For those times when you need cash on the go, we offer ATM access right at our branch. You can withdraw cash or check your balance anytime during our operating hours. While members can visit us at 37 Briarcliff Dr for in-person services, please note that official correspondence should be sent to the same address as our mailing address is also 37 BRIARCLIFF DR, CLAYTON, NC 27527. If you're looking for a supportive banking experience that puts members first, come by State Employees' Credit Union today! Feel free to call us at 919-763-3267 if you have any questions or need assistance before visiting. We look forward to serving you!
Our branch is just a stone's throw away from the popular Clayton Community Park, making it an ideal stop for locals enjoying a day out. You'll find ample parking available right outside, and our facility is designed with accessibility in mind, featuring ADA-compliant ramps for easy entry.
We're open Monday through Friday from 8:30 AM to 5:30 PM, providing plenty of time for you to visit us after work or during lunch breaks. Our friendly staff is ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.
Imagine being able to accept payments effortlessly while managing your cash flow. Our merchant services enable businesses to handle transactions smoothly, so you can focus on what matters most growing your business. With reliable payment processing options, you can serve your customers better and streamline your operations. Located at 37 Briarcliff Dr Clayton Nc 27527 in Clayton, NC, we invite you to explore how State Employees' can be your partner in success. For more information, give us a call at (919) 763-3267 or visit our website at https://www.ncsecu.org/. Let's work together to bring your business vision to life!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
At State Employees', we also provide basic drive-thru banking services for deposits, withdrawals, and other simple transactions perfect for those who prefer face-to-face interaction without leaving their cars. We invite you to visit us or give us a call at 919-763-3267 if you have any questions about our offerings or how we can assist you in achieving your financial goals. You can also explore more about our services online at ncsecu.org. Join us today and discover how we can help make your financial aspirations a reality!
Need a new car? Look no further! Our auto loans and vehicle financing options are tailored to help you drive off in the vehicle of your dreams without stretching your budget. With competitive rates and flexible terms, we make it simple for you to get on the road.
For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. We know how important it is to have reliable support when running a business. That's why our services are designed to help you focus on growth while managing your finances efficiently.
In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, with features like ATM access for withdrawals and balance checks, banking has never been easier.
If homeownership is on your mind, our mortgage loans and refinancing options are here for you. We work closely with members to find the best mortgage solutions that fit their financial situation. Whether you're buying your first home or refinancing an existing mortgage, we guide you through every step.
For those looking to manage their everyday finances, we offer checking and savings accounts that cater to different lifestyles and goals. Imagine having a checking account that not only helps you keep track of your spending but also offers rewards for using it! Our credit cards with rewards make it easier to earn points on purchases you already make. Additionally, if you're thinking about consolidating debt or financing a personal project, our personal loans can provide the support you need.
One of the standout features is our electronic signature authorization. This means you can sign documents securely from home, avoiding the hassle of in-person visits. Plus, if you prefer a paperless approach, we offer e-statements that keep you updated on your account activity without cluttering your mailbox. For those who love using their smartphones, our mobile application provides all the functionalities of online banking right in your pocket. You can even make mobile payments effortlessly, allowing you to shop or pay bills directly from your phone. While person-to-person transfers aren't currently available, our commitment to enhancing member experience means we're always exploring new ways to make banking more convenient for you. With secure access and user-friendly features like mobile payments and electronic signatures, you can focus more on what matters most in your life. We are dedicated to making banking accessible and straightforward for everyone at State Employees'. Embrace the ease of managing your money with our digital services today!
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. This level of engagement is a testament to the confidence our members have in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 37 Briarcliff Dr Clayton Nc 27527 or call (919) 763-3267 to learn more about how we can help you achieve your financial goals.
In addition to these popular loan products, we also offer total credit lines amounting to $18,909,000,000, giving our members access to additional funds when needed. Our team is committed to providing personalized service and advice tailored to your unique circumstances. Refinancing options are available for many of our loan products, allowing you to potentially lower your monthly payments or adjust your loan term according to your current financial situation. For any questions about eligibility or how to apply for our loan products, don't hesitate to reach out! You can contact us at (919) 763-3267, and our friendly staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at 37 Briarcliff Dr Clayton Nc 27527 in Clayton, NC, where we're dedicated to helping you succeed financially!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used option, we have financing solutions that fit your budget.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are here to guide you through the process, ensuring that you understand all your options for home financing.
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make unexpected purchases easier to handle, our credit card options can provide the support you need.
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