsoring local events to partnering with organizations focused on education and wellness, we believe in giving back and making a positive impact where it matters most. While you can visit us at our branch address in Clayton, official correspondence should be sent to 37 BRIARCLIFF DR, CLAYTON, NC 27527 if different from the branch location. We invite you to experience the benefits of joining State Employees'. With operating hours from 8:30 AM to 5:30 PM Monday through Friday and convenient ATM and drive-thru services available, we are here to serve you. Whether you're looking for support with your first home purchase or want to save for the future, our dedicated team is ready to help you every step of the way. Join us today!
Branch Location & Accessibility
ATM Availability
For those times when you need cash on the go, we offer ATM access right at our branch. You can withdraw cash or check your balance anytime during our operating hours. While members can visit us at 37 Briarcliff Dr for in-person services, please note that official correspondence should be sent to the same address as our mailing address is also 37 BRIARCLIFF DR, CLAYTON, NC 27527. If you're looking for a supportive banking experience that puts members first, come by State Employees' Credit Union today! Feel free to call us at 919-763-3267 if you have any questions or need assistance before visiting. We look forward to serving you!
Nearby Landmarks and Accessibility
Our branch is just a stone's throw away from the popular Clayton Community Park, making it an ideal stop for locals enjoying a day out. You'll find ample parking available right outside, and our facility is designed with accessibility in mind, featuring ADA-compliant ramps for easy entry.
Operating Hours and Services
We're open Monday through Friday from 8:30 AM to 5:30 PM, providing plenty of time for you to visit us after work or during lunch breaks. Our friendly staff is ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.
Member Eligibility
At State Employees', we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is straightforward! If you live, work, or worship in the area, or are related to someone who does, you're likely eligible to join us. We value our members and offer a range of benefits designed to help you thrive financially. For detailed eligibility requirements, please visit http://www.ncsecu.org/join#eligibility. Ready to take the next step? Opening an account with us is easy and can be done online just check out the details at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to call us at (919) 763-3267. We're here to help you on your journey toward financial wellness right here at 37 Briarcliff Dr Clayton Nc 27527!
Business Banking & Commercial Services
Practical Merchant Services
Imagine being able to accept payments effortlessly while managing your cash flow. Our merchant services enable businesses to handle transactions smoothly, so you can focus on what matters most growing your business. With reliable payment processing options, you can serve your customers better and streamline your operations. Located at 37 Briarcliff Dr Clayton Nc 27527 in Clayton, NC, we invite you to explore how State Employees' can be your partner in success. For more information, give us a call at (919) 763-3267 or visit our website at https://www.ncsecu.org/. Let's work together to bring your business vision to life!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Additional Services
At State Employees', we also provide basic drive-thru banking services for deposits, withdrawals, and other simple transactions perfect for those who prefer face-to-face interaction without leaving their cars. We invite you to visit us or give us a call at 919-763-3267 if you have any questions about our offerings or how we can assist you in achieving your financial goals. You can also explore more about our services online at ncsecu.org. Join us today and discover how we can help make your financial aspirations a reality!
Auto Loans and Vehicle Financing
Need a new car? Look no further! Our auto loans and vehicle financing options are tailored to help you drive off in the vehicle of your dreams without stretching your budget. With competitive rates and flexible terms, we make it simple for you to get on the road.
Business Banking
For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. We know how important it is to have reliable support when running a business. That's why our services are designed to help you focus on growth while managing your finances efficiently.
Digital Banking Features
In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, with features like ATM access for withdrawals and balance checks, banking has never been easier.
Mortgage Solutions
If homeownership is on your mind, our mortgage loans and refinancing options are here for you. We work closely with members to find the best mortgage solutions that fit their financial situation. Whether you're buying your first home or refinancing an existing mortgage, we guide you through every step.
Personal Banking
For those looking to manage their everyday finances, we offer checking and savings accounts that cater to different lifestyles and goals. Imagine having a checking account that not only helps you keep track of your spending but also offers rewards for using it! Our credit cards with rewards make it easier to earn points on purchases you already make. Additionally, if you're thinking about consolidating debt or financing a personal project, our personal loans can provide the support you need.
Digital & Online Banking
Key Features
One of the standout features is our electronic signature authorization. This means you can sign documents securely from home, avoiding the hassle of in-person visits. Plus, if you prefer a paperless approach, we offer e-statements that keep you updated on your account activity without cluttering your mailbox. For those who love using their smartphones, our mobile application provides all the functionalities of online banking right in your pocket. You can even make mobile payments effortlessly, allowing you to shop or pay bills directly from your phone. While person-to-person transfers aren't currently available, our commitment to enhancing member experience means we're always exploring new ways to make banking more convenient for you. With secure access and user-friendly features like mobile payments and electronic signatures, you can focus more on what matters most in your life. We are dedicated to making banking accessible and straightforward for everyone at State Employees'. Embrace the ease of managing your money with our digital services today!
Financial Strength
Commitment to Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Member-Centric Savings Opportunities
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Strong Membership Base
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. This level of engagement is a testament to the confidence our members have in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 37 Briarcliff Dr Clayton Nc 27527 or call (919) 763-3267 to learn more about how we can help you achieve your financial goals.
Loan Offering
Additional Services
In addition to these popular loan products, we also offer total credit lines amounting to $18,909,000,000, giving our members access to additional funds when needed. Our team is committed to providing personalized service and advice tailored to your unique circumstances. Refinancing options are available for many of our loan products, allowing you to potentially lower your monthly payments or adjust your loan term according to your current financial situation. For any questions about eligibility or how to apply for our loan products, don't hesitate to reach out! You can contact us at (919) 763-3267, and our friendly staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at 37 Briarcliff Dr Clayton Nc 27527 in Clayton, NC, where we're dedicated to helping you succeed financially!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used option, we have financing solutions that fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are here to guide you through the process, ensuring that you understand all your options for home financing.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make unexpected purchases easier to handle, our credit card options can provide the support you need.
Loan Aggregator
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Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for users. LendMesh takes pride in offering verified data, meaning that all loan offers come from legitimate financial institutions. This approach guarantees that users receive trustworthy information when comparing options. Additionally, LendMesh operates without sponsored listings, which means lenders are not prioritized based on paid promotions. The goal is clear: provide unbiased results so users can easily find the best rates available. With real-time rate comparisons from multiple institutions, users can stay updated with the latest loan offerings.